Home Scholarships 1MCA EDUCATION LOAN SCHEME

Scholarship Directory

Scholarships

FAEDAH PENDIDIKAN PERKESO
FAEDAH PENDIDIKAN PERKESO
KUOK FOUNDATION UNDERGRADUATE AWARDS (MALAYSIAN & SINGAPORE PUBLIC UNIVERSITIES)
KUOK FOUNDATION UNDERGRADUATE AWARDS (MALAYSIAN & SINGAPORE PUBLIC UNIVERSITIES)
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN DENGAN KEPUJIAN (PPISMP)
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN DENGAN KEPUJIAN (PPISMP)
PINJAMAN PELAJARAN MARA
PINJAMAN PELAJARAN MARA
OYL MALAYSIA SCHOLARSHIP PROGRAM
OYL MALAYSIA SCHOLARSHIP PROGRAM
MERCEDES BENZ APPRENTICE TRAINING PROGRAM
MERCEDES BENZ APPRENTICE TRAINING PROGRAM
ASEAN SCHOLARSHIP - SECONDARY ONE
ASEAN SCHOLARSHIP - SECONDARY ONE
LEE YAN LIAN CHARITABLE FOUNDATION LOCAL SCHOLARSHIP
LEE YAN LIAN CHARITABLE FOUNDATION LOCAL SCHOLARSHIP
CCM SCHOLARSHIP
CCM SCHOLARSHIP
AUSTRALIAN NATIONAL UNIVERSITY (ANU) MALAYSIAN ALUMNI UNDERGRADUATE SCHOLARSHIP
AUSTRALIAN NATIONAL UNIVERSITY (ANU) MALAYSIAN ALUMNI UNDERGRADUATE SCHOLARSHIP
MAYBANK SCHOLARSHIP AWARD
MAYBANK SCHOLARSHIP AWARD
ROAR EDUCATION DEVELOPMENT PROGRAMME
ROAR EDUCATION DEVELOPMENT PROGRAMME
TUN SUFFIAN FOUNDATION (LLB SCHOLARSHIP)
TUN SUFFIAN FOUNDATION (LLB SCHOLARSHIP)
NSTP SCHOLARSHIP
NSTP SCHOLARSHIP
UTM ENDOWMENT SCHOLARSHIP
UTM ENDOWMENT SCHOLARSHIP
IJM SCHOLARSHIP
IJM SCHOLARSHIP
NAGOYA UNVERSITY-JAGAM SCHOLARSHIP
NAGOYA UNVERSITY-JAGAM SCHOLARSHIP
YAYASAN TM SCHOLARSHIP - Biasiswa Ijazah Pertama di Universiti Multimedia (MMU), IPTA, IPTS dan Luar Negara
YAYASAN TM SCHOLARSHIP - Biasiswa Ijazah Pertama di Universiti Multimedia (MMU), IPTA, IPTS dan Luar Negara
PROGRAM PENAJAAN PELAJAR DI UNIVERSITI TERKEMUKA LUAR NEGARA JPA
PROGRAM PENAJAAN PELAJAR DI UNIVERSITI TERKEMUKA LUAR NEGARA JPA
HELP UNIVERSITY COLLEGE SCHOLARSHIP
HELP UNIVERSITY COLLEGE SCHOLARSHIP
TUN DR MAHATHIR UPM-ELS SCHOLARSHIP
TUN DR MAHATHIR UPM-ELS SCHOLARSHIP
JAPANESE GOVERNMENT (MONBUKAGAKUSHO: MEXT) SCHOLARSHIP FOR POSTGRADUATE STUDIES
JAPANESE GOVERNMENT (MONBUKAGAKUSHO: MEXT) SCHOLARSHIP FOR POSTGRADUATE STUDIES
MYPHD PROGRAM (MYBRAIN)
MYPHD PROGRAM (MYBRAIN)
GAMUDA SCHOLARSHIP
GAMUDA SCHOLARSHIP
BIASISWA KERAJAAN NEGERI SABAH
BIASISWA KERAJAAN NEGERI SABAH
CHINESE INDEPENDENT SCHOOLS PRINCIPAL\'S SCHOLARSHIP
CHINESE INDEPENDENT SCHOOLS PRINCIPAL\'S SCHOLARSHIP
BIASISWA YANG DI PERTUAN AGONG
BIASISWA YANG DI PERTUAN AGONG
NATIONAL PRECISION ENGINEERING SCHOLARSHIP (NPES)
NATIONAL PRECISION ENGINEERING SCHOLARSHIP (NPES)
TAN SRI MANICKAVASAGAM SCHOLARSHIP FUND
TAN SRI MANICKAVASAGAM SCHOLARSHIP FUND
PINJAMAN PELAJARAN BOLEH UBAH PROGRAM PASCA SISWAZAH LUAR NEGARA MARA
