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Scholarships

AMCORP STUDY GRANT
AMCORP STUDY GRANT
SIN CHEW DAILY EDUCATION FUND
SIN CHEW DAILY EDUCATION FUND
DANA PENDIDIKAN PERUBATAN
DANA PENDIDIKAN PERUBATAN
CCM SCHOLARSHIP
CCM SCHOLARSHIP
HELP MIC SCHOLARSHIP AWARD
HELP MIC SCHOLARSHIP AWARD
CHANG MING THIEN FOUNDATION LOAN
CHANG MING THIEN FOUNDATION LOAN
ROASTERS SCHOLARSHIP
ROASTERS SCHOLARSHIP
MAYBANK SCHOLARSHIP AWARD
MAYBANK SCHOLARSHIP AWARD
SKIM PELAJAR CEMERLANG YAYASAN PAHANG
SKIM PELAJAR CEMERLANG YAYASAN PAHANG
BIASISWA AMANAH RAYA
BIASISWA AMANAH RAYA
GAMUDA SCHOLARSHIP
GAMUDA SCHOLARSHIP
SECURITIES COMMISSION SCHOLARSHIP
SECURITIES COMMISSION SCHOLARSHIP
EPF SCHOLARSHIP
EPF SCHOLARSHIP
BANK NEGARA MALAYSIA KIJANG EMAS AND KIJANG SCHOLARSHIP (PRE-U)
BANK NEGARA MALAYSIA KIJANG EMAS AND KIJANG SCHOLARSHIP (PRE-U)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP PROGRAM (CHINA)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP PROGRAM (CHINA)
YAYASAN TUNKU ABDUL RAHMAN SCHOLARSHIP
YAYASAN TUNKU ABDUL RAHMAN SCHOLARSHIP
BIASISWA SUKAN IPT
BIASISWA SUKAN IPT
MEGASTEEL SCHOLARSHIP FOR DIPLOMA HOLDERS
MEGASTEEL SCHOLARSHIP FOR DIPLOMA HOLDERS
INDIAN SCHOLARSHIP AND TRUST FUND (ISTF)
INDIAN SCHOLARSHIP AND TRUST FUND (ISTF)
NEXUS SECONDARY SCHOOL PROGRAMME
NEXUS SECONDARY SCHOOL PROGRAMME
MALAYSIAN RUBBER EXPORT PROMOTION COUNCIL (MREPC) SCHOLARSHIP
MALAYSIAN RUBBER EXPORT PROMOTION COUNCIL (MREPC) SCHOLARSHIP
HONG LEONG FOUNDATION UNDERGRADUATE SCHOLARSHIP
HONG LEONG FOUNDATION UNDERGRADUATE SCHOLARSHIP
PNB GLOBAL SCHOLARSHIP
PNB GLOBAL SCHOLARSHIP
UTAR Nursing Scholarship
UTAR Nursing Scholarship
THE STAR EDUCATION FUND
THE STAR EDUCATION FUND
SKIM BIASISWA SUKAN
SKIM BIASISWA SUKAN
TUN SUFFIAN FOUNDATION SCHOLARSHIP
TUN SUFFIAN FOUNDATION SCHOLARSHIP
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (US)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (US)
ALICE SMITH SCHOOL SCHOLARSHIP
ALICE SMITH SCHOOL SCHOLARSHIP
PENERAJU TUNAS POTENSI
PENERAJU TUNAS POTENSI
UWE Bristol Lord Templeman LLB Scholarship
UWE Bristol Lord Templeman LLB Scholarship
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - UNITEN
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - UNITEN
SONY SCHOLARSHIP
SONY SCHOLARSHIP
JAPANESE GOVERNMENT SCHOLARSHIP WITH ASCOJA RECOMMENDATION
