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YAYASAN DAYADIRI SCHOLARSHIP - MBA
YAYASAN DAYADIRI SCHOLARSHIP - MBA
PROGRAM MATRIKULASI KEMENTERIAN PELAJARAN MALAYSIA
PROGRAM MATRIKULASI KEMENTERIAN PELAJARAN MALAYSIA
Dana KCM
Dana KCM
Royal Military College (RMC) Intake
Royal Military College (RMC) Intake
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - DIPLOMA UNITEN
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - DIPLOMA UNITEN
MAYBANK SCHOLARSHIP AWARD
MAYBANK SCHOLARSHIP AWARD
MMC SCHOLARSHIP
MMC SCHOLARSHIP
PROGRAM PENAJAAN PERUBATAN JPA DI UNIVERSITI PERDANA
PROGRAM PENAJAAN PERUBATAN JPA DI UNIVERSITI PERDANA
COLBY-SAWYER INTERNATIONAL STUDENT SCHOLARSHIP AND FINANCIAL AID
COLBY-SAWYER INTERNATIONAL STUDENT SCHOLARSHIP AND FINANCIAL AID
MSCB GROUP SCHOLARSHIP
MSCB GROUP SCHOLARSHIP
FAEDAH PENDIDIKAN PERKESO
FAEDAH PENDIDIKAN PERKESO
GE FOUNDATION SCHOLAR-LEADER PROGRAM
GE FOUNDATION SCHOLAR-LEADER PROGRAM
TUN RAHAH SCHOLARSHIP FUND
TUN RAHAH SCHOLARSHIP FUND
KEMASUKAN KE PROGRAM PRAUNIVERSITI SEKOLAH SUKAN MALAYSIA KEMENTERIAN PENDIDIKAN MALAYSIA
KEMASUKAN KE PROGRAM PRAUNIVERSITI SEKOLAH SUKAN MALAYSIA KEMENTERIAN PENDIDIKAN MALAYSIA
ALICE SMITH SCHOOL SCHOLARSHIP
ALICE SMITH SCHOOL SCHOLARSHIP
CANON SCHOLARSHIP
CANON SCHOLARSHIP
INDIAN GOVERNMENT SCHOLARSHIP
INDIAN GOVERNMENT SCHOLARSHIP
TAYLOR\'S WORLD CLASS SCHOLARSHIP
TAYLOR\'S WORLD CLASS SCHOLARSHIP
“JOURNEY TO SEMICONDUCTOR” SCHOLARSHIP PROGRAM
“JOURNEY TO SEMICONDUCTOR” SCHOLARSHIP PROGRAM
JAPANESE GOVERNMENT (MONBUKAGAKUSHO: MEXT) YOUNG LEADERS\' PROGRAMME (YLP)
JAPANESE GOVERNMENT (MONBUKAGAKUSHO: MEXT) YOUNG LEADERS\' PROGRAMME (YLP)
YAYASAN DAYADIRI SCHOLARSHIP - UNDERGRADUATE AND POSTGRADUATE
YAYASAN DAYADIRI SCHOLARSHIP - UNDERGRADUATE AND POSTGRADUATE
OVERSEAS STUDENTS SCHOLARSHIP FOR UNDERGRADUATE STUDIES AT LINGNAN UNIVERSITY HONG KONG
OVERSEAS STUDENTS SCHOLARSHIP FOR UNDERGRADUATE STUDIES AT LINGNAN UNIVERSITY HONG KONG
NAGOYA UNVERSITY-JAGAM SCHOLARSHIP
NAGOYA UNVERSITY-JAGAM SCHOLARSHIP
YAYASAN SIME DARBY DIPLOMA BURSARY PROGRAMME (LOCAL)
YAYASAN SIME DARBY DIPLOMA BURSARY PROGRAMME (LOCAL)
BIASISWA SUKAN IPT
BIASISWA SUKAN IPT
ADVENTIST COLLEGE OF NURSING AND HEALTH SCIENCES SCHOLARSHIP
ADVENTIST COLLEGE OF NURSING AND HEALTH SCIENCES SCHOLARSHIP
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI TENAGA NASIONAL (UNITEN)
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI TENAGA NASIONAL (UNITEN)
