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ASEAN SCHOLARSHIP - PRE-UNIVERSITY ONE
ASEAN SCHOLARSHIP - PRE-UNIVERSITY ONE
UTM ENDOWMENT SCHOLARSHIP
UTM ENDOWMENT SCHOLARSHIP
TAN SRI MANICKAVASAGAM SCHOLARSHIP FUND
TAN SRI MANICKAVASAGAM SCHOLARSHIP FUND
YAYASAN SARAWAK BESTARI SCHOLARSHIP
YAYASAN SARAWAK BESTARI SCHOLARSHIP
CCM SCHOLARSHIP
CCM SCHOLARSHIP
SHELL-CURTIN SCHOLARSHIP
SHELL-CURTIN SCHOLARSHIP
BIASISWA YANG DI PERTUAN AGONG
BIASISWA YANG DI PERTUAN AGONG
UNIVERSITY OF CANTERBURY SCHOLARSHIP FOR MALAYSIAN
UNIVERSITY OF CANTERBURY SCHOLARSHIP FOR MALAYSIAN
NBC (NG BEE CHAI) FOUNDATION SCHOLARSHIP
NBC (NG BEE CHAI) FOUNDATION SCHOLARSHIP
MBAM SCHOLARSHIP
MBAM SCHOLARSHIP
BIASISWA KELAS PERSEDIAAN UNIVERSITI (BKPU)
BIASISWA KELAS PERSEDIAAN UNIVERSITI (BKPU)
CHEVENING UNIVERSITY OF EDINBURGH SCHOLARSHIPS
CHEVENING UNIVERSITY OF EDINBURGH SCHOLARSHIPS
SUNWAY SPECIAL PRE-UNIVERSITY SCHOLARSHIP
SUNWAY SPECIAL PRE-UNIVERSITY SCHOLARSHIP
YAYASAN TM SCHOLARSHIP - Biasiswa Ijazah Pertama di Universiti Multimedia (MMU), IPTA, IPTS dan Luar Negara
YAYASAN TM SCHOLARSHIP - Biasiswa Ijazah Pertama di Universiti Multimedia (MMU), IPTA, IPTS dan Luar Negara
TNB SCHOLARSHIP (BUMIPUTERA SABAH SARAWAK)
TNB SCHOLARSHIP (BUMIPUTERA SABAH SARAWAK)
MALAYSIA TAIWAN SKILLS PROGRAM
MALAYSIA TAIWAN SKILLS PROGRAM
TASEK CORPORATION BERHAD SCHOLARSHIP
TASEK CORPORATION BERHAD SCHOLARSHIP
SKIM PINJAMAN PELAJAR IPT YAYASAN WILAYAH PERSEKUTUAN
SKIM PINJAMAN PELAJAR IPT YAYASAN WILAYAH PERSEKUTUAN
TAYLOR\'S NATIONAL SCHOLARSHIPS
TAYLOR\'S NATIONAL SCHOLARSHIPS
SPORTS STUDIES SCHOLARSHIP
SPORTS STUDIES SCHOLARSHIP
GREAT EASTERN SUPREMACY SCHOLARSHIP
GREAT EASTERN SUPREMACY SCHOLARSHIP
CROWE HORWARTH SCHOLARSHIP (PROJECT CHANGE)
CROWE HORWARTH SCHOLARSHIP (PROJECT CHANGE)
HSBC SCHOLARSHIP AWARD
HSBC SCHOLARSHIP AWARD
UNIVERSITY OF QUEENSLAND INTERNATIONAL UNDERGRADUATE SCHOLARSHIP
UNIVERSITY OF QUEENSLAND INTERNATIONAL UNDERGRADUATE SCHOLARSHIP
UCSI UNIVERSITY FOUNDATION A-LEVEL SCHOLARSHIP
UCSI UNIVERSITY FOUNDATION A-LEVEL SCHOLARSHIP
YAYASAN TM SCHOLARSHIP - Diploma MMU, MMC, IPTA, IPTS
YAYASAN TM SCHOLARSHIP - Diploma MMU, MMC, IPTA, IPTS
MAS CADET PILOT PROGRAM
MAS CADET PILOT PROGRAM
CHEVENING UNIVERSITY OF NEWCASTLE SCHOLARSHIPS
CHEVENING UNIVERSITY OF NEWCASTLE SCHOLARSHIPS
ELENA COOKE EDUCATON FUND SCHOLARSHIP
ELENA COOKE EDUCATON FUND SCHOLARSHIP
TUN SUFFIAN FOUNDATION (LLM SCHOLARSHIP)
TUN SUFFIAN FOUNDATION (LLM SCHOLARSHIP)
TANJONG ENERGY SCHOLARSHIP
TANJONG ENERGY SCHOLARSHIP
IACT SCHOLARSHIP
IACT SCHOLARSHIP
AUSTRALIAN INTERNATIONAL SCHOOL MALAYSIA MATRICULATION SCHOLARSHIP
AUSTRALIAN INTERNATIONAL SCHOOL MALAYSIA MATRICULATION SCHOLARSHIP
KEN FOUNDATION SCHOLARSHIP