JAPANESE GOVERNMENT SCHOLARSHIP WITH ASCOJA RECOMMENDATION
GD EXPRESS SCHOLARSHIP
GD EXPRESS SCHOLARSHIP
YAYASAN SIME DARBY UNDERGRADUATE BURSARY PROGRAMME (LOCAL)
YAYASAN SIME DARBY UNDERGRADUATE BURSARY PROGRAMME (LOCAL)
UNIVERSITY OF QUEENSLAND INTERNATIONAL UNDERGRADUATE SCHOLARSHIP
UNIVERSITY OF QUEENSLAND INTERNATIONAL UNDERGRADUATE SCHOLARSHIP
TAIWAN SCHOLARSHIP
TAIWAN SCHOLARSHIP
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP PROGRAMME
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP PROGRAMME
TOP GLOVE SCHOLARSHIP
TOP GLOVE SCHOLARSHIP
TheMind Award: Outstanding Achievement in Undergraduate Studies
TheMind Award: Outstanding Achievement in Undergraduate Studies
MUDAJAYA SCHOLARSHIP
MUDAJAYA SCHOLARSHIP
DAVIS UNDERGRADUATE SCHOLARSHIP
DAVIS UNDERGRADUATE SCHOLARSHIP
UNIVERSITY OF CANTERBURY SCHOLARSHIP FOR MALAYSIAN
UNIVERSITY OF CANTERBURY SCHOLARSHIP FOR MALAYSIAN
ING SCHOLARSHIP AWARD (LOCAL)
ING SCHOLARSHIP AWARD (LOCAL)
PINJAMAN PELAJARAN MARA
PINJAMAN PELAJARAN MARA
PROGRAM PENGHANTARAN PELAJAR CEMERLANG KE UNIVERSITI TERKEMUKA LUAR NEGARA
PROGRAM PENGHANTARAN PELAJAR CEMERLANG KE UNIVERSITI TERKEMUKA LUAR NEGARA
ECM LIBRA FOUNDATION STUDY LOAN PROGRAMME
ECM LIBRA FOUNDATION STUDY LOAN PROGRAMME
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP (CHINA)
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP (CHINA)
KHAZANAH GLOBAL SCHOLARSHIP (FOUNDATION, UNDERGRADUATE AND POSTGRADUATE)
KHAZANAH GLOBAL SCHOLARSHIP (FOUNDATION, UNDERGRADUATE AND POSTGRADUATE)
YAYASAN TUN ABDUL HAMID LAW SCHOLARSHIP
YAYASAN TUN ABDUL HAMID LAW SCHOLARSHIP
PROGRAM LATIHAN SEPARA PERUBATAN BERTARAF DIPLOMA
PROGRAM LATIHAN SEPARA PERUBATAN BERTARAF DIPLOMA
BIASISWA KELAS PERSEDIAAN UNIVERSITI (BKPU)
BIASISWA KELAS PERSEDIAAN UNIVERSITI (BKPU)
EDINBURGH GLOBAL UNDERGRADUATE SCHOLARSHIP
EDINBURGH GLOBAL UNDERGRADUATE SCHOLARSHIP
PROGRAM PENAJAAN PENDIDIKAN PETRONAS UNTUK LAIN LAIN KELAYAKAN
PROGRAM PENAJAAN PENDIDIKAN PETRONAS UNTUK LAIN LAIN KELAYAKAN
PINJAMAN PENDIDIKAN YAYASAN PAHANG
PINJAMAN PENDIDIKAN YAYASAN PAHANG
ANUGERAH  BIASISWA KECEMERLANGAN MENTERI BESAR
ANUGERAH BIASISWA KECEMERLANGAN MENTERI BESAR
DATUK ROGER TAN MEMORIAL SCHOLARSHIP
DATUK ROGER TAN MEMORIAL SCHOLARSHIP
PINJAMAN PENDIDIKAN KERAJAAN NEGERI PULAU PINANG
PINJAMAN PENDIDIKAN KERAJAAN NEGERI PULAU PINANG
JEFFREY CHEAH FOUNDATION COMMUNITY SCHOLARSHIP
