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MANULIFE SCHOLARSHIP
MANULIFE SCHOLARSHIP
ASEAN SCHOLARSHIP - SECONDARY THREE
ASEAN SCHOLARSHIP - SECONDARY THREE
COLBY-SAWYER INTERNATIONAL STUDENT SCHOLARSHIP AND FINANCIAL AID
COLBY-SAWYER INTERNATIONAL STUDENT SCHOLARSHIP AND FINANCIAL AID
CHEVENING CRANFIELD UNIVERSITY SCHOLARSHIPS
CHEVENING CRANFIELD UNIVERSITY SCHOLARSHIPS
UWE Bristol Lord Templeman LLB Scholarship
UWE Bristol Lord Templeman LLB Scholarship
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - UNITEN
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - UNITEN
NATIONAL PRECISION ENGINEERING SCHOLARSHIP (NPES)
NATIONAL PRECISION ENGINEERING SCHOLARSHIP (NPES)
MMC SCHOLARSHIP
MMC SCHOLARSHIP
GD EXPRESS SCHOLARSHIP
GD EXPRESS SCHOLARSHIP
BIASISWA KARANGKRAF
BIASISWA KARANGKRAF
LEE YAN LIAN CHARITABLE FOUNDATION LOCAL SCHOLARSHIP
LEE YAN LIAN CHARITABLE FOUNDATION LOCAL SCHOLARSHIP
PROGRAM MATRIKULASI KEMENTERIAN PELAJARAN MALAYSIA
PROGRAM MATRIKULASI KEMENTERIAN PELAJARAN MALAYSIA
AGROBANK SCHOLARSHIP PROGRAM
AGROBANK SCHOLARSHIP PROGRAM
INDIAN GOVERNMENT SCHOLARSHIP
INDIAN GOVERNMENT SCHOLARSHIP
SKIM PELAJAR CEMERLANG YAYASAN PAHANG
SKIM PELAJAR CEMERLANG YAYASAN PAHANG
LIONS EDUCATION ASSISTANCE FOR THE NEEDY (LEARN) FUND
LIONS EDUCATION ASSISTANCE FOR THE NEEDY (LEARN) FUND
ALBUKHARY FOUNDATION SCHOLARSHIP
ALBUKHARY FOUNDATION SCHOLARSHIP
MALAYSIAN COMMUNITY AND EDUCATION FOUNDATION (MCEF)
MALAYSIAN COMMUNITY AND EDUCATION FOUNDATION (MCEF)
NILAI UNIVERSITY COLLEGE HIGH ACHIEVER SCHOLARSHIP FOR IT AND ENGINEERING
NILAI UNIVERSITY COLLEGE HIGH ACHIEVER SCHOLARSHIP FOR IT AND ENGINEERING
GENERAL CULTURAL SCHOLARSHIP SCHEME (GCSS)
GENERAL CULTURAL SCHOLARSHIP SCHEME (GCSS)
HSBC SCHOLARSHIP AWARD
HSBC SCHOLARSHIP AWARD
TEO SOO PIN SCHOLARSHIP
TEO SOO PIN SCHOLARSHIP
DATO LEE CHONG WEI KDU EDUCATION GROUP SCHOLARSHIP
DATO LEE CHONG WEI KDU EDUCATION GROUP SCHOLARSHIP
BIASISWA KERAJAAN NEGERI SABAH
BIASISWA KERAJAAN NEGERI SABAH
AIRASIA CADET PILOT PROGRAM
AIRASIA CADET PILOT PROGRAM
ASTRO SCHOLARSHIP
ASTRO SCHOLARSHIP
IGB CORPORATION SCHOLARSHIP
IGB CORPORATION SCHOLARSHIP
KHAZANAH WATAN SCHOLARSHIP (FOUNDATION, UNDERGRADUATE and POSTGRADUATE)
KHAZANAH WATAN SCHOLARSHIP (FOUNDATION, UNDERGRADUATE and POSTGRADUATE)
PROGRAM PENAJAAN PELAJAR TERBAIK STPM 2013
PROGRAM PENAJAAN PELAJAR TERBAIK STPM 2013
EPF SCHOLARSHIP
EPF SCHOLARSHIP
YAW TECK SENG FOUNDATION SCHOLARSHIP
YAW TECK SENG FOUNDATION SCHOLARSHIP
