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YAYASAN SIME DARBY DIPLOMA BURSARY PROGRAMME (LOCAL)
YAYASAN SIME DARBY DIPLOMA BURSARY PROGRAMME (LOCAL)
PROGRAM PENAJAAN PENDIDIKAN PETRONAS UNTUK LAIN LAIN KELAYAKAN
PROGRAM PENAJAAN PENDIDIKAN PETRONAS UNTUK LAIN LAIN KELAYAKAN
KIENTA ENGINEERING
KIENTA ENGINEERING
TENBY SCHOOLS SIWU SCHOLARSHIP AWARD
TENBY SCHOOLS SIWU SCHOLARSHIP AWARD
IELTS SCHOLARSHIPS 2013
IELTS SCHOLARSHIPS 2013
BN YOUTH EDUCATION SCHOLARSHIP
BN YOUTH EDUCATION SCHOLARSHIP
TOP-STPM Scorers (2013) Scholarship Scheme
TOP-STPM Scorers (2013) Scholarship Scheme
IJM SCHOLARSHIP
IJM SCHOLARSHIP
TITIJAYA SCHOLARSHIP FUND
TITIJAYA SCHOLARSHIP FUND
CANON SCHOLARSHIP
CANON SCHOLARSHIP
OVERSEAS STUDENTS SCHOLARSHIP FOR UNDERGRADUATE STUDIES AT LINGNAN UNIVERSITY HONG KONG
OVERSEAS STUDENTS SCHOLARSHIP FOR UNDERGRADUATE STUDIES AT LINGNAN UNIVERSITY HONG KONG
IGB CORPORATION SCHOLARSHIP
IGB CORPORATION SCHOLARSHIP
YAYASAN TUN ABDUL HAMID LAW SCHOLARSHIP
YAYASAN TUN ABDUL HAMID LAW SCHOLARSHIP
OVERSEAS UNIVERSITY SCHOLARSHIPS
OVERSEAS UNIVERSITY SCHOLARSHIPS
NOTTINGHAM UNIVERSITY MALAYSIA SCHOLARSHIP FOR BIOMEDICAL SCIENCES
NOTTINGHAM UNIVERSITY MALAYSIA SCHOLARSHIP FOR BIOMEDICAL SCIENCES
SHELL-CURTIN SCHOLARSHIP
SHELL-CURTIN SCHOLARSHIP
AXIATA YOUNG TALENT PROGRAM (UNDERGRADUATE DEGREE)
AXIATA YOUNG TALENT PROGRAM (UNDERGRADUATE DEGREE)
EDINBURGH GLOBAL UNDERGRADUATE SCHOLARSHIP
EDINBURGH GLOBAL UNDERGRADUATE SCHOLARSHIP
PINJAMAN PENDIDIKAN YAYASAN PAHANG KE UNIVERSITI-UNIVERSITI TIMUR TENGAH (MESIR & JORDAN)
PINJAMAN PENDIDIKAN YAYASAN PAHANG KE UNIVERSITI-UNIVERSITI TIMUR TENGAH (MESIR & JORDAN)
AKADEMI LAUT MALAYSIA (ALAM) CADET SPONSORSHIP PROGRAM
AKADEMI LAUT MALAYSIA (ALAM) CADET SPONSORSHIP PROGRAM
SKIM PELAJAR CEMERLANG YAYASAN PAHANG
SKIM PELAJAR CEMERLANG YAYASAN PAHANG
BIASISWA SUKAN IPT
BIASISWA SUKAN IPT
DELL MALAYSIA SCHOLARSHIP
DELL MALAYSIA SCHOLARSHIP
Maxis What\'s Next Scholarship
Maxis What\'s Next Scholarship
TASEK CORPORATION BERHAD SCHOLARSHIP
TASEK CORPORATION BERHAD SCHOLARSHIP
PROGRAM KHAS SELANGOR BRAIN BANK
PROGRAM KHAS SELANGOR BRAIN BANK
GENTING SCHOLARSHIP
GENTING SCHOLARSHIP
YAYASAN DAYADIRI SCHOLARSHIP - UNDERGRADUATE AND POSTGRADUATE
YAYASAN DAYADIRI SCHOLARSHIP - UNDERGRADUATE AND POSTGRADUATE
