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MALAYSIAN RUBBER EXPORT PROMOTION COUNCIL (MREPC) SCHOLARSHIP
MALAYSIAN RUBBER EXPORT PROMOTION COUNCIL (MREPC) SCHOLARSHIP
NAGOYA UNVERSITY-JAGAM SCHOLARSHIP
NAGOYA UNVERSITY-JAGAM SCHOLARSHIP
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP PROGRAM (CHINA)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP PROGRAM (CHINA)
MBAM Scholarship for for IPD-OUM & MBAM Training Programme
MBAM Scholarship for for IPD-OUM & MBAM Training Programme
TAIWAN INTERNATIONAL COOPERATION AND DEVELOPMENT FUND (ICDF) HIGHER EDUCATION SCHOLARSHIP PROGRAMME
TAIWAN INTERNATIONAL COOPERATION AND DEVELOPMENT FUND (ICDF) HIGHER EDUCATION SCHOLARSHIP PROGRAMME
BOSCH APPRENTICE TRAINING COURSE
BOSCH APPRENTICE TRAINING COURSE
TAYLORS TCHT AWARDS
TAYLORS TCHT AWARDS
JEFFREY CHEAH FOUNDATION COMMUNITY SCHOLARSHIP
JEFFREY CHEAH FOUNDATION COMMUNITY SCHOLARSHIP
NATIONAL PRECISION ENGINEERING SCHOLARSHIP (NPES)
NATIONAL PRECISION ENGINEERING SCHOLARSHIP (NPES)
THE SUN-MAPCU HIGHER EDUCATION SCHOLARSHIP FUND
THE SUN-MAPCU HIGHER EDUCATION SCHOLARSHIP FUND
RUSSIAN GOVERNMENT SCHOLARSHIP
RUSSIAN GOVERNMENT SCHOLARSHIP
Program Khas Pelajar Lepasan SPM - Kerjasama MARA dan JPA
Program Khas Pelajar Lepasan SPM - Kerjasama MARA dan JPA
BIASISWA SUKAN PERSEKUTUAN
BIASISWA SUKAN PERSEKUTUAN
Royal Military College (RMC) Intake
Royal Military College (RMC) Intake
ACCA SIMPSON SCHOLARSHIP
ACCA SIMPSON SCHOLARSHIP
UM MEDICAL CENTRE DIPLOMA PROGRAM
UM MEDICAL CENTRE DIPLOMA PROGRAM
PANASONIC SCHOLARSHIP (POSTGRAD)
PANASONIC SCHOLARSHIP (POSTGRAD)
MBAM SCHOLARSHIP
MBAM SCHOLARSHIP
TUNG SHIN HOSPITAL SCHOLARSHIP
TUNG SHIN HOSPITAL SCHOLARSHIP
NOTTINGHAM UNIVERSITY MALAYSIA SCHOLARSHIP FOR BIOMEDICAL SCIENCES
NOTTINGHAM UNIVERSITY MALAYSIA SCHOLARSHIP FOR BIOMEDICAL SCIENCES
SKIM PELAJAR CEMERLANG YAYASAN PAHANG
SKIM PELAJAR CEMERLANG YAYASAN PAHANG
YTL CEMENT SCHOLARSHIP FUND
YTL CEMENT SCHOLARSHIP FUND
INTERNATIONAL BACCALAUREATE  (IB) DIPLOMA SCHOLARSHIP
INTERNATIONAL BACCALAUREATE (IB) DIPLOMA SCHOLARSHIP
1MCA EDUCATION LOAN SCHEME
1MCA EDUCATION LOAN SCHEME
MAXIS SCHOLARSHIP FOR EXCELLENCE - UNDERGRADUATE PROGRAMME
MAXIS SCHOLARSHIP FOR EXCELLENCE - UNDERGRADUATE PROGRAMME
IELTS SCHOLARSHIPS 2013
IELTS SCHOLARSHIPS 2013
YAYASAN SIME DARBY DIPLOMA BURSARY PROGRAMME (LOCAL)
YAYASAN SIME DARBY DIPLOMA BURSARY PROGRAMME (LOCAL)
JEFFREY CHEAH FOUNDATION SCHOLARSHIP
JEFFREY CHEAH FOUNDATION SCHOLARSHIP
TNB SCHOLARSHIP (BUMIPUTERA SABAH SARAWAK)
TNB SCHOLARSHIP (BUMIPUTERA SABAH SARAWAK)
PINJAMAN PELAJARAN MARA
PINJAMAN PELAJARAN MARA
BIASISWA FELDA GLOBAL
BIASISWA FELDA GLOBAL
ASEAN SCHOLARSHIP - SECONDARY THREE
