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YAYASAN SIME DARBY SPECIAL SUPPORT BURSARY PROGRAMME (LOCAL)
YAYASAN SIME DARBY SPECIAL SUPPORT BURSARY PROGRAMME (LOCAL)
KOON YEW YING SCHOLARSHIP
KOON YEW YING SCHOLARSHIP
PNB SCHOLARSHIP FOR OVERSEAS PROGRAMME
PNB SCHOLARSHIP FOR OVERSEAS PROGRAMME
TUN RAHAH SCHOLARSHIP FUND
TUN RAHAH SCHOLARSHIP FUND
PROGRAM PENAJAAN PELAJAR DI UNIVERSITI TERKEMUKA LUAR NEGARA JPA
PROGRAM PENAJAAN PELAJAR DI UNIVERSITI TERKEMUKA LUAR NEGARA JPA
TUN DR MAHATHIR UPM-ELS SCHOLARSHIP
TUN DR MAHATHIR UPM-ELS SCHOLARSHIP
ASEAN SCHOLARSHIP - SECONDARY THREE
ASEAN SCHOLARSHIP - SECONDARY THREE
BIASISWA PINJAMAN KERAJAAN NEGERI SARAWAK PERINGKAT IJAZAH SARJANA MUDA
BIASISWA PINJAMAN KERAJAAN NEGERI SARAWAK PERINGKAT IJAZAH SARJANA MUDA
HONG LEONG FOUNDATION SCHOLARSHIP
HONG LEONG FOUNDATION SCHOLARSHIP
CURTIN PHD SCHOLARSHIP
CURTIN PHD SCHOLARSHIP
BRUNEI DARUSSALAM GOVERNMENT SCHOLARSHIP FOR FOREIGN STUDENTS
BRUNEI DARUSSALAM GOVERNMENT SCHOLARSHIP FOR FOREIGN STUDENTS
DAVIS UNDERGRADUATE SCHOLARSHIP
DAVIS UNDERGRADUATE SCHOLARSHIP
PRYSMIAN ASEAN SCHOLARSHIP
PRYSMIAN ASEAN SCHOLARSHIP
IOI SCHOLARSHIP
IOI SCHOLARSHIP
MAHSA FOUNDATION IN SCIENCE SCHOLARSHIP
MAHSA FOUNDATION IN SCIENCE SCHOLARSHIP
FAJARBARU SCHOLARSHIP
FAJARBARU SCHOLARSHIP
NBC (NG BEE CHAI) FOUNDATION SCHOLARSHIP
NBC (NG BEE CHAI) FOUNDATION SCHOLARSHIP
PENERAJU TUNAS POTENSI
PENERAJU TUNAS POTENSI
UNIVERSITI MALAYA MEDICAL CENTRE HEALTH SCIENCE DIPLOMA
UNIVERSITI MALAYA MEDICAL CENTRE HEALTH SCIENCE DIPLOMA
AMCORP STUDY GRANT
AMCORP STUDY GRANT
LIONS EDUCATION ASSISTANCE FOR THE NEEDY (LEARN) FUND
LIONS EDUCATION ASSISTANCE FOR THE NEEDY (LEARN) FUND
SUNWAY A-LEVELS SCHOLARSHIP
SUNWAY A-LEVELS SCHOLARSHIP
BOSCH APPRENTICE TRAINING COURSE
BOSCH APPRENTICE TRAINING COURSE
TENBY SCHOOLS SIWU SCHOLARSHIP AWARD
TENBY SCHOOLS SIWU SCHOLARSHIP AWARD
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN DENGAN KEPUJIAN (PPISMP)
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN DENGAN KEPUJIAN (PPISMP)
SUNWAY CHINESE INDEPENDENT SCHOOLS ECA-UNDERGRADUATE SCHOLARSHIP
SUNWAY CHINESE INDEPENDENT SCHOOLS ECA-UNDERGRADUATE SCHOLARSHIP
ELENA COOKE EDUCATON FUND SCHOLARSHIP
ELENA COOKE EDUCATON FUND SCHOLARSHIP
BIASISWA KECIL PERSEKUTUAN (BKP)
BIASISWA KECIL PERSEKUTUAN (BKP)
OVERSEAS STUDENTS SCHOLARSHIP FOR UNDERGRADUATE STUDIES AT LINGNAN UNIVERSITY HONG KONG
OVERSEAS STUDENTS SCHOLARSHIP FOR UNDERGRADUATE STUDIES AT LINGNAN UNIVERSITY HONG KONG
