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SKIM PINJAMAN YURAN PENGAJIAN DI LUAR NEGARA JPA
SKIM PINJAMAN YURAN PENGAJIAN DI LUAR NEGARA JPA
DIPLOMA IN NATURAL MEDICINE SCHOLARSHIP
DIPLOMA IN NATURAL MEDICINE SCHOLARSHIP
EPF SCHOLARSHIP
EPF SCHOLARSHIP
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP PROGRAMME
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP PROGRAMME
CANON SCHOLARSHIP
CANON SCHOLARSHIP
SHELL SCHOLARSHIP (OVERSEAS)
SHELL SCHOLARSHIP (OVERSEAS)
TENBY SCHOOLS SIWU SCHOLARSHIP AWARD
TENBY SCHOOLS SIWU SCHOLARSHIP AWARD
ASTRO SCHOLARSHIP
ASTRO SCHOLARSHIP
NILAI UNIVERSITY COLLEGE HIGH ACHIEVER SCHOLARSHIP FOR IT AND ENGINEERING
NILAI UNIVERSITY COLLEGE HIGH ACHIEVER SCHOLARSHIP FOR IT AND ENGINEERING
ADVENTIST COLLEGE OF NURSING AND HEALTH SCIENCES SCHOLARSHIP
ADVENTIST COLLEGE OF NURSING AND HEALTH SCIENCES SCHOLARSHIP
CROWE HORWARTH SCHOLARSHIP (PROJECT CHANGE)
CROWE HORWARTH SCHOLARSHIP (PROJECT CHANGE)
MALAYSIA AIRPORTS SCHOLARSHIP
MALAYSIA AIRPORTS SCHOLARSHIP
PRYSMIAN ASEAN SCHOLARSHIP
PRYSMIAN ASEAN SCHOLARSHIP
UNIVERSITY OF QUEENSLAND INTERNATIONAL UNDERGRADUATE SCHOLARSHIP
UNIVERSITY OF QUEENSLAND INTERNATIONAL UNDERGRADUATE SCHOLARSHIP
PANASONIC SCHOLARSHIP (POSTGRAD)
PANASONIC SCHOLARSHIP (POSTGRAD)
SUNRISE EDUCATION FOUNDATION SCHOLARSHIP (UNDERGRADUATE)
SUNRISE EDUCATION FOUNDATION SCHOLARSHIP (UNDERGRADUATE)
PINJAMAN PENDIDIKAN YAYASAN NEGERI SEMBILAN
PINJAMAN PENDIDIKAN YAYASAN NEGERI SEMBILAN
LEADER SCHOLARSHIP
LEADER SCHOLARSHIP
TAN SRI MANICKAVASAGAM SCHOLARSHIP FUND
TAN SRI MANICKAVASAGAM SCHOLARSHIP FUND
YAYASAN SULTAN ISKANDAR POSTGRADUATE SCHOLARSHIP
YAYASAN SULTAN ISKANDAR POSTGRADUATE SCHOLARSHIP
PROGRAM PENAJAAN PELAJAR DI UNIVERSITI TERKEMUKA LUAR NEGARA JPA
PROGRAM PENAJAAN PELAJAR DI UNIVERSITI TERKEMUKA LUAR NEGARA JPA
UNIVERSITY OF SOUTHAMPTON MALAYSIA CAMPUS SCHOLARSHIP
UNIVERSITY OF SOUTHAMPTON MALAYSIA CAMPUS SCHOLARSHIP
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN DENGAN KEPUJIAN (PPISMP)
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN DENGAN KEPUJIAN (PPISMP)
UCSI UNIVERSITY FOUNDATION A-LEVEL SCHOLARSHIP
UCSI UNIVERSITY FOUNDATION A-LEVEL SCHOLARSHIP
AUSTRALIAN INTERNATIONAL SCHOOL MALAYSIA MATRICULATION SCHOLARSHIP
AUSTRALIAN INTERNATIONAL SCHOOL MALAYSIA MATRICULATION SCHOLARSHIP
NATIONAL AGRICULTURE TRAINING CENTER (NATC)
NATIONAL AGRICULTURE TRAINING CENTER (NATC)
“JOURNEY TO SEMICONDUCTOR” SCHOLARSHIP PROGRAM
“JOURNEY TO SEMICONDUCTOR” SCHOLARSHIP PROGRAM
DELL MALAYSIA SCHOLARSHIP
DELL MALAYSIA SCHOLARSHIP