TITIJAYA SCHOLARSHIP FUND
TITIJAYA SCHOLARSHIP FUND
LIM KOK WING SCHOLARSHIP
LIM KOK WING SCHOLARSHIP
DIPLOMA IN NATURAL MEDICINE SCHOLARSHIP
DIPLOMA IN NATURAL MEDICINE SCHOLARSHIP
PROGRAM LATIHAN SEPARA PERUBATAN BERTARAF DIPLOMA
PROGRAM LATIHAN SEPARA PERUBATAN BERTARAF DIPLOMA
MUDAJAYA SCHOLARSHIP
MUDAJAYA SCHOLARSHIP
Maxis What\'s Next Scholarship
Maxis What\'s Next Scholarship
KLSCCCI SCHOLARSHIP
KLSCCCI SCHOLARSHIP
MALAYSIA TAIWAN SKILLS PROGRAM
MALAYSIA TAIWAN SKILLS PROGRAM
Royal Military College (RMC) Intake
Royal Military College (RMC) Intake
PROGRAM PENGHANTARAN PELAJAR CEMERLANG KE UNIVERSITI TERKEMUKA LUAR NEGARA
PROGRAM PENGHANTARAN PELAJAR CEMERLANG KE UNIVERSITI TERKEMUKA LUAR NEGARA
TAYLORS TCHT AWARDS
TAYLORS TCHT AWARDS
ALICE SMITH SCHOOL SCHOLARSHIP
ALICE SMITH SCHOOL SCHOLARSHIP
BANK NEGARA MALAYSIA SCHOLARSHIP (UNDERGRADUATE)
BANK NEGARA MALAYSIA SCHOLARSHIP (UNDERGRADUATE)
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP PROGRAMME
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP PROGRAMME
CCM SCHOLARSHIP
CCM SCHOLARSHIP
YAYASAN SARAWAK BESTARI SCHOLARSHIP
YAYASAN SARAWAK BESTARI SCHOLARSHIP
JAPANESE GOVERNMENT (MONBUKAGAKUSHO: MEXT) SCHOLARSHIP FOR UNDERGRADUATE STUDIES
JAPANESE GOVERNMENT (MONBUKAGAKUSHO: MEXT) SCHOLARSHIP FOR UNDERGRADUATE STUDIES
BIASISWA KECIL PERSEKUTUAN (BKP)
BIASISWA KECIL PERSEKUTUAN (BKP)
PENGAMBILAN CALON LEPASAN  SPM  UNTUK ANGKATAN TENTERA MALAYSIA
PENGAMBILAN CALON LEPASAN SPM UNTUK ANGKATAN TENTERA MALAYSIA
PINJAMAN PELAJARAN BOLEH UBAH PROGRAM PASCA SISWAZAH LUAR NEGARA MARA
PINJAMAN PELAJARAN BOLEH UBAH PROGRAM PASCA SISWAZAH LUAR NEGARA MARA
YAYASAN SIME DARBY DIPLOMA BURSARY PROGRAMME (LOCAL)
YAYASAN SIME DARBY DIPLOMA BURSARY PROGRAMME (LOCAL)
IOI SCHOLARSHIP
IOI SCHOLARSHIP
YAYASAN SIME DARBY Skill Enrichment Programme
YAYASAN SIME DARBY Skill Enrichment Programme
BIASISWA AMANAH RAYA
BIASISWA AMANAH RAYA
INTERNATIONAL BACCALAUREATE  (IB) DIPLOMA SCHOLARSHIP
INTERNATIONAL BACCALAUREATE (IB) DIPLOMA SCHOLARSHIP
TAN SRI AHMAD RAZALI MERIT SCHOLARSHIP
TAN SRI AHMAD RAZALI MERIT SCHOLARSHIP
AUSTRALIAN NATIONAL UNIVERSITY (ANU) MALAYSIAN ALUMNI UNDERGRADUATE SCHOLARSHIP
AUSTRALIAN NATIONAL UNIVERSITY (ANU) MALAYSIAN ALUMNI UNDERGRADUATE SCHOLARSHIP
MIED LOAN
MIED LOAN
BIASISWA YANG DI PERTUAN AGONG
BIASISWA YANG DI PERTUAN AGONG
BIASISWA PINJAMAN KERAJAAN NEGERI SARAWAK PERINGKAT IJAZAH SARJANA MUDA
BIASISWA PINJAMAN KERAJAAN NEGERI SARAWAK PERINGKAT IJAZAH SARJANA MUDA