GENERAL CULTURAL SCHOLARSHIP SCHEME (GCSS)
GENERAL CULTURAL SCHOLARSHIP SCHEME (GCSS)
KEN FOUNDATION SCHOLARSHIP
KEN FOUNDATION SCHOLARSHIP
TAYLOR\'S WORLD CLASS SCHOLARSHIP
TAYLOR\'S WORLD CLASS SCHOLARSHIP
MNRB SCHOLARSHIP FUND
MNRB SCHOLARSHIP FUND
CANON SCHOLARSHIP
CANON SCHOLARSHIP
MANULIFE SCHOLARSHIP
MANULIFE SCHOLARSHIP
GREAT EASTERN SUPREMACY SCHOLARSHIP
GREAT EASTERN SUPREMACY SCHOLARSHIP
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - UNITEN
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - UNITEN
SCHOLARSHIP PROGRAM FOR DIASPORA CHILDREN
SCHOLARSHIP PROGRAM FOR DIASPORA CHILDREN
LION-PARKSON FOUNDATION SCHOLARSHIP
LION-PARKSON FOUNDATION SCHOLARSHIP
AUSTRALIAN NATIONAL UNIVERSITY (ANU) MALAYSIAN ALUMNI UNDERGRADUATE SCHOLARSHIP
AUSTRALIAN NATIONAL UNIVERSITY (ANU) MALAYSIAN ALUMNI UNDERGRADUATE SCHOLARSHIP
PERODUA YOUTH TRAINING PROGRAMME
PERODUA YOUTH TRAINING PROGRAMME
AMCORP STUDY GRANT
AMCORP STUDY GRANT
SIN CHEW DAILY EDUCATION FUND
SIN CHEW DAILY EDUCATION FUND
MBAM Scholarship for for IPD-OUM & MBAM Training Programme
MBAM Scholarship for for IPD-OUM & MBAM Training Programme
BUMI ARMADA CADET SPONSORSHIP
BUMI ARMADA CADET SPONSORSHIP
UTM ENDOWMENT SCHOLARSHIP
UTM ENDOWMENT SCHOLARSHIP
TASEK CORPORATION BERHAD SCHOLARSHIP
TASEK CORPORATION BERHAD SCHOLARSHIP
IJN DIPLOMA IN NURSING PROGRAM
IJN DIPLOMA IN NURSING PROGRAM
KIENTA ENGINEERING
KIENTA ENGINEERING
NATIONAL SCIENCE SCHOLARSHIP
NATIONAL SCIENCE SCHOLARSHIP
HSBC CLASSICS BURSARY
HSBC CLASSICS BURSARY
ADVENTIST COLLEGE OF NURSING AND HEALTH SCIENCES SCHOLARSHIP
ADVENTIST COLLEGE OF NURSING AND HEALTH SCIENCES SCHOLARSHIP
TAIWAN INTERNATIONAL COOPERATION AND DEVELOPMENT FUND (ICDF) HIGHER EDUCATION SCHOLARSHIP PROGRAMME
TAIWAN INTERNATIONAL COOPERATION AND DEVELOPMENT FUND (ICDF) HIGHER EDUCATION SCHOLARSHIP PROGRAMME
AUSTRALIAN INTERNATIONAL SCHOOL MALAYSIA MATRICULATION SCHOLARSHIP
AUSTRALIAN INTERNATIONAL SCHOOL MALAYSIA MATRICULATION SCHOLARSHIP
UNIMY MERIT SCHOLARSHIP
UNIMY MERIT SCHOLARSHIP
PINJAMAN PENDIDIKAN YAYASAN NEGERI SEMBILAN
PINJAMAN PENDIDIKAN YAYASAN NEGERI SEMBILAN
SWATCH GROUP SCHOLARSHIP
SWATCH GROUP SCHOLARSHIP
IGB CORPORATION SCHOLARSHIP
IGB CORPORATION SCHOLARSHIP
Royal Military College (RMC) Intake
Royal Military College (RMC) Intake
MALAYSIA TAIWAN SKILLS PROGRAM
MALAYSIA TAIWAN SKILLS PROGRAM
ALBUKHARY FOUNDATION SCHOLARSHIP
ALBUKHARY FOUNDATION SCHOLARSHIP
SUNWAY SPECIAL PRE-UNIVERSITY SCHOLARSHIP