PROGRAM KHAS LEPASAN SPM 2011 PINJAMAN PELAJARAN BOLEH UBAH
PROGRAM KHAS LEPASAN SPM 2011 PINJAMAN PELAJARAN BOLEH UBAH
MALAYSIA TAIWAN SKILLS PROGRAM
MALAYSIA TAIWAN SKILLS PROGRAM
KHAZANAH GLOBAL SCHOLARSHIP (FOUNDATION, UNDERGRADUATE AND POSTGRADUATE)
KHAZANAH GLOBAL SCHOLARSHIP (FOUNDATION, UNDERGRADUATE AND POSTGRADUATE)
BIASISWA KERAJAAN NEGERI SABAH
BIASISWA KERAJAAN NEGERI SABAH
NEHEMIAH SCHOLARSHIP
NEHEMIAH SCHOLARSHIP
8TV SCHOLARSHIP FUND
8TV SCHOLARSHIP FUND
SUNRISE EDUCATION FOUNDATION SCHOLARSHIP (SCHOOL)
SUNRISE EDUCATION FOUNDATION SCHOLARSHIP (SCHOOL)
PROGRAM IJAZAH LUAR NEGARA (PILN) JPA
PROGRAM IJAZAH LUAR NEGARA (PILN) JPA
MNRB SCHOLARSHIP FUND
MNRB SCHOLARSHIP FUND
TENBY SCHOOLS SIWU SCHOLARSHIP AWARD
TENBY SCHOOLS SIWU SCHOLARSHIP AWARD
AUSTRALIAN NATIONAL UNIVERSITY (ANU) MALAYSIAN ALUMNI UNDERGRADUATE SCHOLARSHIP
AUSTRALIAN NATIONAL UNIVERSITY (ANU) MALAYSIAN ALUMNI UNDERGRADUATE SCHOLARSHIP
1MCA EDUCATION LOAN SCHEME
1MCA EDUCATION LOAN SCHEME
PINJAMAN PELAJARAN MARA
PINJAMAN PELAJARAN MARA
FAJARBARU SCHOLARSHIP
FAJARBARU SCHOLARSHIP
BRUNEI DARUSSALAM GOVERNMENT SCHOLARSHIP FOR FOREIGN STUDENTS
BRUNEI DARUSSALAM GOVERNMENT SCHOLARSHIP FOR FOREIGN STUDENTS
OVERSEAS UNIVERSITY SCHOLARSHIPS
OVERSEAS UNIVERSITY SCHOLARSHIPS
PRYSMIAN ASEAN SCHOLARSHIP
PRYSMIAN ASEAN SCHOLARSHIP
GENTING SANYEN POWER SCHOLARSHIP
GENTING SANYEN POWER SCHOLARSHIP
PENERAJU TUNAS POTENSI
PENERAJU TUNAS POTENSI
HONG LEONG FOUNDATION SCHOLARSHIP
HONG LEONG FOUNDATION SCHOLARSHIP
LION-PARKSON FOUNDATION SCHOLARSHIP
LION-PARKSON FOUNDATION SCHOLARSHIP
AMCHAM-MACEE SCHOLARSHIP
AMCHAM-MACEE SCHOLARSHIP
UNIVERSITY OF SOUTHAMPTON MALAYSIA CAMPUS SCHOLARSHIP
UNIVERSITY OF SOUTHAMPTON MALAYSIA CAMPUS SCHOLARSHIP
CURTIN PHD SCHOLARSHIP
CURTIN PHD SCHOLARSHIP
AKADEMI LAUT MALAYSIA (ALAM) CADET SPONSORSHIP PROGRAM
AKADEMI LAUT MALAYSIA (ALAM) CADET SPONSORSHIP PROGRAM
MAS CADET PILOT PROGRAM
MAS CADET PILOT PROGRAM
AXIATA YOUNG TALENT PROGRAM (NATIONAL SECONDARY SCHOOL)
AXIATA YOUNG TALENT PROGRAM (NATIONAL SECONDARY SCHOOL)
PROGRAM PENAJAAN PENDIDIKAN PETRONAS
PROGRAM PENAJAAN PENDIDIKAN PETRONAS
JAPANESE GOVERNMENT SCHOLARSHIP WITH ASCOJA RECOMMENDATION
JAPANESE GOVERNMENT SCHOLARSHIP WITH ASCOJA RECOMMENDATION
BANK NEGARA MALAYSIA KIJANG EMAS AND KIJANG SCHOLARSHIP (PRE-U)
BANK NEGARA MALAYSIA KIJANG EMAS AND KIJANG SCHOLARSHIP (PRE-U)
PINJAMAN PELAJARAN BOLEH UBAH PROGRAM PASCA SISWAZAH LUAR NEGARA MARA