JEFFREY CHEAH FOUNDATION COMMUNITY SCHOLARSHIP
YAYASAN KLK SCHOLARSHIP
YAYASAN KLK SCHOLARSHIP
GENERAL CULTURAL SCHOLARSHIP SCHEME (GCSS)
GENERAL CULTURAL SCHOLARSHIP SCHEME (GCSS)
YAYASAN SARAWAK BESTARI SCHOLARSHIP
YAYASAN SARAWAK BESTARI SCHOLARSHIP
FULBRIGHT MALAYSIA AWARD
FULBRIGHT MALAYSIA AWARD
INDIAN COUNCIL FOR CULTURAL RELATIONS AYUSH SCHOLARSHIP
INDIAN COUNCIL FOR CULTURAL RELATIONS AYUSH SCHOLARSHIP
JARDINE SCHOLARSHIP
JARDINE SCHOLARSHIP
TITIJAYA SCHOLARSHIP FUND
TITIJAYA SCHOLARSHIP FUND
UNIVERSITI MALAYA MEDICAL CENTRE HEALTH SCIENCE DIPLOMA
UNIVERSITI MALAYA MEDICAL CENTRE HEALTH SCIENCE DIPLOMA
YAYASAN DAYADIRI SCHOLARSHIP - MBA
YAYASAN DAYADIRI SCHOLARSHIP - MBA
INDIAN GOVERNMENT SCHOLARSHIP
INDIAN GOVERNMENT SCHOLARSHIP
BUMI ARMADA CADET SPONSORSHIP
BUMI ARMADA CADET SPONSORSHIP
YAYASAN PENDIDIKAN BISTARI SCHOLARSHIP
YAYASAN PENDIDIKAN BISTARI SCHOLARSHIP
PIDM UNDERGRADUATE SCHOLARSHIP
PIDM UNDERGRADUATE SCHOLARSHIP
YAYASAN SIME DARBY POSTGRADUATE SCHOLARSHIP PROGRAMME
YAYASAN SIME DARBY POSTGRADUATE SCHOLARSHIP PROGRAMME
SUNRISE EDUCATION FOUNDATION SCHOLARSHIP (SCHOOL)
SUNRISE EDUCATION FOUNDATION SCHOLARSHIP (SCHOOL)
SINGAPORE SCHOLARSHIPS
SINGAPORE SCHOLARSHIPS
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN DENGAN KEPUJIAN (PPISMP)
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN DENGAN KEPUJIAN (PPISMP)
PROGRAM PENAJAAN PERUBATAN JPA DI UNIVERSITI PERDANA
PROGRAM PENAJAAN PERUBATAN JPA DI UNIVERSITI PERDANA
Royal Military College (RMC) Intake
Royal Military College (RMC) Intake
AKADEMI LAUT MALAYSIA (ALAM) CADET SPONSORSHIP PROGRAM
AKADEMI LAUT MALAYSIA (ALAM) CADET SPONSORSHIP PROGRAM
KPMG ASEAN Scholarship
KPMG ASEAN Scholarship
GREAT EASTERN SUPREMACY SCHOLARSHIP
GREAT EASTERN SUPREMACY SCHOLARSHIP
UNIVERSITY OF SOUTHAMPTON MALAYSIA CAMPUS SCHOLARSHIP
UNIVERSITY OF SOUTHAMPTON MALAYSIA CAMPUS SCHOLARSHIP
8TV SCHOLARSHIP FUND
8TV SCHOLARSHIP FUND
BIASISWA KARANGKRAF
BIASISWA KARANGKRAF
SHELL SCHOLARSHIP (LOCAL)
SHELL SCHOLARSHIP (LOCAL)
NATIONAL PRECISION ENGINEERING SCHOLARSHIP (NPES)
NATIONAL PRECISION ENGINEERING SCHOLARSHIP (NPES)
PROGRAM KHAS LEPASAN SIJIL PELAJARAN MALAYSIA (SPM) 2012
PROGRAM KHAS LEPASAN SIJIL PELAJARAN MALAYSIA (SPM) 2012
CANON SCHOLARSHIP
CANON SCHOLARSHIP
PRYSMIAN ASEAN SCHOLARSHIP
PRYSMIAN ASEAN SCHOLARSHIP
Malaysia Scholarship Directory EduhelpMy