SUNWAY SPECIAL PRE-UNIVERSITY SCHOLARSHIP
KUOK FOUNDATION UNDERGRADUATE AWARDS ( PRIVATE UNIVERSITIES / COLLEGES )
KUOK FOUNDATION UNDERGRADUATE AWARDS ( PRIVATE UNIVERSITIES / COLLEGES )
FMM TUNKU TAN SRI MOHAMED STUDY LOAN SCHEME
FMM TUNKU TAN SRI MOHAMED STUDY LOAN SCHEME
ALICE SMITH SCHOOL SCHOLARSHIP
ALICE SMITH SCHOOL SCHOLARSHIP
ASTRO SCHOLARSHIP
ASTRO SCHOLARSHIP
NATIONAL AGRICULTURE TRAINING CENTER (NATC)
NATIONAL AGRICULTURE TRAINING CENTER (NATC)
KUOK FOUNDATION DIPLOMA AWARDS (SINGAPORE PUBLIC POLYTECHNICS)
KUOK FOUNDATION DIPLOMA AWARDS (SINGAPORE PUBLIC POLYTECHNICS)
UNIVERSITY OF CANTERBURY SCHOLARSHIP FOR MALAYSIAN
UNIVERSITY OF CANTERBURY SCHOLARSHIP FOR MALAYSIAN
T-SYSTEMS HIGH ACHIEVER SCHOLARSHIP
T-SYSTEMS HIGH ACHIEVER SCHOLARSHIP
YAYASAN SIME DARBY SCHOOL LEAVER EDUCATIONAL ASSISTANCE AND AND INDUSTRIAL TRAINING (SEAIT)
YAYASAN SIME DARBY SCHOOL LEAVER EDUCATIONAL ASSISTANCE AND AND INDUSTRIAL TRAINING (SEAIT)
NEXUS SECONDARY SCHOOL PROGRAMME
NEXUS SECONDARY SCHOOL PROGRAMME
PINJAMAN PELAJARAN YAYASAN SELANGOR
PINJAMAN PELAJARAN YAYASAN SELANGOR
HELP MIC SCHOLARSHIP AWARD
HELP MIC SCHOLARSHIP AWARD
YAYASAN SIME DARBY POSTGRADUATE SCHOLARSHIP PROGRAMME
YAYASAN SIME DARBY POSTGRADUATE SCHOLARSHIP PROGRAMME
CCM SCHOLARSHIP
CCM SCHOLARSHIP
YAYASAN SARAWAK BESTARI SCHOLARSHIP
YAYASAN SARAWAK BESTARI SCHOLARSHIP
UEM GROUP SCHOLARSHIP (LOCAL)
UEM GROUP SCHOLARSHIP (LOCAL)
TUN SUFFIAN FOUNDATION (PHD SCHOLARSHIP)
TUN SUFFIAN FOUNDATION (PHD SCHOLARSHIP)
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI TENAGA NASIONAL (UNITEN)
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI TENAGA NASIONAL (UNITEN)
JEFFREY CHEAH FOUNDATION COMMUNITY SCHOLARSHIP
JEFFREY CHEAH FOUNDATION COMMUNITY SCHOLARSHIP
CHEVENING UNIVERSITY OF EDINBURGH SCHOLARSHIPS
CHEVENING UNIVERSITY OF EDINBURGH SCHOLARSHIPS
KLSCCCI SCHOLARSHIP
KLSCCCI SCHOLARSHIP
PROGRAM KHAS LEPASAN SIJIL PELAJARAN MALAYSIA (SPM) 2012
PROGRAM KHAS LEPASAN SIJIL PELAJARAN MALAYSIA (SPM) 2012
TAYLORS TCHT AWARDS
TAYLORS TCHT AWARDS
PROGRAM LATIHAN SEPARA PERUBATAN BERTARAF DIPLOMA
PROGRAM LATIHAN SEPARA PERUBATAN BERTARAF DIPLOMA
BIASISWA SUKAN IPT
BIASISWA SUKAN IPT
IJM SCHOLARSHIP
IJM SCHOLARSHIP
MANIPAL INTERNATIONAL UNIVERSITY SCHOLARSHIP
MANIPAL INTERNATIONAL UNIVERSITY SCHOLARSHIP
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (UK)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (UK)
Malaysia Scholarship Directory EduhelpMy