PINJAMAN PELAJARAN MARA
PINJAMAN PELAJARAN MARA
INDIAN GOVERNMENT SCHOLARSHIP
INDIAN GOVERNMENT SCHOLARSHIP
MIED LOAN
MIED LOAN
UNIVERSITY OF QUEENSLAND SCHOOL OF ECONOMICS CENTENARY SCHOLARSHIP
UNIVERSITY OF QUEENSLAND SCHOOL OF ECONOMICS CENTENARY SCHOLARSHIP
FAEDAH PENDIDIKAN PERKESO
FAEDAH PENDIDIKAN PERKESO
YAYASAN TAN SRI LEE SHIN CHENG SCHOLARSHIP
YAYASAN TAN SRI LEE SHIN CHENG SCHOLARSHIP
DIPLOMA IN NATURAL MEDICINE SCHOLARSHIP
DIPLOMA IN NATURAL MEDICINE SCHOLARSHIP
MPOB Education Scholarship
MPOB Education Scholarship
ROAR EDUCATION DEVELOPMENT PROGRAMME
ROAR EDUCATION DEVELOPMENT PROGRAMME
THE IMU BACHELOR OF PHARMACY SCHOLARSHIP 2013
THE IMU BACHELOR OF PHARMACY SCHOLARSHIP 2013
YAYASAN TUNKU ABDUL RAHMAN SCHOLARSHIP
YAYASAN TUNKU ABDUL RAHMAN SCHOLARSHIP
BIASISWA SUKAN PERSEKUTUAN
BIASISWA SUKAN PERSEKUTUAN
IJN DIPLOMA IN NURSING PROGRAM
IJN DIPLOMA IN NURSING PROGRAM
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI LUAR NEGARA
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI LUAR NEGARA
AMCORP STUDY GRANT
AMCORP STUDY GRANT
MUDAJAYA SCHOLARSHIP
MUDAJAYA SCHOLARSHIP
ROHAS EUCO EDUCATIONAL FUND
ROHAS EUCO EDUCATIONAL FUND
BUMI ARMADA CADET SPONSORSHIP
BUMI ARMADA CADET SPONSORSHIP
KPMG ASEAN Scholarship
KPMG ASEAN Scholarship
SHELL SCHOLARSHIP (LOCAL)
SHELL SCHOLARSHIP (LOCAL)
DANA PENDIDIKAN PERUBATAN
DANA PENDIDIKAN PERUBATAN
YAYASAN SIME DARBY POSTGRADUATE SCHOLARSHIP PROGRAMME
YAYASAN SIME DARBY POSTGRADUATE SCHOLARSHIP PROGRAMME
CHEVENING UNIVERSITY OF EDINBURGH SCHOLARSHIPS
CHEVENING UNIVERSITY OF EDINBURGH SCHOLARSHIPS
LIM KOK WING SCHOLARSHIP
LIM KOK WING SCHOLARSHIP
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - UNITEN
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - UNITEN
IOI SCHOLARSHIP
IOI SCHOLARSHIP
UNITED WORLD COLLEGES (UWC) - MALAYSIA SCHOLARSHIP
UNITED WORLD COLLEGES (UWC) - MALAYSIA SCHOLARSHIP
MASTERSKILL MBBS SCHOLARSHIP
MASTERSKILL MBBS SCHOLARSHIP
CROWE HORWARTH SCHOLARSHIP (PROJECT CHANGE)
CROWE HORWARTH SCHOLARSHIP (PROJECT CHANGE)
ROASTERS SCHOLARSHIP
ROASTERS SCHOLARSHIP
MAYBANK SCHOLARSHIP AWARD
MAYBANK SCHOLARSHIP AWARD
CHEVENING CRANFIELD UNIVERSITY SCHOLARSHIPS
CHEVENING CRANFIELD UNIVERSITY SCHOLARSHIPS
HELP UNIVERSITY COLLEGE SCHOLARSHIP