SKIM PINJAMAN PELAJAR IPT YAYASAN WILAYAH PERSEKUTUAN
SKIM PINJAMAN PELAJAR IPT YAYASAN WILAYAH PERSEKUTUAN
GENTING SANYEN POWER SCHOLARSHIP
GENTING SANYEN POWER SCHOLARSHIP
YTL CEMENT SCHOLARSHIP FUND
YTL CEMENT SCHOLARSHIP FUND
INDIAN COUNCIL FOR CULTURAL RELATIONS AYUSH SCHOLARSHIP
INDIAN COUNCIL FOR CULTURAL RELATIONS AYUSH SCHOLARSHIP
DR GOH KENG SWEE (GKS) SCHOLARSHIP
DR GOH KENG SWEE (GKS) SCHOLARSHIP
BANK NEGARA MALAYSIA KIJANG EMAS AND KIJANG SCHOLARSHIP (PRE-U)
BANK NEGARA MALAYSIA KIJANG EMAS AND KIJANG SCHOLARSHIP (PRE-U)
FAEDAH PENDIDIKAN PERKESO
FAEDAH PENDIDIKAN PERKESO
SUNRISE EDUCATION FOUNDATION SCHOLARSHIP (UNDERGRADUATE)
SUNRISE EDUCATION FOUNDATION SCHOLARSHIP (UNDERGRADUATE)
IELTS SCHOLARSHIPS 2013
IELTS SCHOLARSHIPS 2013
MPOB Education Scholarship
MPOB Education Scholarship
SPORTS STUDIES SCHOLARSHIP
SPORTS STUDIES SCHOLARSHIP
UNIVERSITY OF QUEENSLAND SCHOOL OF ECONOMICS CENTENARY SCHOLARSHIP
UNIVERSITY OF QUEENSLAND SCHOOL OF ECONOMICS CENTENARY SCHOLARSHIP
GOOGLE ANITA BORG MEMORIAL SCHOLARSHIP FOR ASIA PACIFIC
GOOGLE ANITA BORG MEMORIAL SCHOLARSHIP FOR ASIA PACIFIC
Stamford Higher Education 1Malaysia (HE1M)
Stamford Higher Education 1Malaysia (HE1M)
PROGRAM KEJURUTERAAN JEPUN, KOREA, PERANCIS, DAN JERMAN (JKPJ) - JPA
PROGRAM KEJURUTERAAN JEPUN, KOREA, PERANCIS, DAN JERMAN (JKPJ) - JPA
PERODUA YOUTH TRAINING PROGRAMME
PERODUA YOUTH TRAINING PROGRAMME
TAIWAN SCHOLARSHIP
TAIWAN SCHOLARSHIP
UNIVERSITY OF SOUTHAMPTON MALAYSIA CAMPUS SCHOLARSHIP
UNIVERSITY OF SOUTHAMPTON MALAYSIA CAMPUS SCHOLARSHIP
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP PROGRAMME (LOCAL)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP PROGRAMME (LOCAL)
PNB GLOBAL SCHOLARSHIP
PNB GLOBAL SCHOLARSHIP
MAYBANK SCHOLARSHIP AWARD
MAYBANK SCHOLARSHIP AWARD
TAN SRI MANICKAVASAGAM SCHOLARSHIP FUND
TAN SRI MANICKAVASAGAM SCHOLARSHIP FUND
PINJAMAN PENDIDIKAN YAYASAN NEGERI SEMBILAN
PINJAMAN PENDIDIKAN YAYASAN NEGERI SEMBILAN
SWATCH GROUP SCHOLARSHIP
SWATCH GROUP SCHOLARSHIP
MALAYSIAN RUBBER EXPORT PROMOTION COUNCIL (MREPC) SCHOLARSHIP
MALAYSIAN RUBBER EXPORT PROMOTION COUNCIL (MREPC) SCHOLARSHIP
AKADEMI LAUT MALAYSIA (ALAM) CADET SPONSORSHIP PROGRAM
AKADEMI LAUT MALAYSIA (ALAM) CADET SPONSORSHIP PROGRAM
OYL MALAYSIA SCHOLARSHIP PROGRAM
OYL MALAYSIA SCHOLARSHIP PROGRAM
LION-PARKSON FOUNDATION SCHOLARSHIP
LION-PARKSON FOUNDATION SCHOLARSHIP
CHEVENING SCHOLARSHIP
CHEVENING SCHOLARSHIP
Malaysia Scholarship Directory EduhelpMy