PINJAMAN PELAJARAN BOLEH UBAH PROGRAM PASCA SISWAZAH LUAR NEGARA MARA
FAIRVIEW INTERNATIONAL BACCALAUREATE (IB) DIPLOMA PROGRAMME
FAIRVIEW INTERNATIONAL BACCALAUREATE (IB) DIPLOMA PROGRAMME
TUN HUSSEIN ONN MEMORIAL SCHOLARSHIP
TUN HUSSEIN ONN MEMORIAL SCHOLARSHIP
PINJAMAN PENDIDIKAN KERAJAAN NEGERI PULAU PINANG
PINJAMAN PENDIDIKAN KERAJAAN NEGERI PULAU PINANG
MAAC SCHOLARSHIP
MAAC SCHOLARSHIP
YAYASAN TUNKU ABDUL RAHMAN SCHOLARSHIP
YAYASAN TUNKU ABDUL RAHMAN SCHOLARSHIP
SWATCH GROUP SCHOLARSHIP
SWATCH GROUP SCHOLARSHIP
UNIVERSITY OF QUEENSLAND SCHOOL OF ECONOMICS CENTENARY SCHOLARSHIP
UNIVERSITY OF QUEENSLAND SCHOOL OF ECONOMICS CENTENARY SCHOLARSHIP
DATUK ROGER TAN MEMORIAL SCHOLARSHIP
DATUK ROGER TAN MEMORIAL SCHOLARSHIP
MBAM Scholarship for for IPD-OUM & MBAM Training Programme
MBAM Scholarship for for IPD-OUM & MBAM Training Programme
GAMUDA SCHOLARSHIP
GAMUDA SCHOLARSHIP
SPORTS STUDIES SCHOLARSHIP
SPORTS STUDIES SCHOLARSHIP
SHELL-CURTIN SCHOLARSHIP
SHELL-CURTIN SCHOLARSHIP
MAXIS SCHOLARSHIP FOR EXCELLENCE - UNDERGRADUATE PROGRAMME
MAXIS SCHOLARSHIP FOR EXCELLENCE - UNDERGRADUATE PROGRAMME
MACC - LA TROBE SCHOLARSHIP
MACC - LA TROBE SCHOLARSHIP
IOC ARC SCHOLARSHIP SCHEME
IOC ARC SCHOLARSHIP SCHEME
SKIM BIASISWA MYBRAINSC
SKIM BIASISWA MYBRAINSC
TheMind Award: Outstanding Achievement in Undergraduate Studies
TheMind Award: Outstanding Achievement in Undergraduate Studies
IACT SCHOLARSHIP
IACT SCHOLARSHIP
KIENTA ENGINEERING
KIENTA ENGINEERING
NATIONAL AGRICULTURE TRAINING CENTER (NATC)
NATIONAL AGRICULTURE TRAINING CENTER (NATC)
ING SCHOLARSHIP AWARD (LOCAL)
ING SCHOLARSHIP AWARD (LOCAL)
NILAI UNIVERSITY COLLEGE HIGH ACHIEVER SCHOLARSHIP FOR IT AND ENGINEERING
NILAI UNIVERSITY COLLEGE HIGH ACHIEVER SCHOLARSHIP FOR IT AND ENGINEERING
PROGRAM LATIHAN SEPARA PERUBATAN BERTARAF DIPLOMA
PROGRAM LATIHAN SEPARA PERUBATAN BERTARAF DIPLOMA
TAYLORS TCHT AWARDS
TAYLORS TCHT AWARDS
YAYASAN WAH SEONG SCHOLARSHIP
YAYASAN WAH SEONG SCHOLARSHIP
GENTING SCHOLARSHIP
GENTING SCHOLARSHIP
SONY SCHOLARSHIP
SONY SCHOLARSHIP
PINJAMAN PELAJARAN NEGERI SELANGOR
PINJAMAN PELAJARAN NEGERI SELANGOR
ROASTERS SCHOLARSHIP
ROASTERS SCHOLARSHIP
ASTRO SCHOLARSHIP
ASTRO SCHOLARSHIP
PNB GLOBAL SCHOLARSHIP
PNB GLOBAL SCHOLARSHIP
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN DENGAN KEPUJIAN (PPISMP)
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN DENGAN KEPUJIAN (PPISMP)
Malaysia Scholarship Directory EduhelpMy