KEN FOUNDATION SCHOLARSHIP
ALICE SMITH SCHOOL SCHOLARSHIP
ALICE SMITH SCHOOL SCHOLARSHIP
ECM LIBRA FOUNDATION STUDY LOAN PROGRAMME
ECM LIBRA FOUNDATION STUDY LOAN PROGRAMME
TheMind Award: Outstanding Achievement in Undergraduate Studies
TheMind Award: Outstanding Achievement in Undergraduate Studies
GE FOUNDATION SCHOLAR-LEADER PROGRAM
GE FOUNDATION SCHOLAR-LEADER PROGRAM
BOSCH APPRENTICE TRAINING COURSE
BOSCH APPRENTICE TRAINING COURSE
CHEVENING CRANFIELD UNIVERSITY SCHOLARSHIPS
CHEVENING CRANFIELD UNIVERSITY SCHOLARSHIPS
SUNWAY CHINESE INDEPENDENT SCHOOLS ECA-UNDERGRADUATE SCHOLARSHIP
SUNWAY CHINESE INDEPENDENT SCHOOLS ECA-UNDERGRADUATE SCHOLARSHIP
GENTING SANYEN POWER SCHOLARSHIP
GENTING SANYEN POWER SCHOLARSHIP
JAPANESE GOVERNMENT (MONBUKAGAKUSHO: MEXT) SCHOLARSHIP FOR UNDERGRADUATE STUDIES
JAPANESE GOVERNMENT (MONBUKAGAKUSHO: MEXT) SCHOLARSHIP FOR UNDERGRADUATE STUDIES
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN (PPISMP) DENGAN KEPUJIAN BAGI LULUSAN      UNIFIED EXAMINATION CERTIFICATE (UEC) DAN SIJIL MENENGAH AGAMA (SMA) ATAU      SIJIL MENENGAH UGAMA (SMU) AMBILAN KHAS JUN 2014
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN (PPISMP) DENGAN KEPUJIAN BAGI LULUSAN UNIFIED EXAMINATION CERTIFICATE (UEC) DAN SIJIL MENENGAH AGAMA (SMA) ATAU SIJIL MENENGAH UGAMA (SMU) AMBILAN KHAS JUN 2014
NATIONAL SCIENCE SCHOLARSHIP
NATIONAL SCIENCE SCHOLARSHIP
YTL POWER SCHOLARSHIP
YTL POWER SCHOLARSHIP
MALAYSIA AIRPORT SCHOLARSHIP
MALAYSIA AIRPORT SCHOLARSHIP
OVERSEAS STUDENTS SCHOLARSHIP FOR UNDERGRADUATE STUDIES AT LINGNAN UNIVERSITY HONG KONG
OVERSEAS STUDENTS SCHOLARSHIP FOR UNDERGRADUATE STUDIES AT LINGNAN UNIVERSITY HONG KONG
SHELL SCHOLARSHIP (OVERSEAS)
SHELL SCHOLARSHIP (OVERSEAS)
IELTS SCHOLARSHIPS 2013
IELTS SCHOLARSHIPS 2013
PROGRAM PENAJAAN PENDIDIKAN PETRONAS UNTUK LAIN LAIN KELAYAKAN
PROGRAM PENAJAAN PENDIDIKAN PETRONAS UNTUK LAIN LAIN KELAYAKAN
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP PROGRAM (CHINA)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP PROGRAM (CHINA)
AGROBANK SCHOLARSHIP PROGRAM
AGROBANK SCHOLARSHIP PROGRAM
RUSSIAN GOVERNMENT SCHOLARSHIP
RUSSIAN GOVERNMENT SCHOLARSHIP
YAYASAN SULTAN ISKANDAR POSTGRADUATE SCHOLARSHIP
YAYASAN SULTAN ISKANDAR POSTGRADUATE SCHOLARSHIP
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (UK)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (UK)
EPF SCHOLARSHIP
EPF SCHOLARSHIP
GENERAL CULTURAL SCHOLARSHIP SCHEME (GCSS)
GENERAL CULTURAL SCHOLARSHIP SCHEME (GCSS)
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI LUAR NEGARA
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI LUAR NEGARA
NOTTINGHAM UNIVERSITY MALAYSIA SCHOLARSHIP FOR BIOMEDICAL SCIENCES