ASEAN SCHOLARSHIP - SECONDARY THREE
DATO LEE CHONG WEI KDU EDUCATION GROUP SCHOLARSHIP
DATO LEE CHONG WEI KDU EDUCATION GROUP SCHOLARSHIP
CURTIN PHD SCHOLARSHIP
CURTIN PHD SCHOLARSHIP
BIASISWA  PROJEK IJAZAH BERKEMBAR JEPUN [JAD] MALAYSIA  JAPAN HIGHER EDUCATION PROGRAM [MJHEP]
BIASISWA PROJEK IJAZAH BERKEMBAR JEPUN [JAD] MALAYSIA JAPAN HIGHER EDUCATION PROGRAM [MJHEP]
PSYCHOLOGY HIGH ACHIEVERS SCHOLARSHIP
PSYCHOLOGY HIGH ACHIEVERS SCHOLARSHIP
Maxis What\'s Next Scholarship
Maxis What\'s Next Scholarship
DATUK ROGER TAN MEMORIAL SCHOLARSHIP
DATUK ROGER TAN MEMORIAL SCHOLARSHIP
YAYASAN BURSA MALAYSIA SCHOLARSHIP
YAYASAN BURSA MALAYSIA SCHOLARSHIP
CHEVENING UNIVERSITY OF NEWCASTLE SCHOLARSHIPS
CHEVENING UNIVERSITY OF NEWCASTLE SCHOLARSHIPS
ASEAN SCHOLARSHIP - SECONDARY ONE
ASEAN SCHOLARSHIP - SECONDARY ONE
JAPANESE GOVERNMENT (MONBUKAGAKUSHO: MEXT) YOUNG LEADERS\' PROGRAMME (YLP)
JAPANESE GOVERNMENT (MONBUKAGAKUSHO: MEXT) YOUNG LEADERS\' PROGRAMME (YLP)
IJM SCHOLARSHIP
IJM SCHOLARSHIP
PROGRAM PERUBATAN / PERGIGIAN LUAR NEGARA (PINJAMAN BOLEH UBAH) MARA
PROGRAM PERUBATAN / PERGIGIAN LUAR NEGARA (PINJAMAN BOLEH UBAH) MARA
JAPANESE GOVERNMENT SCHOLARSHIP WITH ASCOJA RECOMMENDATION
JAPANESE GOVERNMENT SCHOLARSHIP WITH ASCOJA RECOMMENDATION
BUMI ARMADA CADET SPONSORSHIP
BUMI ARMADA CADET SPONSORSHIP
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP PROGRAMME (LOCAL)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP PROGRAMME (LOCAL)
SUNRISE EDUCATION FOUNDATION SCHOLARSHIP (SCHOOL)
SUNRISE EDUCATION FOUNDATION SCHOLARSHIP (SCHOOL)
ING SCHOLARSHIP AWARD (LOCAL)
ING SCHOLARSHIP AWARD (LOCAL)
NEHEMIAH SCHOLARSHIP
NEHEMIAH SCHOLARSHIP
GOOGLE ANITA BORG MEMORIAL SCHOLARSHIP FOR ASIA PACIFIC
GOOGLE ANITA BORG MEMORIAL SCHOLARSHIP FOR ASIA PACIFIC
DELL MALAYSIA SCHOLARSHIP
DELL MALAYSIA SCHOLARSHIP
JAPANESE GOVERNMENT (MONBUKAGAKUSHO: MEXT) SCHOLARSHIP FOR POSTGRADUATE STUDIES
JAPANESE GOVERNMENT (MONBUKAGAKUSHO: MEXT) SCHOLARSHIP FOR POSTGRADUATE STUDIES
SRI KDU INTERNATIONAL BACCALAUREATE DIPLOMA PROGRAMME SCHOLARSHIP
SRI KDU INTERNATIONAL BACCALAUREATE DIPLOMA PROGRAMME SCHOLARSHIP
KLSCCCI SCHOLARSHIP
KLSCCCI SCHOLARSHIP
T-SYSTEMS HIGH ACHIEVER SCHOLARSHIP
T-SYSTEMS HIGH ACHIEVER SCHOLARSHIP
DANA PENDIDIKAN PERUBATAN
DANA PENDIDIKAN PERUBATAN
SWATCH GROUP SCHOLARSHIP
SWATCH GROUP SCHOLARSHIP
EPF SCHOLARSHIP
EPF SCHOLARSHIP
PROGRAM KEJURUTERAAN JEPUN, KOREA, PERANCIS, DAN JERMAN (JKPJ) - JPA
PROGRAM KEJURUTERAAN JEPUN, KOREA, PERANCIS, DAN JERMAN (JKPJ) - JPA
TASEK CORPORATION BERHAD SCHOLARSHIP
TASEK CORPORATION BERHAD SCHOLARSHIP
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN DENGAN KEPUJIAN (PPISMP)