ACCA SIMPSON SCHOLARSHIP
ACCA SIMPSON SCHOLARSHIP
MBAM SCHOLARSHIP
MBAM SCHOLARSHIP
IJN DIPLOMA IN NURSING PROGRAM
IJN DIPLOMA IN NURSING PROGRAM
BOSCH APPRENTICE TRAINING COURSE
BOSCH APPRENTICE TRAINING COURSE
SPORTS STUDIES SCHOLARSHIP
SPORTS STUDIES SCHOLARSHIP
YAYASAN BURSA MALAYSIA SCHOLARSHIP
YAYASAN BURSA MALAYSIA SCHOLARSHIP
NEHEMIAH SCHOLARSHIP
NEHEMIAH SCHOLARSHIP
IOI SCHOLARSHIP
IOI SCHOLARSHIP
YAYASAN DAYADIRI SCHOLARSHIP - UNDERGRADUATE AND POSTGRADUATE
YAYASAN DAYADIRI SCHOLARSHIP - UNDERGRADUATE AND POSTGRADUATE
PROGRAM PENAJAAN PERUBATAN JPA DI UNIVERSITI PERDANA
PROGRAM PENAJAAN PERUBATAN JPA DI UNIVERSITI PERDANA
PROGRAM PENAJAAN PENDIDIKAN PETRONAS
PROGRAM PENAJAAN PENDIDIKAN PETRONAS
BIASISWA NASIONAL JPA
BIASISWA NASIONAL JPA
YAYASAN SIME DARBY DIPLOMA BURSARY PROGRAMME (LOCAL)
YAYASAN SIME DARBY DIPLOMA BURSARY PROGRAMME (LOCAL)
KUOK FOUNDATION UNDERGRADUATE AWARDS (MALAYSIAN & SINGAPORE PUBLIC UNIVERSITIES)
KUOK FOUNDATION UNDERGRADUATE AWARDS (MALAYSIAN & SINGAPORE PUBLIC UNIVERSITIES)
BIASISWA FELDA GLOBAL
BIASISWA FELDA GLOBAL
PROGRAM KEJURUTERAAN JEPUN, KOREA, PERANCIS, DAN JERMAN (JKPJ) - JPA
PROGRAM KEJURUTERAAN JEPUN, KOREA, PERANCIS, DAN JERMAN (JKPJ) - JPA
ANUGERAH  BIASISWA KECEMERLANGAN MENTERI BESAR
ANUGERAH BIASISWA KECEMERLANGAN MENTERI BESAR
PROGRAM PENAJAAN PENDIDIKAN PETRONAS UNTUK LAIN LAIN KELAYAKAN
PROGRAM PENAJAAN PENDIDIKAN PETRONAS UNTUK LAIN LAIN KELAYAKAN
MSCB GROUP SCHOLARSHIP
MSCB GROUP SCHOLARSHIP
PINJAMAN PELAJARAN MARA
PINJAMAN PELAJARAN MARA
SIN CHEW DAILY EDUCATION FUND
SIN CHEW DAILY EDUCATION FUND
ASSUNTA HOSPITAL DIPLOMA IN NURSING
ASSUNTA HOSPITAL DIPLOMA IN NURSING
JAPANESE GOVERNMENT SCHOLARSHIP WITH ASCOJA RECOMMENDATION
JAPANESE GOVERNMENT SCHOLARSHIP WITH ASCOJA RECOMMENDATION
PROGRAM BURSARY PELAJAR CEMERLANG SPM
PROGRAM BURSARY PELAJAR CEMERLANG SPM
BIASISWA AMANAH RAYA
BIASISWA AMANAH RAYA
KLSCCCI SCHOLARSHIP
KLSCCCI SCHOLARSHIP
AUSTRALIAN NATIONAL UNIVERSITY (ANU) MALAYSIAN ALUMNI UNDERGRADUATE SCHOLARSHIP
AUSTRALIAN NATIONAL UNIVERSITY (ANU) MALAYSIAN ALUMNI UNDERGRADUATE SCHOLARSHIP
HELP MIC SCHOLARSHIP AWARD
HELP MIC SCHOLARSHIP AWARD
BANK NEGARA MALAYSIA SCHOLARSHIP (UNDERGRADUATE)
BANK NEGARA MALAYSIA SCHOLARSHIP (UNDERGRADUATE)
YAYASAN TM TALENT-A 2017 SCHOLARSHIP
YAYASAN TM TALENT-A 2017 SCHOLARSHIP
YAYASAN PROTON SCHOLARSHIP
YAYASAN PROTON SCHOLARSHIP
CHEVENING UNIVERSITY OF EDINBURGH SCHOLARSHIPS
CHEVENING UNIVERSITY OF EDINBURGH SCHOLARSHIPS
KHAZANAH CAMBRIDGE SCHOLARSHIP (UNDERGRADUATE AND POSTGRADUATE)