PINJAMAN PELAJARAN BOLEH UBAH PROGRAM PASCA SISWAZAH LUAR NEGARA MARA
MAXIS SCHOLARSHIP FOR EXCELLENCE - UNDERGRADUATE PROGRAMME
MAXIS SCHOLARSHIP FOR EXCELLENCE - UNDERGRADUATE PROGRAMME
CURTIN PHD SCHOLARSHIP
CURTIN PHD SCHOLARSHIP
UCSI UNIVERSITY FOUNDATION SCHOLARSHIP
UCSI UNIVERSITY FOUNDATION SCHOLARSHIP
KBU MERIT SCHOLARSHIP
KBU MERIT SCHOLARSHIP
BIASISWA FELDA GLOBAL
BIASISWA FELDA GLOBAL
Royal Military College (RMC) Intake
Royal Military College (RMC) Intake
IJN DIPLOMA IN NURSING PROGRAM
IJN DIPLOMA IN NURSING PROGRAM
LIM KOK WING SCHOLARSHIP
LIM KOK WING SCHOLARSHIP
UNIVERSITI MALAYA MEDICAL CENTRE HEALTH SCIENCE DIPLOMA
UNIVERSITI MALAYA MEDICAL CENTRE HEALTH SCIENCE DIPLOMA
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - UNITEN
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - UNITEN
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (UK)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (UK)
DAVIS UNDERGRADUATE SCHOLARSHIP
DAVIS UNDERGRADUATE SCHOLARSHIP
INDIAN COUNCIL FOR CULTURAL RELATIONS AYUSH SCHOLARSHIP
INDIAN COUNCIL FOR CULTURAL RELATIONS AYUSH SCHOLARSHIP
IGB CORPORATION SCHOLARSHIP
IGB CORPORATION SCHOLARSHIP
ECM LIBRA FOUNDATION STUDY LOAN PROGRAMME
ECM LIBRA FOUNDATION STUDY LOAN PROGRAMME
YAW TECK SENG FOUNDATION SCHOLARSHIP
YAW TECK SENG FOUNDATION SCHOLARSHIP
TANJONG PLC SCHOLARSHIP AWARD
TANJONG PLC SCHOLARSHIP AWARD
YAYASAN PROTON SCHOLARSHIP
YAYASAN PROTON SCHOLARSHIP
PIDM UNDERGRADUATE SCHOLARSHIP
PIDM UNDERGRADUATE SCHOLARSHIP
THE IMU BACHELOR OF PHARMACY SCHOLARSHIP 2013
THE IMU BACHELOR OF PHARMACY SCHOLARSHIP 2013
TheMind Award: Outstanding Achievement in Undergraduate Studies
TheMind Award: Outstanding Achievement in Undergraduate Studies
TUN SUFFIAN FOUNDATION (PHD SCHOLARSHIP)
TUN SUFFIAN FOUNDATION (PHD SCHOLARSHIP)
CHEVENING UNIVERSITY OF NEWCASTLE SCHOLARSHIPS
CHEVENING UNIVERSITY OF NEWCASTLE SCHOLARSHIPS
KEN FOUNDATION SCHOLARSHIP
KEN FOUNDATION SCHOLARSHIP
PINJAMAN PENDIDIKAN YAYASAN NEGERI SEMBILAN
PINJAMAN PENDIDIKAN YAYASAN NEGERI SEMBILAN
BN YOUTH EDUCATION SCHOLARSHIP
BN YOUTH EDUCATION SCHOLARSHIP
BIASISWA SUKAN IPT
BIASISWA SUKAN IPT
MASTERSKILL MBBS SCHOLARSHIP
MASTERSKILL MBBS SCHOLARSHIP
INDIAN GOVERNMENT SCHOLARSHIP
INDIAN GOVERNMENT SCHOLARSHIP
PROGRAM KHAS LEPASAN SPM 2011 PINJAMAN PELAJARAN BOLEH UBAH
PROGRAM KHAS LEPASAN SPM 2011 PINJAMAN PELAJARAN BOLEH UBAH
DELL MALAYSIA SCHOLARSHIP
DELL MALAYSIA SCHOLARSHIP
KLSCCCI SCHOLARSHIP
KLSCCCI SCHOLARSHIP
KEMASUKAN KE PROGRAM PRAUNIVERSITI SEKOLAH SUKAN MALAYSIA KEMENTERIAN PENDIDIKAN MALAYSIA