1MCA EDUCATION LOAN SCHEME

2

Provider Name: MALAYSIAN CHINESE ASSOCIATION (MCA)
Provider Type: NGO/Foundation
Scholarship Type:
  • Partial Loan

Target Group:
  • SPM Leavers
  • STPM Leavers
  • Pre-U Students
  • Foundation Students
  • Matriculation Students
  • Bachelor Degree Students/Graduates
  • Master Degree Students/Holders
  • UEC Students

Study Level:
  • Bachelor Degree
  • Master Degree
  • Doctorate/PhD

Study Location:
  • Local
  • Overseas

Minimum Requirement for Application:
  1. PREREQUISITES FOR EDUCATION LOAN APPLICATION
  • The applicant must be a member of KOJADI with RM100 initial shares.
  • The applicant must hold the requisite additional shares ranging from RM500 to RM2,000 shares for each child depending on the loan amount applied for.
    Note: Payment of subscription of additional shares will be deducted from the approved loan
  • KOJADI will deduct the insurance premium from the approved loan.
  • The applicant must nominate a child/nominee under the 1MCA Education loan scheme.
  • The nominated child/nominee must have gained admission to an approved institution of higher learning locally or abroad.

Course:
  • ALL COURSES

Application Status: OPEN FOR APPLICATION
Extra Info:

This Loan Scheme is open for application to students of all races from low-income families.

A total of RM30million interest-free loans in the Loan Scheme will be open to all races. University students studying abroad can apply for loans ranging from RM30,000 to RM100,000. MCA will bear the interest for the loans.

The Education Loan Scheme is divided into two parts:

The first part entails 150 loans to pursue university degree programmes locally and overseas, with each successful applicant receiving loans up to RM30,000.

The second part entails 50 loans to pursue doctoral and post-graduate studies, with each successful applicant receiving loans between RM80,000 up to RM100,000.

Successful applicants can enjoy interest-free loans for the first five years. The Loan Scheme takes into consideration the fact that the students are studying and will have only just started working for about two years.

Thus this plan will allow the students to repay the loan, after which a minimum interest rate will be charged.


  1. LOAN DOCUMENTS

Submit certified photo copies of the following documents:

  • Applicant’s identity card
  • Student’s identity card
  • Letter of offer from approved institution
  • Student’s last examination results (SPM,STPM or SM3/UEC or equivalent or other highest academic qualification)
  • Identity cards of guarantors (one to three guarantors)
  • Latest EPF statement or Income Tax Form or EA Form or last 3 months payslips of guarantors (one to three guarantors)
  • Any other documents as may be required from time to time.

Submit the following photos and payment:

  • Applicant’s recent photo (passport size)
  • Student’s recent photo (passport size)
  • Loan processing fees (RM200)
  • Co-applicant and student membership fees (RM220)


  1. LOAN APPROVAL & DOCUMENTATION
  • The loan amount is subject to the discretion of the Board.
  • The loan application normally takes about 1 month to process.
  • When the loan is approved, an OFFER LETTER will be sent to the applicant.
  • The applicant is then required to complete and submit the necessary loan documents within 2 months:
    • Loan Agreement
      It must be jointly signed by the applicant & the student.
    • Deed of Guarantee
      It must be jointly signed by the guarantor(s).
  1. LOAN DISBURSEMENT
  • Loan will only be disbursed after ALL the loan documents and payments have been received by KOJADI.
  • The loan will be released in 2 or 3 disbursements spread over the duration of the course of study.


  1. INTEREST CHARGES
  • Interest will be charged to the applicant’s loan account immediately after the disbursement of the loan. However, the first FIVE years loan interest will be borne by MCA.
  • The interest rate for the loan will be as follows :

For existing member of KOJADI with minimum 5 years membership:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
5.8%
(on a monthly rest and
reducing balance basis)
6.8%
(on a monthly rest and
reducing balance basis)

For new member:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
6.8%
(on a monthly rest and
reducing balance basis)
7.8%
(on a monthly rest and
reducing balance basis)


REPAYMENT OF LOANThe founding objective of KOJADI is to pool the resources among its members for mutual benefits. Prompt repayment of the loan will enable KOJADI to give similar financial aid to other members for further study.

The repayment of the loan will begin three (3) or six (6) months after graduation and the maximum repayment period shall not exceed 10 years depending on the amount of loan and the type of the loan, repayment will be as follows:

1st year ….. RM200 or RM300 per month

2nd year ….. RM300 or RM400 per month

3rd year ….. RM400 or RM500 & above per month until full settlement

OR equal monthly instalments until full settlement.


  1. FURTHER INFORMATION

The above particulars are subject to change. For further information, please call at our office at

KoperasiJayadiri Malaysia Berhad (KOJADI)
11th Floor, Wisma MCA,
163 JalanAmpang,
50450 Kuala Lumpur.

Tel  : 03-2161 6499 (Membership and Loan Department)
Fax : 03-2162 1413
E-mail :
For membership related enquiries            : member@kojadi.com.my
For loan application related enquiries       : loan@kojadi.com.my

Office Hours : Monday-Friday : 8:30am – 5:30pm
Saturday-Sunday &Public Holidays : Closed


Scholarship Website
Document 1 - Application Form
Document 5 - Others
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