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KLSCCCI SCHOLARSHIP
KLSCCCI SCHOLARSHIP
NSTP SCHOLARSHIP
NSTP SCHOLARSHIP
YAYASAN KLK SCHOLARSHIP
YAYASAN KLK SCHOLARSHIP
ROASTERS SCHOLARSHIP
ROASTERS SCHOLARSHIP
HELP UNIVERSITY COLLEGE SCHOLARSHIP
HELP UNIVERSITY COLLEGE SCHOLARSHIP
SUNWAY MEDICAL CENTRE DIPLOMA IN NURSING
SUNWAY MEDICAL CENTRE DIPLOMA IN NURSING
PUTRAJAYA PERDANA SCHOLARSHIP
PUTRAJAYA PERDANA SCHOLARSHIP
TANJONG PLC SCHOLARSHIP AWARD
TANJONG PLC SCHOLARSHIP AWARD
CHEVENING CRANFIELD UNIVERSITY SCHOLARSHIPS
CHEVENING CRANFIELD UNIVERSITY SCHOLARSHIPS
CHANG MING THIEN FOUNDATION LOAN
CHANG MING THIEN FOUNDATION LOAN
MBAM SCHOLARSHIP
MBAM SCHOLARSHIP
TAYLOR\'S WORLD CLASS SCHOLARSHIP
TAYLOR\'S WORLD CLASS SCHOLARSHIP
PERODUA YOUTH TRAINING PROGRAMME
PERODUA YOUTH TRAINING PROGRAMME
LEE YAN LIAN CHARITABLE FOUNDATION LOCAL SCHOLARSHIP
LEE YAN LIAN CHARITABLE FOUNDATION LOCAL SCHOLARSHIP
HSBC SCHOLARSHIP AWARD
HSBC SCHOLARSHIP AWARD
MIED LOAN
MIED LOAN
ASSUNTA HOSPITAL DIPLOMA IN NURSING
ASSUNTA HOSPITAL DIPLOMA IN NURSING
MAAC SCHOLARSHIP
MAAC SCHOLARSHIP
BIASISWA PINJAMAN KERAJAAN NEGERI SARAWAK PERINGKAT IJAZAH SARJANA MUDA
BIASISWA PINJAMAN KERAJAAN NEGERI SARAWAK PERINGKAT IJAZAH SARJANA MUDA
GD EXPRESS SCHOLARSHIP
GD EXPRESS SCHOLARSHIP
MAYBANK SCHOLARSHIP AWARD
MAYBANK SCHOLARSHIP AWARD
DR GOH KENG SWEE (GKS) SCHOLARSHIP
DR GOH KENG SWEE (GKS) SCHOLARSHIP
1MCA EDUCATION LOAN SCHEME
1MCA EDUCATION LOAN SCHEME
UNIVERSITY OF CANTERBURY SCHOLARSHIP FOR MALAYSIAN
UNIVERSITY OF CANTERBURY SCHOLARSHIP FOR MALAYSIAN
PROGRAM PENAJAAN PERUBATAN JPA DI UNIVERSITI PERDANA
PROGRAM PENAJAAN PERUBATAN JPA DI UNIVERSITI PERDANA
SHELL SCHOLARSHIP (LOCAL)
SHELL SCHOLARSHIP (LOCAL)
IJM SCHOLARSHIP
IJM SCHOLARSHIP
ACCA SIMPSON SCHOLARSHIP
ACCA SIMPSON SCHOLARSHIP
CURTIN PHD SCHOLARSHIP
CURTIN PHD SCHOLARSHIP
RUTRA MEDIC SCHOLARSHIP
RUTRA MEDIC SCHOLARSHIP
SHELL-CURTIN SCHOLARSHIP
SHELL-CURTIN SCHOLARSHIP
MPOB Education Scholarship
MPOB Education Scholarship
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP PROGRAM (CHINA)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP PROGRAM (CHINA)
MANULIFE SCHOLARSHIP
MANULIFE SCHOLARSHIP
DANA PENDIDIKAN KARANGKRAF
DANA PENDIDIKAN KARANGKRAF
INDIAN COUNCIL FOR CULTURAL RELATIONS AYUSH SCHOLARSHIP
INDIAN COUNCIL FOR CULTURAL RELATIONS AYUSH SCHOLARSHIP
MASTERSKILL MBBS SCHOLARSHIP
MASTERSKILL MBBS SCHOLARSHIP
GENTING SCHOLARSHIP
GENTING SCHOLARSHIP
SPORTS STUDIES SCHOLARSHIP