KHAZANAH CAMBRIDGE SCHOLARSHIP (UNDERGRADUATE AND POSTGRADUATE)
LEE YAN LIAN CHARITABLE FOUNDATION LOCAL SCHOLARSHIP
LEE YAN LIAN CHARITABLE FOUNDATION LOCAL SCHOLARSHIP
LIONS EDUCATION ASSISTANCE FOR THE NEEDY (LEARN) FUND
LIONS EDUCATION ASSISTANCE FOR THE NEEDY (LEARN) FUND
PINJAMAN PELAJARAN NEGERI SELANGOR
PINJAMAN PELAJARAN NEGERI SELANGOR
MBAM Scholarship for for IPD-OUM & MBAM Training Programme
MBAM Scholarship for for IPD-OUM & MBAM Training Programme
MAYBANK SCHOLARSHIP AWARD
MAYBANK SCHOLARSHIP AWARD
KIENTA ENGINEERING
KIENTA ENGINEERING
NSTP SCHOLARSHIP
NSTP SCHOLARSHIP
SCHOLARSHIP PROGRAM FOR DIASPORA CHILDREN
SCHOLARSHIP PROGRAM FOR DIASPORA CHILDREN
TEO SOO PIN SCHOLARSHIP
TEO SOO PIN SCHOLARSHIP
PROGRAM PENGHANTARAN PELAJAR CEMERLANG KE UNIVERSITI TERKEMUKA LUAR NEGARA
PROGRAM PENGHANTARAN PELAJAR CEMERLANG KE UNIVERSITI TERKEMUKA LUAR NEGARA
BANK NEGARA MALAYSIA SCHOLARSHIP (POSTGRADUATE)
BANK NEGARA MALAYSIA SCHOLARSHIP (POSTGRADUATE)
YAYASAN TAN SRI LEE SHIN CHENG SCHOLARSHIP
YAYASAN TAN SRI LEE SHIN CHENG SCHOLARSHIP
TUN HUSSEIN ONN MEMORIAL SCHOLARSHIP
TUN HUSSEIN ONN MEMORIAL SCHOLARSHIP
NATIONAL PRECISION ENGINEERING SCHOLARSHIP (NPES)
NATIONAL PRECISION ENGINEERING SCHOLARSHIP (NPES)
MUDAJAYA SCHOLARSHIP
MUDAJAYA SCHOLARSHIP
HONG LEONG FOUNDATION UNDERGRADUATE SCHOLARSHIP
HONG LEONG FOUNDATION UNDERGRADUATE SCHOLARSHIP
PERODUA YOUTH TRAINING PROGRAMME
PERODUA YOUTH TRAINING PROGRAMME
OFFSHORE SUPPORT VESSEL CADET OFFICER SPONSORSHIP
OFFSHORE SUPPORT VESSEL CADET OFFICER SPONSORSHIP
GENTING SCHOLARSHIP
GENTING SCHOLARSHIP
RANCANGAN LATIHAN KAKITANGAN  AKADEMIK (RLKA)
RANCANGAN LATIHAN KAKITANGAN AKADEMIK (RLKA)
KEMASUKAN KE PROGRAM PRAUNIVERSITI SEKOLAH SUKAN MALAYSIA KEMENTERIAN PENDIDIKAN MALAYSIA
KEMASUKAN KE PROGRAM PRAUNIVERSITI SEKOLAH SUKAN MALAYSIA KEMENTERIAN PENDIDIKAN MALAYSIA
BIASISWA KARANGKRAF
BIASISWA KARANGKRAF
YAYASAN KLK SCHOLARSHIP
YAYASAN KLK SCHOLARSHIP
UM MEDICAL CENTRE DIPLOMA PROGRAM
UM MEDICAL CENTRE DIPLOMA PROGRAM
LION-PARKSON FOUNDATION SCHOLARSHIP
LION-PARKSON FOUNDATION SCHOLARSHIP
MALAYSIAN RUBBER EXPORT PROMOTION COUNCIL (MREPC) SCHOLARSHIP
MALAYSIAN RUBBER EXPORT PROMOTION COUNCIL (MREPC) SCHOLARSHIP
SKIM PELAJAR CEMERLANG YAYASAN PAHANG
SKIM PELAJAR CEMERLANG YAYASAN PAHANG
YAYASAN SIME DARBY UNDERGRADUATE SPECIAL NEEDS BURSARY
YAYASAN SIME DARBY UNDERGRADUATE SPECIAL NEEDS BURSARY
KOREAN ADVANCED INSTITUTE OF SCIENCE AND TECHNOLOGY SCHOLARSHIP
KOREAN ADVANCED INSTITUTE OF SCIENCE AND TECHNOLOGY SCHOLARSHIP
Malaysia Scholarship Directory EduhelpMy