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN DENGAN KEPUJIAN (PPISMP)
SKIM PINJAMAN YURAN PENGAJIAN DI LUAR NEGARA JPA
SKIM PINJAMAN YURAN PENGAJIAN DI LUAR NEGARA JPA
MIED LOAN
MIED LOAN
ASEAN SCHOLARSHIP - PRE-UNIVERSITY ONE
ASEAN SCHOLARSHIP - PRE-UNIVERSITY ONE
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (INDONESIA)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (INDONESIA)
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP PROGRAMME
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP PROGRAMME
NEXUS SECONDARY SCHOOL PROGRAMME
NEXUS SECONDARY SCHOOL PROGRAMME
MALAYSIA TAIWAN SKILLS PROGRAM
MALAYSIA TAIWAN SKILLS PROGRAM
COLBY-SAWYER INTERNATIONAL STUDENT SCHOLARSHIP AND FINANCIAL AID
COLBY-SAWYER INTERNATIONAL STUDENT SCHOLARSHIP AND FINANCIAL AID
AXIATA YOUNG TALENT PROGRAM (NATIONAL SECONDARY SCHOOL)
AXIATA YOUNG TALENT PROGRAM (NATIONAL SECONDARY SCHOOL)
OFFSHORE SUPPORT VESSEL CADET OFFICER SPONSORSHIP
OFFSHORE SUPPORT VESSEL CADET OFFICER SPONSORSHIP
MERCEDES BENZ APPRENTICE TRAINING PROGRAM
MERCEDES BENZ APPRENTICE TRAINING PROGRAM
PROGRAM PENGHANTARAN PELAJAR CEMERLANG KE UNIVERSITI TERKEMUKA LUAR NEGARA
PROGRAM PENGHANTARAN PELAJAR CEMERLANG KE UNIVERSITI TERKEMUKA LUAR NEGARA
TAYLOR\'S WORLD CLASS SCHOLARSHIP
TAYLOR\'S WORLD CLASS SCHOLARSHIP
TAN SRI MANICKAVASAGAM SCHOLARSHIP FUND
TAN SRI MANICKAVASAGAM SCHOLARSHIP FUND
UNIVERSITY OF CANTERBURY SCHOLARSHIP FOR MALAYSIAN
UNIVERSITY OF CANTERBURY SCHOLARSHIP FOR MALAYSIAN
RANCANGAN LATIHAN KAKITANGAN  AKADEMIK (RLKA)
RANCANGAN LATIHAN KAKITANGAN AKADEMIK (RLKA)
8TV SCHOLARSHIP FUND
8TV SCHOLARSHIP FUND
PROGRAM PENAJAAN PENDIDIKAN PETRONAS UNTUK LAIN LAIN KELAYAKAN
PROGRAM PENAJAAN PENDIDIKAN PETRONAS UNTUK LAIN LAIN KELAYAKAN
UTAR Nursing Scholarship
UTAR Nursing Scholarship
UNIVERSITY OF QUEENSLAND SCHOOL OF ECONOMICS CENTENARY SCHOLARSHIP
UNIVERSITY OF QUEENSLAND SCHOOL OF ECONOMICS CENTENARY SCHOLARSHIP
MALAYSIAN DEVELOPMENT BANK UNDERGRADUATE SCHOLARSHIP
MALAYSIAN DEVELOPMENT BANK UNDERGRADUATE SCHOLARSHIP
ASTRO SCHOLARSHIP
ASTRO SCHOLARSHIP
PROGRAM PENAJAAN PENDIDIKAN PETRONAS
PROGRAM PENAJAAN PENDIDIKAN PETRONAS
YAYASAN SIME DARBY SPECIAL SUPPORT BURSARY PROGRAMME (LOCAL)
YAYASAN SIME DARBY SPECIAL SUPPORT BURSARY PROGRAMME (LOCAL)
UCSI UNIVERSITY FOUNDATION SCHOLARSHIP
UCSI UNIVERSITY FOUNDATION SCHOLARSHIP
New Zealand ASEAN Scholar Award
New Zealand ASEAN Scholar Award
YAYASAN SIME DARBY SCHOOL LEAVER EDUCATIONAL ASSISTANCE AND AND INDUSTRIAL TRAINING (SEAIT)
YAYASAN SIME DARBY SCHOOL LEAVER EDUCATIONAL ASSISTANCE AND AND INDUSTRIAL TRAINING (SEAIT)
MAYBANK SCHOLARSHIP AWARD
MAYBANK SCHOLARSHIP AWARD
Malaysia Scholarship Directory EduhelpMy