SPORTS STUDIES SCHOLARSHIP
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - DIPLOMA UNITEN
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - DIPLOMA UNITEN
TUN HUSSEIN ONN MEMORIAL SCHOLARSHIP
TUN HUSSEIN ONN MEMORIAL SCHOLARSHIP
IELTS SCHOLARSHIPS 2013
IELTS SCHOLARSHIPS 2013
UCSI UNIVERSITY FOUNDATION SCHOLARSHIP
UCSI UNIVERSITY FOUNDATION SCHOLARSHIP
ASEAN SCHOLARSHIP - SECONDARY THREE
ASEAN SCHOLARSHIP - SECONDARY THREE
KUOK FOUNDATION DIPLOMA AWARDS (SINGAPORE PUBLIC POLYTECHNICS)
KUOK FOUNDATION DIPLOMA AWARDS (SINGAPORE PUBLIC POLYTECHNICS)
AUSTRALIAN INTERNATIONAL SCHOOL MALAYSIA MATRICULATION SCHOLARSHIP
AUSTRALIAN INTERNATIONAL SCHOOL MALAYSIA MATRICULATION SCHOLARSHIP
ASEAN SCHOLARSHIP - SECONDARY ONE
ASEAN SCHOLARSHIP - SECONDARY ONE
Royal Military College (RMC) Intake
Royal Military College (RMC) Intake
YAYASAN TM SCHOLARSHIP - Biasiswa Ijazah Pertama di Universiti Multimedia (MMU), IPTA, IPTS dan Luar Negara
YAYASAN TM SCHOLARSHIP - Biasiswa Ijazah Pertama di Universiti Multimedia (MMU), IPTA, IPTS dan Luar Negara
PENGAMBILAN CALON LEPASAN  SPM  UNTUK ANGKATAN TENTERA MALAYSIA
PENGAMBILAN CALON LEPASAN SPM UNTUK ANGKATAN TENTERA MALAYSIA
MALAYSIA AIRPORT SCHOLARSHIP
MALAYSIA AIRPORT SCHOLARSHIP
FAJARBARU SCHOLARSHIP
FAJARBARU SCHOLARSHIP
IJN DIPLOMA IN NURSING PROGRAM
IJN DIPLOMA IN NURSING PROGRAM
PINJAMAN PENDIDIKAN YAYASAN PAHANG KE UNIVERSITI-UNIVERSITI TIMUR TENGAH (MESIR & JORDAN)
PINJAMAN PENDIDIKAN YAYASAN PAHANG KE UNIVERSITI-UNIVERSITI TIMUR TENGAH (MESIR & JORDAN)
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN (PPISMP) DENGAN KEPUJIAN BAGI LULUSAN      UNIFIED EXAMINATION CERTIFICATE (UEC) DAN SIJIL MENENGAH AGAMA (SMA) ATAU      SIJIL MENENGAH UGAMA (SMU) AMBILAN KHAS JUN 2015
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN (PPISMP) DENGAN KEPUJIAN BAGI LULUSAN UNIFIED EXAMINATION CERTIFICATE (UEC) DAN SIJIL MENENGAH AGAMA (SMA) ATAU SIJIL MENENGAH UGAMA (SMU) AMBILAN KHAS JUN 2015
YAYASAN TM SCHOLARSHIP - Biasiswa Pra Universiti / Program Alpha di Universiti Multimedia (MMU)
YAYASAN TM SCHOLARSHIP - Biasiswa Pra Universiti / Program Alpha di Universiti Multimedia (MMU)
YAYASAN SIME DARBY UNDERGRADUATE SPECIAL NEEDS BURSARY
YAYASAN SIME DARBY UNDERGRADUATE SPECIAL NEEDS BURSARY
TUNG SHIN HOSPITAL SCHOLARSHIP
TUNG SHIN HOSPITAL SCHOLARSHIP
PROGRAM PENGHANTARAN PELAJAR CEMERLANG KE UNIVERSITI TERKEMUKA LUAR NEGARA
PROGRAM PENGHANTARAN PELAJAR CEMERLANG KE UNIVERSITI TERKEMUKA LUAR NEGARA