1MCA EDUCATION LOAN SCHEME

2

Provider Name: MALAYSIAN CHINESE ASSOCIATION (MCA)
Provider Type: NGO/Foundation
Scholarship Type:
  • Partial Loan

Target Group:
  • SPM Leavers
  • STPM Leavers
  • Pre-U Students
  • Foundation Students
  • Matriculation Students
  • Bachelor Degree Students/Graduates
  • Master Degree Students/Holders
  • UEC Students

Study Level:
  • Bachelor Degree
  • Master Degree
  • Doctorate/PhD

Study Location:
  • Local
  • Overseas

Minimum Requirement for Application:
  1. PREREQUISITES FOR EDUCATION LOAN APPLICATION
  • The applicant must be a member of KOJADI with RM100 initial shares.
  • The applicant must hold the requisite additional shares ranging from RM500 to RM2,000 shares for each child depending on the loan amount applied for.
    Note: Payment of subscription of additional shares will be deducted from the approved loan
  • KOJADI will deduct the insurance premium from the approved loan.
  • The applicant must nominate a child/nominee under the 1MCA Education loan scheme.
  • The nominated child/nominee must have gained admission to an approved institution of higher learning locally or abroad.

Course:
  • ALL COURSES

Application Status: OPEN FOR APPLICATION
Extra Info:

This Loan Scheme is open for application to students of all races from low-income families.