NOTTINGHAM UNIVERSITY MALAYSIA SCHOLARSHIP FOR BIOMEDICAL SCIENCES
FULBRIGHT MALAYSIA AWARD
FULBRIGHT MALAYSIA AWARD
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI TENAGA NASIONAL (UNITEN)
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI TENAGA NASIONAL (UNITEN)
PROGRAM KEJURUTERAAN JERMAN, PERANCIS, JEPUN DAN KOREA - JPA
PROGRAM KEJURUTERAAN JERMAN, PERANCIS, JEPUN DAN KOREA - JPA
TANJONG PLC SCHOLARSHIP AWARD
TANJONG PLC SCHOLARSHIP AWARD
CANON SCHOLARSHIP
CANON SCHOLARSHIP
UWE Bristol Lord Templeman LLB Scholarship
UWE Bristol Lord Templeman LLB Scholarship
CURTIN PHD SCHOLARSHIP
CURTIN PHD SCHOLARSHIP
TUNG SHIN HOSPITAL SCHOLARSHIP
TUNG SHIN HOSPITAL SCHOLARSHIP
MEGASTEEL SCHOLARSHIP FOR DIPLOMA HOLDERS
MEGASTEEL SCHOLARSHIP FOR DIPLOMA HOLDERS
PINJAMAN PENDIDIKAN YAYASAN PAHANG
PINJAMAN PENDIDIKAN YAYASAN PAHANG
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP (CHINA)
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP (CHINA)
PROGRAM PENAJAAN PELAJAR DI UNIVERSITI TERKEMUKA LUAR NEGARA JPA
PROGRAM PENAJAAN PELAJAR DI UNIVERSITI TERKEMUKA LUAR NEGARA JPA
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP PROGRAMME (LOCAL)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP PROGRAMME (LOCAL)
NATIONAL AGRICULTURE TRAINING CENTER (NATC)
NATIONAL AGRICULTURE TRAINING CENTER (NATC)
SKIM PELAJAR CEMERLANG YAYASAN PAHANG
SKIM PELAJAR CEMERLANG YAYASAN PAHANG
GD EXPRESS SCHOLARSHIP
GD EXPRESS SCHOLARSHIP
IGB CORPORATION SCHOLARSHIP
IGB CORPORATION SCHOLARSHIP
RUTRA MEDIC SCHOLARSHIP
RUTRA MEDIC SCHOLARSHIP
PROGRAM BURSARY PELAJAR CEMERLANG SPM
PROGRAM BURSARY PELAJAR CEMERLANG SPM
DIPLOMA IN NATURAL MEDICINE SCHOLARSHIP
DIPLOMA IN NATURAL MEDICINE SCHOLARSHIP
MAHSA FOUNDATION IN SCIENCE SCHOLARSHIP
MAHSA FOUNDATION IN SCIENCE SCHOLARSHIP
YAYASAN SIME DARBY UNDERGRADUATE BURSARY PROGRAMME (LOCAL)
YAYASAN SIME DARBY UNDERGRADUATE BURSARY PROGRAMME (LOCAL)
TAIWAN INTERNATIONAL COOPERATION AND DEVELOPMENT FUND (ICDF) HIGHER EDUCATION SCHOLARSHIP PROGRAMME
TAIWAN INTERNATIONAL COOPERATION AND DEVELOPMENT FUND (ICDF) HIGHER EDUCATION SCHOLARSHIP PROGRAMME
TUN SUFFIAN FOUNDATION (LLB SCHOLARSHIP)
TUN SUFFIAN FOUNDATION (LLB SCHOLARSHIP)
YAYASAN TM SCHOLARSHIP - Biasiswa Persediaan ke Luar Negara
YAYASAN TM SCHOLARSHIP - Biasiswa Persediaan ke Luar Negara
TITIJAYA SCHOLARSHIP FUND
TITIJAYA SCHOLARSHIP FUND
INDIAN GOVERNMENT SCHOLARSHIP
INDIAN GOVERNMENT SCHOLARSHIP
Royal Military College (RMC) Intake
Royal Military College (RMC) Intake
BIASISWA NASIONAL JPA
BIASISWA NASIONAL JPA
BIASISWA PINJAMAN KERAJAAN NEGERI SARAWAK PERINGKAT IJAZAH SARJANA MUDA
BIASISWA PINJAMAN KERAJAAN NEGERI SARAWAK PERINGKAT IJAZAH SARJANA MUDA
Malaysia Scholarship Directory EduhelpMy