1MCA EDUCATION LOAN SCHEME

2

Provider Name: MALAYSIAN CHINESE ASSOCIATION (MCA)
Provider Type: NGO/Foundation
Scholarship Type:
  • Partial Loan

Target Group:
  • SPM Leavers
  • STPM Leavers
  • Pre-U Students
  • Foundation Students
  • Matriculation Students
  • Bachelor Degree Students/Graduates
  • Master Degree Students/Holders
  • UEC Students

Study Level:
  • Bachelor Degree
  • Master Degree
  • Doctorate/PhD

Study Location:
  • Local
  • Overseas

Minimum Requirement for Application:
  1. PREREQUISITES FOR EDUCATION LOAN APPLICATION
  • The applicant must be a member of KOJADI with RM100 initial shares.
  • The applicant must hold the requisite additional shares ranging from RM500 to RM2,000 shares for each child depending on the loan amount applied for.
    Note: Payment of subscription of additional shares will be deducted from the approved loan
  • KOJADI will deduct the insurance premium from the approved loan.
  • The applicant must nominate a child/nominee under the 1MCA Education loan scheme.
  • The nominated child/nominee must have gained admission to an approved institution of higher learning locally or abroad.

Course:
  • ALL COURSES

Application Status: OPEN FOR APPLICATION
Extra Info:

This Loan Scheme is open for application to students of all races from low-income families.

A total of RM30million interest-free loans in the Loan Scheme will be open to all races. University students studying abroad can apply for loans ranging from RM30,000 to RM100,000. MCA will bear the interest for the loans.

The Education Loan Scheme is divided into two parts:

The first part entails 150 loans to pursue university degree programmes locally and overseas, with each successful applicant receiving loans up to RM30,000.

The second part entails 50 loans to pursue doctoral and post-graduate studies, with each successful applicant receiving loans between RM80,000 up to RM100,000.

Successful applicants can enjoy interest-free loans for the first five years. The Loan Scheme takes into consideration the fact that the students are studying and will have only just started working for about two years.

Thus this plan will allow the students to repay the loan, after which a minimum interest rate will be charged.


  1. LOAN DOCUMENTS

Submit certified photo copies of the following documents:

  • Applicant’s identity card
  • Student’s identity card
  • Letter of offer from approved institution
  • Student’s last examination results (SPM,STPM or SM3/UEC or equivalent or other highest academic qualification)
  • Identity cards of guarantors (one to three guarantors)
  • Latest EPF statement or Income Tax Form or EA Form or last 3 months payslips of guarantors (one to three guarantors)
  • Any other documents as may be required from time to time.

Submit the following photos and payment:

  • Applicant’s recent photo (passport size)
  • Student’s recent photo (passport size)
  • Loan processing fees (RM200)
  • Co-applicant and student membership fees (RM220)


  1. LOAN APPROVAL & DOCUMENTATION
  • The loan amount is subject to the discretion of the Board.
  • The loan application normally takes about 1 month to process.
  • When the loan is approved, an OFFER LETTER will be sent to the applicant.
  • The applicant is then required to complete and submit the necessary loan documents within 2 months:
    • Loan Agreement
      It must be jointly signed by the applicant & the student.
    • Deed of Guarantee
      It must be jointly signed by the guarantor(s).
  1. LOAN DISBURSEMENT
  • Loan will only be disbursed after ALL the loan documents and payments have been received by KOJADI.
  • The loan will be released in 2 or 3 disbursements spread over the duration of the course of study.


  1. INTEREST CHARGES
  • Interest will be charged to the applicant’s loan account immediately after the disbursement of the loan. However, the first FIVE years loan interest will be borne by MCA.
  • The interest rate for the loan will be as follows :

For existing member of KOJADI with minimum 5 years membership:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
5.8%
(on a monthly rest and
reducing balance basis)
6.8%
(on a monthly rest and
reducing balance basis)

For new member:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
6.8%
(on a monthly rest and
reducing balance basis)
7.8%
(on a monthly rest and
reducing balance basis)


REPAYMENT OF LOANThe founding objective of KOJADI is to pool the resources among its members for mutual benefits. Prompt repayment of the loan will enable KOJADI to give similar financial aid to other members for further study.

The repayment of the loan will begin three (3) or six (6) months after graduation and the maximum repayment period shall not exceed 10 years depending on the amount of loan and the type of the loan, repayment will be as follows:

1st year ….. RM200 or RM300 per month

2nd year ….. RM300 or RM400 per month

3rd year ….. RM400 or RM500 & above per month until full settlement

OR equal monthly instalments until full settlement.


  1. FURTHER INFORMATION

The above particulars are subject to change. For further information, please call at our office at

KoperasiJayadiri Malaysia Berhad (KOJADI)
11th Floor, Wisma MCA,
163 JalanAmpang,
50450 Kuala Lumpur.

Tel  : 03-2161 6499 (Membership and Loan Department)
Fax : 03-2162 1413
E-mail :
For membership related enquiries            : member@kojadi.com.my
For loan application related enquiries       : loan@kojadi.com.my

Office Hours : Monday-Friday : 8:30am – 5:30pm
Saturday-Sunday &Public Holidays : Closed


Scholarship Website
Document 1 - Application Form
Document 5 - Others
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