1MCA EDUCATION LOAN SCHEME

2

Provider Name: MALAYSIAN CHINESE ASSOCIATION (MCA)
Provider Type: NGO/Foundation
Scholarship Type:
  • Partial Loan

Target Group:
  • SPM Leavers
  • STPM Leavers
  • Pre-U Students
  • Foundation Students
  • Matriculation Students
  • Bachelor Degree Students/Graduates
  • Master Degree Students/Holders
  • UEC Students

Study Level:
  • Bachelor Degree
  • Master Degree
  • Doctorate/PhD

Study Location:
  • Local
  • Overseas

Minimum Requirement for Application:
  1. PREREQUISITES FOR EDUCATION LOAN APPLICATION
  • The applicant must be a member of KOJADI with RM100 initial shares.
  • The applicant must hold the requisite additional shares ranging from RM500 to RM2,000 shares for each child depending on the loan amount applied for.
    Note: Payment of subscription of additional shares will be deducted from the approved loan
  • KOJADI will deduct the insurance premium from the approved loan.
  • The applicant must nominate a child/nominee under the 1MCA Education loan scheme.
  • The nominated child/nominee must have gained admission to an approved institution of higher learning locally or abroad.

Course:
  • ALL COURSES

Application Status: OPEN FOR APPLICATION
Extra Info:

This Loan Scheme is open for application to students of all races from low-income families.

A total of RM30million interest-free loans in the Loan Scheme will be open to all races. University students studying abroad can apply for loans ranging from RM30,000 to RM100,000. MCA will bear the interest for the loans.

The Education Loan Scheme is divided into two parts:

The first part entails 150 loans to pursue university degree programmes locally and overseas, with each successful applicant receiving loans up to RM30,000.

The second part entails 50 loans to pursue doctoral and post-graduate studies, with each successful applicant receiving loans between RM80,000 up to RM100,000.

Successful applicants can enjoy interest-free loans for the first five years. The Loan Scheme takes into consideration the fact that the students are studying and will have only just started working for about two years.

Thus this plan will allow the students to repay the loan, after which a minimum interest rate will be charged.


  1. LOAN DOCUMENTS

Submit certified photo copies of the following documents:

  • Applicant’s identity card
  • Student’s identity card
  • Letter of offer from approved institution
  • Student’s last examination results (SPM,STPM or SM3/UEC or equivalent or other highest academic qualification)
  • Identity cards of guarantors (one to three guarantors)
  • Latest EPF statement or Income Tax Form or EA Form or last 3 months payslips of guarantors (one to three guarantors)
  • Any other documents as may be required from time to time.

Submit the following photos and payment:

  • Applicant’s recent photo (passport size)
  • Student’s recent photo (passport size)
  • Loan processing fees (RM200)
  • Co-applicant and student membership fees (RM220)


  1. LOAN APPROVAL & DOCUMENTATION
  • The loan amount is subject to the discretion of the Board.
  • The loan application normally takes about 1 month to process.
  • When the loan is approved, an OFFER LETTER will be sent to the applicant.
  • The applicant is then required to complete and submit the necessary loan documents within 2 months:
    • Loan Agreement
      It must be jointly signed by the applicant & the student.
    • Deed of Guarantee
      It must be jointly signed by the guarantor(s).
  1. LOAN DISBURSEMENT
  • Loan will only be disbursed after ALL the loan documents and payments have been received by KOJADI.
  • The loan will be released in 2 or 3 disbursements spread over the duration of the course of study.


  1. INTEREST CHARGES
  • Interest will be charged to the applicant’s loan account immediately after the disbursement of the loan. However, the first FIVE years loan interest will be borne by MCA.
  • The interest rate for the loan will be as follows :

For existing member of KOJADI with minimum 5 years membership:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
5.8%
(on a monthly rest and
reducing balance basis)
6.8%
(on a monthly rest and
reducing balance basis)

For new member:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
6.8%
(on a monthly rest and
reducing balance basis)
7.8%
(on a monthly rest and
reducing balance basis)


REPAYMENT OF LOANThe founding objective of KOJADI is to pool the resources among its members for mutual benefits. Prompt repayment of the loan will enable KOJADI to give similar financial aid to other members for further study.

The repayment of the loan will begin three (3) or six (6) months after graduation and the maximum repayment period shall not exceed 10 years depending on the amount of loan and the type of the loan, repayment will be as follows:

1st year ….. RM200 or RM300 per month

2nd year ….. RM300 or RM400 per month

3rd year ….. RM400 or RM500 & above per month until full settlement

OR equal monthly instalments until full settlement.


  1. FURTHER INFORMATION

The above particulars are subject to change. For further information, please call at our office at

KoperasiJayadiri Malaysia Berhad (KOJADI)
11th Floor, Wisma MCA,
163 JalanAmpang,
50450 Kuala Lumpur.

Tel  : 03-2161 6499 (Membership and Loan Department)
Fax : 03-2162 1413
E-mail :
For membership related enquiries            : member@kojadi.com.my
For loan application related enquiries       : loan@kojadi.com.my

Office Hours : Monday-Friday : 8:30am – 5:30pm
Saturday-Sunday &Public Holidays : Closed


Scholarship Website
Document 1 - Application Form
Document 5 - Others
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