CHEVENING UNIVERSITY OF EDINBURGH SCHOLARSHIPS
CHEVENING UNIVERSITY OF EDINBURGH SCHOLARSHIPS
AMCORP STUDY GRANT
AMCORP STUDY GRANT
NAGOYA UNVERSITY-JAGAM SCHOLARSHIP
NAGOYA UNVERSITY-JAGAM SCHOLARSHIP
YAYASAN TUN ABDUL HAMID LAW SCHOLARSHIP
YAYASAN TUN ABDUL HAMID LAW SCHOLARSHIP
MAHSA FOUNDATION IN SCIENCE SCHOLARSHIP
MAHSA FOUNDATION IN SCIENCE SCHOLARSHIP
THE SUN-MAPCU HIGHER EDUCATION SCHOLARSHIP FUND
THE SUN-MAPCU HIGHER EDUCATION SCHOLARSHIP FUND
YAYASAN BURSA MALAYSIA SCHOLARSHIP
YAYASAN BURSA MALAYSIA SCHOLARSHIP
NILAI UNIVERSITY COLLEGE SCHOLARSHIPS
NILAI UNIVERSITY COLLEGE SCHOLARSHIPS
TNB SCHOLARSHIP (BUMIPUTERA SABAH SARAWAK)
TNB SCHOLARSHIP (BUMIPUTERA SABAH SARAWAK)
BIASISWA NASIONAL JPA
BIASISWA NASIONAL JPA
YTL POWER SCHOLARSHIP
YTL POWER SCHOLARSHIP
DAVIS UNDERGRADUATE SCHOLARSHIP
DAVIS UNDERGRADUATE SCHOLARSHIP
SECURITIES COMMISSION SCHOLARSHIP
SECURITIES COMMISSION SCHOLARSHIP
TOP-STPM Scorers (2013) Scholarship Scheme
TOP-STPM Scorers (2013) Scholarship Scheme
FAIRVIEW INTERNATIONAL BACCALAUREATE (IB) DIPLOMA PROGRAMME
FAIRVIEW INTERNATIONAL BACCALAUREATE (IB) DIPLOMA PROGRAMME
ASTRO SCHOLARSHIP
ASTRO SCHOLARSHIP
SKIM BIASISWA SUKAN
SKIM BIASISWA SUKAN
NBC (NG BEE CHAI) FOUNDATION SCHOLARSHIP
NBC (NG BEE CHAI) FOUNDATION SCHOLARSHIP
YAYASAN SIME DARBY SPECIAL SUPPORT BURSARY PROGRAMME (LOCAL)
YAYASAN SIME DARBY SPECIAL SUPPORT BURSARY PROGRAMME (LOCAL)
FMM TUNKU TAN SRI MOHAMED STUDY LOAN SCHEME
FMM TUNKU TAN SRI MOHAMED STUDY LOAN SCHEME
TAYLORS TCHT AWARDS
TAYLORS TCHT AWARDS
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - UNITEN
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - UNITEN
ASEAN SCHOLARSHIP - PRE-UNIVERSITY ONE
ASEAN SCHOLARSHIP - PRE-UNIVERSITY ONE
YAYASAN TAN SRI LEE SHIN CHENG SCHOLARSHIP
YAYASAN TAN SRI LEE SHIN CHENG SCHOLARSHIP
ECM LIBRA FOUNDATION STUDY LOAN PROGRAMME
ECM LIBRA FOUNDATION STUDY LOAN PROGRAMME
NILAI UNIVERSITY COLLEGE HIGH ACHIEVER SCHOLARSHIP FOR IT AND ENGINEERING
NILAI UNIVERSITY COLLEGE HIGH ACHIEVER SCHOLARSHIP FOR IT AND ENGINEERING
DIPLOMA IN NATURAL MEDICINE SCHOLARSHIP
DIPLOMA IN NATURAL MEDICINE SCHOLARSHIP
PROGRAM IJAZAH LUAR NEGARA (PILN) JPA
PROGRAM IJAZAH LUAR NEGARA (PILN) JPA
YAYASAN TM SCHOLARSHIP - Diploma MMU, MMC, IPTA, IPTS
YAYASAN TM SCHOLARSHIP - Diploma MMU, MMC, IPTA, IPTS
BIASISWA KECIL PERSEKUTUAN (BKP)
BIASISWA KECIL PERSEKUTUAN (BKP)
TUN SUFFIAN FOUNDATION (LLB SCHOLARSHIP)
TUN SUFFIAN FOUNDATION (LLB SCHOLARSHIP)
Malaysia Scholarship Directory EduhelpMy