HELP UNIVERSITY COLLEGE SCHOLARSHIP
SKIM PINJAMAN YURAN PENGAJIAN DI LUAR NEGARA JPA
SKIM PINJAMAN YURAN PENGAJIAN DI LUAR NEGARA JPA
SPORTS STUDIES SCHOLARSHIP
SPORTS STUDIES SCHOLARSHIP
YAW TECK SENG FOUNDATION SCHOLARSHIP
YAW TECK SENG FOUNDATION SCHOLARSHIP
HELP MIC SCHOLARSHIP AWARD
HELP MIC SCHOLARSHIP AWARD
PROGRAM PENAJAAN PERUBATAN JPA DI UNIVERSITI PERDANA
PROGRAM PENAJAAN PERUBATAN JPA DI UNIVERSITI PERDANA
UNIVERSITI MALAYA MEDICAL CENTRE HEALTH SCIENCE DIPLOMA
UNIVERSITI MALAYA MEDICAL CENTRE HEALTH SCIENCE DIPLOMA
INDIAN SCHOLARSHIP AND TRUST FUND (ISTF)
INDIAN SCHOLARSHIP AND TRUST FUND (ISTF)
UEM GROUP SCHOLARSHIP (LOCAL)
UEM GROUP SCHOLARSHIP (LOCAL)
TOP GLOVE SCHOLARSHIP
TOP GLOVE SCHOLARSHIP
KEN FOUNDATION SCHOLARSHIP
KEN FOUNDATION SCHOLARSHIP
SCHOLARSHIP PROGRAM FOR DIASPORA CHILDREN
SCHOLARSHIP PROGRAM FOR DIASPORA CHILDREN
AXIATA YOUNG TALENT PROGRAM (IB PRE-UNIVERSITY)
AXIATA YOUNG TALENT PROGRAM (IB PRE-UNIVERSITY)
JEFFREY CHEAH FOUNDATION SCHOLARSHIP
JEFFREY CHEAH FOUNDATION SCHOLARSHIP
UTAR Nursing Scholarship
UTAR Nursing Scholarship
TAYLOR\'S HIGH ACHIEVERS SCHOLARSHIP
TAYLOR\'S HIGH ACHIEVERS SCHOLARSHIP
YAYASAN BURSA MALAYSIA SCHOLARSHIP
YAYASAN BURSA MALAYSIA SCHOLARSHIP
YTL CEMENT SCHOLARSHIP FUND
YTL CEMENT SCHOLARSHIP FUND
HSBC SCHOLARSHIP AWARD
HSBC SCHOLARSHIP AWARD
CHEVENING SCHOLARSHIP
CHEVENING SCHOLARSHIP
LIONS EDUCATION ASSISTANCE FOR THE NEEDY (LEARN) FUND
LIONS EDUCATION ASSISTANCE FOR THE NEEDY (LEARN) FUND
BIASISWA PINJAMAN KERAJAAN NEGERI SARAWAK PERINGKAT IJAZAH SARJANA MUDA
BIASISWA PINJAMAN KERAJAAN NEGERI SARAWAK PERINGKAT IJAZAH SARJANA MUDA
DATUK ROGER TAN MEMORIAL SCHOLARSHIP
DATUK ROGER TAN MEMORIAL SCHOLARSHIP
NILAI UNIVERSITY COLLEGE SCHOLARSHIPS
NILAI UNIVERSITY COLLEGE SCHOLARSHIPS
FAIRVIEW INTERNATIONAL BACCALAUREATE (IB) DIPLOMA PROGRAMME
FAIRVIEW INTERNATIONAL BACCALAUREATE (IB) DIPLOMA PROGRAMME
ADVENTIST COLLEGE OF NURSING AND HEALTH SCIENCES SCHOLARSHIP
ADVENTIST COLLEGE OF NURSING AND HEALTH SCIENCES SCHOLARSHIP
NSTP SCHOLARSHIP
NSTP SCHOLARSHIP
AMCORP STUDY GRANT
AMCORP STUDY GRANT
TANJONG ENERGY SCHOLARSHIP
TANJONG ENERGY SCHOLARSHIP
PINJAMAN PENDIDIKAN KERAJAAN NEGERI PULAU PINANG
PINJAMAN PENDIDIKAN KERAJAAN NEGERI PULAU PINANG
Malaysia Scholarship Directory EduhelpMy