1MCA EDUCATION LOAN SCHEME

2

Provider Name: MALAYSIAN CHINESE ASSOCIATION (MCA)
Provider Type: NGO/Foundation
Scholarship Type:
  • Partial Loan

Target Group:
  • SPM Leavers
  • STPM Leavers
  • Pre-U Students
  • Foundation Students
  • Matriculation Students
  • Bachelor Degree Students/Graduates
  • Master Degree Students/Holders
  • UEC Students

Study Level:
  • Bachelor Degree
  • Master Degree
  • Doctorate/PhD

Study Location:
  • Local
  • Overseas

Minimum Requirement for Application:
  1. PREREQUISITES FOR EDUCATION LOAN APPLICATION
  • The applicant must be a member of KOJADI with RM100 initial shares.
  • The applicant must hold the requisite additional shares ranging from RM500 to RM2,000 shares for each child depending on the loan amount applied for.
    Note: Payment of subscription of additional shares will be deducted from the approved loan
  • KOJADI will deduct the insurance premium from the approved loan.
  • The applicant must nominate a child/nominee under the 1MCA Education loan scheme.
  • The nominated child/nominee must have gained admission to an approved institution of higher learning locally or abroad.

Course:
  • ALL COURSES

Application Status: OPEN FOR APPLICATION
Extra Info:

This Loan Scheme is open for application to students of all races from low-income families.

A total of RM30million interest-free loans in the Loan Scheme will be open to all races. University students studying abroad can apply for loans ranging from RM30,000 to RM100,000. MCA will bear the interest for the loans.

The Education Loan Scheme is divided into two parts:

The first part entails 150 loans to pursue university degree programmes locally and overseas, with each successful applicant receiving loans up to RM30,000.

The second part entails 50 loans to pursue doctoral and post-graduate studies, with each successful applicant receiving loans between RM80,000 up to RM100,000.

Successful applicants can enjoy interest-free loans for the first five years. The Loan Scheme takes into consideration the fact that the students are studying and will have only just started working for about two years.

Thus this plan will allow the students to repay the loan, after which a minimum interest rate will be charged.


  1. LOAN DOCUMENTS

Submit certified photo copies of the following documents:

  • Applicant’s identity card
  • Student’s identity card
  • Letter of offer from approved institution
  • Student’s last examination results (SPM,STPM or SM3/UEC or equivalent or other highest academic qualification)
  • Identity cards of guarantors (one to three guarantors)
  • Latest EPF statement or Income Tax Form or EA Form or last 3 months payslips of guarantors (one to three guarantors)
  • Any other documents as may be required from time to time.

Submit the following photos and payment:

  • Applicant’s recent photo (passport size)
  • Student’s recent photo (passport size)
  • Loan processing fees (RM200)
  • Co-applicant and student membership fees (RM220)


  1. LOAN APPROVAL & DOCUMENTATION
  • The loan amount is subject to the discretion of the Board.
  • The loan application normally takes about 1 month to process.
  • When the loan is approved, an OFFER LETTER will be sent to the applicant.
  • The applicant is then required to complete and submit the necessary loan documents within 2 months:
    • Loan Agreement
      It must be jointly signed by the applicant & the student.
    • Deed of Guarantee
      It must be jointly signed by the guarantor(s).
  1. LOAN DISBURSEMENT
  • Loan will only be disbursed after ALL the loan documents and payments have been received by KOJADI.
  • The loan will be released in 2 or 3 disbursements spread over the duration of the course of study.


  1. INTEREST CHARGES
  • Interest will be charged to the applicant’s loan account immediately after the disbursement of the loan. However, the first FIVE years loan interest will be borne by MCA.
  • The interest rate for the loan will be as follows :

For existing member of KOJADI with minimum 5 years membership:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
5.8%
(on a monthly rest and
reducing balance basis)
6.8%
(on a monthly rest and
reducing balance basis)

For new member:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
6.8%
(on a monthly rest and
reducing balance basis)
7.8%
(on a monthly rest and
reducing balance basis)


REPAYMENT OF LOANThe founding objective of KOJADI is to pool the resources among its members for mutual benefits. Prompt repayment of the loan will enable KOJADI to give similar financial aid to other members for further study.

The repayment of the loan will begin three (3) or six (6) months after graduation and the maximum repayment period shall not exceed 10 years depending on the amount of loan and the type of the loan, repayment will be as follows:

1st year ….. RM200 or RM300 per month

2nd year ….. RM300 or RM400 per month

3rd year ….. RM400 or RM500 & above per month until full settlement

OR equal monthly instalments until full settlement.


  1. FURTHER INFORMATION

The above particulars are subject to change. For further information, please call at our office at

KoperasiJayadiri Malaysia Berhad (KOJADI)
11th Floor, Wisma MCA,
163 JalanAmpang,
50450 Kuala Lumpur.

Tel  : 03-2161 6499 (Membership and Loan Department)
Fax : 03-2162 1413
E-mail :
For membership related enquiries            : member@kojadi.com.my
For loan application related enquiries       : loan@kojadi.com.my

Office Hours : Monday-Friday : 8:30am – 5:30pm
Saturday-Sunday &Public Holidays : Closed


Scholarship Website
Document 1 - Application Form
Document 5 - Others
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