1MCA EDUCATION LOAN SCHEME

2

Provider Name: MALAYSIAN CHINESE ASSOCIATION (MCA)
Provider Type: NGO/Foundation
Scholarship Type:
  • Partial Loan

Target Group:
  • SPM Leavers
  • STPM Leavers
  • Pre-U Students
  • Foundation Students
  • Matriculation Students
  • Bachelor Degree Students/Graduates
  • Master Degree Students/Holders
  • UEC Students

Study Level:
  • Bachelor Degree
  • Master Degree
  • Doctorate/PhD

Study Location:
  • Local
  • Overseas

Minimum Requirement for Application:
  1. PREREQUISITES FOR EDUCATION LOAN APPLICATION
  • The applicant must be a member of KOJADI with RM100 initial shares.
  • The applicant must hold the requisite additional shares ranging from RM500 to RM2,000 shares for each child depending on the loan amount applied for.
    Note: Payment of subscription of additional shares will be deducted from the approved loan
  • KOJADI will deduct the insurance premium from the approved loan.
  • The applicant must nominate a child/nominee under the 1MCA Education loan scheme.
  • The nominated child/nominee must have gained admission to an approved institution of higher learning locally or abroad.

Course:
  • ALL COURSES

Application Status: OPEN FOR APPLICATION
Extra Info:

This Loan Scheme is open for application to students of all races from low-income families.