1MCA EDUCATION LOAN SCHEME

2

Provider Name: MALAYSIAN CHINESE ASSOCIATION (MCA)
Provider Type: NGO/Foundation
Scholarship Type:
  • Partial Loan

Target Group:
  • SPM Leavers
  • STPM Leavers
  • Pre-U Students
  • Foundation Students
  • Matriculation Students
  • Bachelor Degree Students/Graduates
  • Master Degree Students/Holders
  • UEC Students

Study Level:
  • Bachelor Degree
  • Master Degree
  • Doctorate/PhD

Study Location:
  • Local
  • Overseas

Minimum Requirement for Application:
  1. PREREQUISITES FOR EDUCATION LOAN APPLICATION
  • The applicant must be a member of KOJADI with RM100 initial shares.
  • The applicant must hold the requisite additional shares ranging from RM500 to RM2,000 shares for each child depending on the loan amount applied for.
    Note: Payment of subscription of additional shares will be deducted from the approved loan
  • KOJADI will deduct the insurance premium from the approved loan.
  • The applicant must nominate a child/nominee under the 1MCA Education loan scheme.
  • The nominated child/nominee must have gained admission to an approved institution of higher learning locally or abroad.

Course:
  • ALL COURSES

Application Status: OPEN FOR APPLICATION
Extra Info:

This Loan Scheme is open for application to students of all races from low-income families.

A total of RM30million interest-free loans in the Loan Scheme will be open to all races. University students studying abroad can apply for loans ranging from RM30,000 to RM100,000. MCA will bear the interest for the loans.

The Education Loan Scheme is divided into two parts:

The first part entails 150 loans to pursue university degree programmes locally and overseas, with each successful applicant receiving loans up to RM30,000.

The second part entails 50 loans to pursue doctoral and post-graduate studies, with each successful applicant receiving loans between RM80,000 up to RM100,000.

Successful applicants can enjoy interest-free loans for the first five years. The Loan Scheme takes into consideration the fact that the students are studying and will have only just started working for about two years.

Thus this plan will allow the students to repay the loan, after which a minimum interest rate will be charged.


  1. LOAN DOCUMENTS

Submit certified photo copies of the following documents:

  • Applicant’s identity card
  • Student’s identity card
  • Letter of offer from approved institution
  • Student’s last examination results (SPM,STPM or SM3/UEC or equivalent or other highest academic qualification)
  • Identity cards of guarantors (one to three guarantors)
  • Latest EPF statement or Income Tax Form or EA Form or last 3 months payslips of guarantors (one to three guarantors)
  • Any other documents as may be required from time to time.

Submit the following photos and payment:

  • Applicant’s recent photo (passport size)
  • Student’s recent photo (passport size)
  • Loan processing fees (RM200)
  • Co-applicant and student membership fees (RM220)


  1. LOAN APPROVAL & DOCUMENTATION
  • The loan amount is subject to the discretion of the Board.
  • The loan application normally takes about 1 month to process.
  • When the loan is approved, an OFFER LETTER will be sent to the applicant.
  • The applicant is then required to complete and submit the necessary loan documents within 2 months:
    • Loan Agreement
      It must be jointly signed by the applicant & the student.
    • Deed of Guarantee
      It must be jointly signed by the guarantor(s).
  1. LOAN DISBURSEMENT
  • Loan will only be disbursed after ALL the loan documents and payments have been received by KOJADI.
  • The loan will be released in 2 or 3 disbursements spread over the duration of the course of study.


  1. INTEREST CHARGES
  • Interest will be charged to the applicant’s loan account immediately after the disbursement of the loan. However, the first FIVE years loan interest will be borne by MCA.
  • The interest rate for the loan will be as follows :

For existing member of KOJADI with minimum 5 years membership:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
5.8%
(on a monthly rest and
reducing balance basis)
6.8%
(on a monthly rest and
reducing balance basis)

For new member:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
6.8%
(on a monthly rest and
reducing balance basis)
7.8%
(on a monthly rest and
reducing balance basis)


REPAYMENT OF LOANThe founding objective of KOJADI is to pool the resources among its members for mutual benefits. Prompt repayment of the loan will enable KOJADI to give similar financial aid to other members for further study.

The repayment of the loan will begin three (3) or six (6) months after graduation and the maximum repayment period shall not exceed 10 years depending on the amount of loan and the type of the loan, repayment will be as follows:

1st year ….. RM200 or RM300 per month

2nd year ….. RM300 or RM400 per month

3rd year ….. RM400 or RM500 & above per month until full settlement

OR equal monthly instalments until full settlement.


  1. FURTHER INFORMATION

The above particulars are subject to change. For further information, please call at our office at

KoperasiJayadiri Malaysia Berhad (KOJADI)
11th Floor, Wisma MCA,
163 JalanAmpang,
50450 Kuala Lumpur.

Tel  : 03-2161 6499 (Membership and Loan Department)
Fax : 03-2162 1413
E-mail :
For membership related enquiries            : member@kojadi.com.my
For loan application related enquiries       : loan@kojadi.com.my

Office Hours : Monday-Friday : 8:30am – 5:30pm
Saturday-Sunday &Public Holidays : Closed


Scholarship Website
Document 1 - Application Form
Document 5 - Others
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