A total of RM30million interest-free loans in the Loan Scheme will be open to all races. University students studying abroad can apply for loans ranging from RM30,000 to RM100,000. MCA will bear the interest for the loans.

The Education Loan Scheme is divided into two parts:

The first part entails 150 loans to pursue university degree programmes locally and overseas, with each successful applicant receiving loans up to RM30,000.

The second part entails 50 loans to pursue doctoral and post-graduate studies, with each successful applicant receiving loans between RM80,000 up to RM100,000.

Successful applicants can enjoy interest-free loans for the first five years. The Loan Scheme takes into consideration the fact that the students are studying and will have only just started working for about two years.

Thus this plan will allow the students to repay the loan, after which a minimum interest rate will be charged.


  1. LOAN DOCUMENTS

Submit certified photo copies of the following documents:

  • Applicant’s identity card
  • Student’s identity card
  • Letter of offer from approved institution
  • Student’s last examination results (SPM,STPM or SM3/UEC or equivalent or other highest academic qualification)
  • Identity cards of guarantors (one to three guarantors)
  • Latest EPF statement or Income Tax Form or EA Form or last 3 months payslips of guarantors (one to three guarantors)
  • Any other documents as may be required from time to time.

Submit the following photos and payment:

  • Applicant’s recent photo (passport size)
  • Student’s recent photo (passport size)
  • Loan processing fees (RM200)
  • Co-applicant and student membership fees (RM220)


  1. LOAN APPROVAL & DOCUMENTATION
  • The loan amount is subject to the discretion of the Board.
  • The loan application normally takes about 1 month to process.
  • When the loan is approved, an OFFER LETTER will be sent to the applicant.
  • The applicant is then required to complete and submit the necessary loan documents within 2 months:
    • Loan Agreement
      It must be jointly signed by the applicant & the student.
    • Deed of Guarantee
      It must be jointly signed by the guarantor(s).
  1. LOAN DISBURSEMENT
  • Loan will only be disbursed after ALL the loan documents and payments have been received by KOJADI.
  • The loan will be released in 2 or 3 disbursements spread over the duration of the course of study.


  1. INTEREST CHARGES
  • Interest will be charged to the applicant’s loan account immediately after the disbursement of the loan. However, the first FIVE years loan interest will be borne by MCA.
  • The interest rate for the loan will be as follows :

For existing member of KOJADI with minimum 5 years membership:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
5.8%
(on a monthly rest and
reducing balance basis)
6.8%
(on a monthly rest and
reducing balance basis)

For new member:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
6.8%
(on a monthly rest and
reducing balance basis)
7.8%
(on a monthly rest and
reducing balance basis)


REPAYMENT OF LOANThe founding objective of KOJADI is to pool the resources among its members for mutual benefits. Prompt repayment of the loan will enable KOJADI to give similar financial aid to other members for further study.

The repayment of the loan will begin three (3) or six (6) months after graduation and the maximum repayment period shall not exceed 10 years depending on the amount of loan and the type of the loan, repayment will be as follows:

1st year ….. RM200 or RM300 per month

2nd year ….. RM300 or RM400 per month

3rd year ….. RM400 or RM500 & above per month until full settlement

OR equal monthly instalments until full settlement.


  1. FURTHER INFORMATION

The above particulars are subject to change. For further information, please call at our office at

KoperasiJayadiri Malaysia Berhad (KOJADI)
11th Floor, Wisma MCA,
163 JalanAmpang,
50450 Kuala Lumpur.

Tel  : 03-2161 6499 (Membership and Loan Department)
Fax : 03-2162 1413
E-mail :
For membership related enquiries            : member@kojadi.com.my
For loan application related enquiries       : loan@kojadi.com.my

Office Hours : Monday-Friday : 8:30am – 5:30pm
Saturday-Sunday &Public Holidays : Closed


Scholarship Website
Document 1 - Application Form
Document 5 - Others
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