1MCA EDUCATION LOAN SCHEME

2

Provider Name: MALAYSIAN CHINESE ASSOCIATION (MCA)
Provider Type: NGO/Foundation
Scholarship Type:
  • Partial Loan

Target Group:
  • SPM Leavers
  • STPM Leavers
  • Pre-U Students
  • Foundation Students
  • Matriculation Students
  • Bachelor Degree Students/Graduates
  • Master Degree Students/Holders
  • UEC Students

Study Level:
  • Bachelor Degree
  • Master Degree
  • Doctorate/PhD

Study Location:
  • Local
  • Overseas

Minimum Requirement for Application:
  1. PREREQUISITES FOR EDUCATION LOAN APPLICATION
  • The applicant must be a member of KOJADI with RM100 initial shares.
  • The applicant must hold the requisite additional shares ranging from RM500 to RM2,000 shares for each child depending on the loan amount applied for.
    Note: Payment of subscription of additional shares will be deducted from the approved loan
  • KOJADI will deduct the insurance premium from the approved loan.
  • The applicant must nominate a child/nominee under the 1MCA Education loan scheme.
  • The nominated child/nominee must have gained admission to an approved institution of higher learning locally or abroad.

Course:
  • ALL COURSES

Application Status: OPEN FOR APPLICATION
Extra Info:

This Loan Scheme is open for application to students of all races from low-income families.

A total of RM30million interest-free loans in the Loan Scheme will be open to all races. University students studying abroad can apply for loans ranging from RM30,000 to RM100,000. MCA will bear the interest for the loans.

The Education Loan Scheme is divided into two parts:

The first part entails 150 loans to pursue university degree programmes locally and overseas, with each successful applicant receiving loans up to RM30,000.

The second part entails 50 loans to pursue doctoral and post-graduate studies, with each successful applicant receiving loans between RM80,000 up to RM100,000.

Successful applicants can enjoy interest-free loans for the first five years. The Loan Scheme takes into consideration the fact that the students are studying and will have only just started working for about two years.

Thus this plan will allow the students to repay the loan, after which a minimum interest rate will be charged.


  1. LOAN DOCUMENTS

Submit certified photo copies of the following documents:

  • Applicant’s identity card
  • Student’s identity card
  • Letter of offer from approved institution
  • Student’s last examination results (SPM,STPM or SM3/UEC or equivalent or other highest academic qualification)
  • Identity cards of guarantors (one to three guarantors)
  • Latest EPF statement or Income Tax Form or EA Form or last 3 months payslips of guarantors (one to three guarantors)
  • Any other documents as may be required from time to time.

Submit the following photos and payment:

  • Applicant’s recent photo (passport size)
  • Student’s recent photo (passport size)
  • Loan processing fees (RM200)
  • Co-applicant and student membership fees (RM220)


  1. LOAN APPROVAL & DOCUMENTATION
  • The loan amount is subject to the discretion of the Board.
  • The loan application normally takes about 1 month to process.
  • When the loan is approved, an OFFER LETTER will be sent to the applicant.
  • The applicant is then required to complete and submit the necessary loan documents within 2 months:
    • Loan Agreement
      It must be jointly signed by the applicant & the student.
    • Deed of Guarantee
      It must be jointly signed by the guarantor(s).
  1. LOAN DISBURSEMENT
  • Loan will only be disbursed after ALL the loan documents and payments have been received by KOJADI.
  • The loan will be released in 2 or 3 disbursements spread over the duration of the course of study.


  1. INTEREST CHARGES
  • Interest will be charged to the applicant’s loan account immediately after the disbursement of the loan. However, the first FIVE years loan interest will be borne by MCA.
  • The interest rate for the loan will be as follows :

For existing member of KOJADI with minimum 5 years membership:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
5.8%
(on a monthly rest and
reducing balance basis)
6.8%
(on a monthly rest and
reducing balance basis)

For new member:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
6.8%
(on a monthly rest and
reducing balance basis)
7.8%
(on a monthly rest and
reducing balance basis)


REPAYMENT OF LOANThe founding objective of KOJADI is to pool the resources among its members for mutual benefits. Prompt repayment of the loan will enable KOJADI to give similar financial aid to other members for further study.

The repayment of the loan will begin three (3) or six (6) months after graduation and the maximum repayment period shall not exceed 10 years depending on the amount of loan and the type of the loan, repayment will be as follows:

1st year ….. RM200 or RM300 per month

2nd year ….. RM300 or RM400 per month

3rd year ….. RM400 or RM500 & above per month until full settlement

OR equal monthly instalments until full settlement.


  1. FURTHER INFORMATION

The above particulars are subject to change. For further information, please call at our office at

KoperasiJayadiri Malaysia Berhad (KOJADI)
11th Floor, Wisma MCA,
163 JalanAmpang,
50450 Kuala Lumpur.

Tel  : 03-2161 6499 (Membership and Loan Department)
Fax : 03-2162 1413
E-mail :
For membership related enquiries            : member@kojadi.com.my
For loan application related enquiries       : loan@kojadi.com.my

Office Hours : Monday-Friday : 8:30am – 5:30pm
Saturday-Sunday &Public Holidays : Closed


Scholarship Website
Document 1 - Application Form
Document 5 - Others
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