A total of RM30million interest-free loans in the Loan Scheme will be open to all races. University students studying abroad can apply for loans ranging from RM30,000 to RM100,000. MCA will bear the interest for the loans.

The Education Loan Scheme is divided into two parts:

The first part entails 150 loans to pursue university degree programmes locally and overseas, with each successful applicant receiving loans up to RM30,000.

The second part entails 50 loans to pursue doctoral and post-graduate studies, with each successful applicant receiving loans between RM80,000 up to RM100,000.

Successful applicants can enjoy interest-free loans for the first five years. The Loan Scheme takes into consideration the fact that the students are studying and will have only just started working for about two years.

Thus this plan will allow the students to repay the loan, after which a minimum interest rate will be charged.


  1. LOAN DOCUMENTS

Submit certified photo copies of the following documents:

  • Applicant’s identity card
  • Student’s identity card
  • Letter of offer from approved institution
  • Student’s last examination results (SPM,STPM or SM3/UEC or equivalent or other highest academic qualification)
  • Identity cards of guarantors (one to three guarantors)
  • Latest EPF statement or Income Tax Form or EA Form or last 3 months payslips of guarantors (one to three guarantors)
  • Any other documents as may be required from time to time.

Submit the following photos and payment:

  • Applicant’s recent photo (passport size)
  • Student’s recent photo (passport size)
  • Loan processing fees (RM200)
  • Co-applicant and student membership fees (RM220)


  1. LOAN APPROVAL & DOCUMENTATION
  • The loan amount is subject to the discretion of the Board.
  • The loan application normally takes about 1 month to process.
  • When the loan is approved, an OFFER LETTER will be sent to the applicant.
  • The applicant is then required to complete and submit the necessary loan documents within 2 months:
    • Loan Agreement
      It must be jointly signed by the applicant & the student.
    • Deed of Guarantee
      It must be jointly signed by the guarantor(s).
  1. LOAN DISBURSEMENT
  • Loan will only be disbursed after ALL the loan documents and payments have been received by KOJADI.
  • The loan will be released in 2 or 3 disbursements spread over the duration of the course of study.


  1. INTEREST CHARGES
  • Interest will be charged to the applicant’s loan account immediately after the disbursement of the loan. However, the first FIVE years loan interest will be borne by MCA.
  • The interest rate for the loan will be as follows :

For existing member of KOJADI with minimum 5 years membership:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
5.8%
(on a monthly rest and
reducing balance basis)
6.8%
(on a monthly rest and
reducing balance basis)

For new member:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
6.8%
(on a monthly rest and
reducing balance basis)
7.8%
(on a monthly rest and
reducing balance basis)


REPAYMENT OF LOANThe founding objective of KOJADI is to pool the resources among its members for mutual benefits. Prompt repayment of the loan will enable KOJADI to give similar financial aid to other members for further study.

The repayment of the loan will begin three (3) or six (6) months after graduation and the maximum repayment period shall not exceed 10 years depending on the amount of loan and the type of the loan, repayment will be as follows:

1st year ….. RM200 or RM300 per month

2nd year ….. RM300 or RM400 per month

3rd year ….. RM400 or RM500 & above per month until full settlement

OR equal monthly instalments until full settlement.


  1. FURTHER INFORMATION

The above particulars are subject to change. For further information, please call at our office at

KoperasiJayadiri Malaysia Berhad (KOJADI)
11th Floor, Wisma MCA,
163 JalanAmpang,
50450 Kuala Lumpur.

Tel  : 03-2161 6499 (Membership and Loan Department)
Fax : 03-2162 1413
E-mail :
For membership related enquiries            : member@kojadi.com.my
For loan application related enquiries       : loan@kojadi.com.my

Office Hours : Monday-Friday : 8:30am – 5:30pm
Saturday-Sunday &Public Holidays : Closed


Scholarship Website
Document 1 - Application Form
Document 5 - Others
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