KEMASUKAN KE PROGRAM PRAUNIVERSITI SEKOLAH SUKAN MALAYSIA KEMENTERIAN PENDIDIKAN MALAYSIA
MALAYSIA TAIWAN SKILLS PROGRAM
MALAYSIA TAIWAN SKILLS PROGRAM
MANIPAL INTERNATIONAL UNIVERSITY SCHOLARSHIP
MANIPAL INTERNATIONAL UNIVERSITY SCHOLARSHIP
NATIONAL SCIENCE SCHOLARSHIP
NATIONAL SCIENCE SCHOLARSHIP
RUTRA MEDIC SCHOLARSHIP
RUTRA MEDIC SCHOLARSHIP
MSCB GROUP SCHOLARSHIP
MSCB GROUP SCHOLARSHIP
BIASISWA KELAS PERSEDIAAN UNIVERSITI (BKPU)
BIASISWA KELAS PERSEDIAAN UNIVERSITI (BKPU)
ING SCHOLARSHIP AWARD (LOCAL)
ING SCHOLARSHIP AWARD (LOCAL)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP PROGRAM (CHINA)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP PROGRAM (CHINA)
KUOK FOUNDATION UNDERGRADUATE AWARDS ( PRIVATE UNIVERSITIES / COLLEGES )
KUOK FOUNDATION UNDERGRADUATE AWARDS ( PRIVATE UNIVERSITIES / COLLEGES )
CHEVENING UNIVERSITY OF EDINBURGH SCHOLARSHIPS
CHEVENING UNIVERSITY OF EDINBURGH SCHOLARSHIPS
RANCANGAN LATIHAN KAKITANGAN  AKADEMIK (RLKA)
RANCANGAN LATIHAN KAKITANGAN AKADEMIK (RLKA)
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - IPTA
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - IPTA
ASSUNTA HOSPITAL DIPLOMA IN NURSING
ASSUNTA HOSPITAL DIPLOMA IN NURSING
KHAZANAH WATAN SCHOLARSHIP (UNDERGRADUATE and POSTGRADUATE)
KHAZANAH WATAN SCHOLARSHIP (UNDERGRADUATE and POSTGRADUATE)
YAYASAN SIME DARBY SPECIAL SUPPORT BURSARY PROGRAMME (LOCAL)
YAYASAN SIME DARBY SPECIAL SUPPORT BURSARY PROGRAMME (LOCAL)
LIONS EDUCATION ASSISTANCE FOR THE NEEDY (LEARN) FUND
LIONS EDUCATION ASSISTANCE FOR THE NEEDY (LEARN) FUND
YAYASAN PENDIDIKAN BISTARI SCHOLARSHIP
YAYASAN PENDIDIKAN BISTARI SCHOLARSHIP
DANA PENDIDIKAN KARANGKRAF
DANA PENDIDIKAN KARANGKRAF
BANK NEGARA MALAYSIA SCHOLARSHIP (UNDERGRADUATE AND POSTGRADUATE)
BANK NEGARA MALAYSIA SCHOLARSHIP (UNDERGRADUATE AND POSTGRADUATE)
ELENA COOKE EDUCATON FUND SCHOLARSHIP
ELENA COOKE EDUCATON FUND SCHOLARSHIP
YAYASAN SIME DARBY SCHOOL LEAVER EDUCATIONAL ASSISTANCE AND AND INDUSTRIAL TRAINING (SEAIT)
YAYASAN SIME DARBY SCHOOL LEAVER EDUCATIONAL ASSISTANCE AND AND INDUSTRIAL TRAINING (SEAIT)
TAYLOR\'S NATIONAL SCHOLARSHIPS
TAYLOR\'S NATIONAL SCHOLARSHIPS
PROGRAM KHAS LEPASAN SIJIL PELAJARAN MALAYSIA (SPM) 2012
PROGRAM KHAS LEPASAN SIJIL PELAJARAN MALAYSIA (SPM) 2012
GE FOUNDATION SCHOLAR-LEADER PROGRAM
GE FOUNDATION SCHOLAR-LEADER PROGRAM
CHANG MING THIEN FOUNDATION LOAN
CHANG MING THIEN FOUNDATION LOAN
IACT SCHOLARSHIP
IACT SCHOLARSHIP
COLBY-SAWYER INTERNATIONAL STUDENT SCHOLARSHIP AND FINANCIAL AID
COLBY-SAWYER INTERNATIONAL STUDENT SCHOLARSHIP AND FINANCIAL AID
Malaysia Scholarship Directory EduhelpMy

1MCA EDUCATION LOAN SCHEME

2

Provider Name: MALAYSIAN CHINESE ASSOCIATION (MCA)
Provider Type: NGO/Foundation
Scholarship Type:
  • Partial Loan

Target Group:
  • SPM Leavers
  • STPM Leavers
  • Pre-U Students
  • Foundation Students
  • Matriculation Students
  • Bachelor Degree Students/Graduates
  • Master Degree Students/Holders
  • UEC Students

Study Level:
  • Bachelor Degree
  • Master Degree
  • Doctorate/PhD

Study Location:
  • Local
  • Overseas

Minimum Requirement for Application:
  1. PREREQUISITES FOR EDUCATION LOAN APPLICATION
  • The applicant must be a member of KOJADI with RM100 initial shares.
  • The applicant must hold the requisite additional shares ranging from RM500 to RM2,000 shares for each child depending on the loan amount applied for.
    Note: Payment of subscription of additional shares will be deducted from the approved loan
  • KOJADI will deduct the insurance premium from the approved loan.
  • The applicant must nominate a child/nominee under the 1MCA Education loan scheme.
  • The nominated child/nominee must have gained admission to an approved institution of higher learning locally or abroad.

Course:
  • ALL COURSES

Application Status: OPEN FOR APPLICATION
Extra Info:

This Loan Scheme is open for application to students of all races from low-income families.

A total of RM30million interest-free loans in the Loan Scheme will be open to all races. University students studying abroad can apply for loans ranging from RM30,000 to RM100,000. MCA will bear the interest for the loans.

The Education Loan Scheme is divided into two parts:

The first part entails 150 loans to pursue university degree programmes locally and overseas, with each successful applicant receiving loans up to RM30,000.

The second part entails 50 loans to pursue doctoral and post-graduate studies, with each successful applicant receiving loans between RM80,000 up to RM100,000.

Successful applicants can enjoy interest-free loans for the first five years. The Loan Scheme takes into consideration the fact that the students are studying and will have only just started working for about two years.

Thus this plan will allow the students to repay the loan, after which a minimum interest rate will be charged.


  1. LOAN DOCUMENTS

Submit certified photo copies of the following documents:

  • Applicant’s identity card
  • Student’s identity card
  • Letter of offer from approved institution
  • Student’s last examination results (SPM,STPM or SM3/UEC or equivalent or other highest academic qualification)
  • Identity cards of guarantors (one to three guarantors)
  • Latest EPF statement or Income Tax Form or EA Form or last 3 months payslips of guarantors (one to three guarantors)
  • Any other documents as may be required from time to time.

Submit the following photos and payment:

  • Applicant’s recent photo (passport size)
  • Student’s recent photo (passport size)
  • Loan processing fees (RM200)
  • Co-applicant and student membership fees (RM220)


  1. LOAN APPROVAL & DOCUMENTATION
  • The loan amount is subject to the discretion of the Board.
  • The loan application normally takes about 1 month to process.
  • When the loan is approved, an OFFER LETTER will be sent to the applicant.
  • The applicant is then required to complete and submit the necessary loan documents within 2 months:
    • Loan Agreement
      It must be jointly signed by the applicant & the student.
    • Deed of Guarantee
      It must be jointly signed by the guarantor(s).
  1. LOAN DISBURSEMENT
  • Loan will only be disbursed after ALL the loan documents and payments have been received by KOJADI.
  • The loan will be released in 2 or 3 disbursements spread over the duration of the course of study.


  1. INTEREST CHARGES
  • Interest will be charged to the applicant’s loan account immediately after the disbursement of the loan. However, the first FIVE years loan interest will be borne by MCA.
  • The interest rate for the loan will be as follows :

For existing member of KOJADI with minimum 5 years membership:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
5.8%
(on a monthly rest and
reducing balance basis)
6.8%
(on a monthly rest and
reducing balance basis)

For new member:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
6.8%
(on a monthly rest and
reducing balance basis)
7.8%
(on a monthly rest and
reducing balance basis)


REPAYMENT OF LOANThe founding objective of KOJADI is to pool the resources among its members for mutual benefits. Prompt repayment of the loan will enable KOJADI to give similar financial aid to other members for further study.

The repayment of the loan will begin three (3) or six (6) months after graduation and the maximum repayment period shall not exceed 10 years depending on the amount of loan and the type of the loan, repayment will be as follows:

1st year ….. RM200 or RM300 per month

2nd year ….. RM300 or RM400 per month

3rd year ….. RM400 or RM500 & above per month until full settlement

OR equal monthly instalments until full settlement.


  1. FURTHER INFORMATION

The above particulars are subject to change. For further information, please call at our office at

KoperasiJayadiri Malaysia Berhad (KOJADI)
11th Floor, Wisma MCA,
163 JalanAmpang,
50450 Kuala Lumpur.

Tel  : 03-2161 6499 (Membership and Loan Department)
Fax : 03-2162 1413
E-mail :
For membership related enquiries            : member@kojadi.com.my
For loan application related enquiries       : loan@kojadi.com.my

Office Hours : Monday-Friday : 8:30am – 5:30pm
Saturday-Sunday &Public Holidays : Closed


Scholarship Website
Document 1 - Application Form
Document 5 - Others
   Hits: 17681
Rate now:  
0

Add comment


Security code
Refresh

Powered by Sigsiu.NET RSS Feeds
 
Find us on Facebook
Follow EduHelpMy on Twitter