1MCA EDUCATION LOAN SCHEME

2

Provider Name: MALAYSIAN CHINESE ASSOCIATION (MCA)
Provider Type: NGO/Foundation
Scholarship Type:
  • Partial Loan

Target Group:
  • SPM Leavers
  • STPM Leavers
  • Pre-U Students
  • Foundation Students
  • Matriculation Students
  • Bachelor Degree Students/Graduates
  • Master Degree Students/Holders
  • UEC Students

Study Level:
  • Bachelor Degree
  • Master Degree
  • Doctorate/PhD

Study Location:
  • Local
  • Overseas

Minimum Requirement for Application:
  1. PREREQUISITES FOR EDUCATION LOAN APPLICATION
  • The applicant must be a member of KOJADI with RM100 initial shares.
  • The applicant must hold the requisite additional shares ranging from RM500 to RM2,000 shares for each child depending on the loan amount applied for.
    Note: Payment of subscription of additional shares will be deducted from the approved loan
  • KOJADI will deduct the insurance premium from the approved loan.
  • The applicant must nominate a child/nominee under the 1MCA Education loan scheme.
  • The nominated child/nominee must have gained admission to an approved institution of higher learning locally or abroad.

Course:
  • ALL COURSES

Application Status: OPEN FOR APPLICATION
Extra Info:

This Loan Scheme is open for application to students of all races from low-income families.

A total of RM30million interest-free loans in the Loan Scheme will be open to all races. University students studying abroad can apply for loans ranging from RM30,000 to RM100,000. MCA will bear the interest for the loans.

The Education Loan Scheme is divided into two parts:

The first part entails 150 loans to pursue university degree programmes locally and overseas, with each successful applicant receiving loans up to RM30,000.

The second part entails 50 loans to pursue doctoral and post-graduate studies, with each successful applicant receiving loans between RM80,000 up to RM100,000.

Successful applicants can enjoy interest-free loans for the first five years. The Loan Scheme takes into consideration the fact that the students are studying and will have only just started working for about two years.

Thus this plan will allow the students to repay the loan, after which a minimum interest rate will be charged.


  1. LOAN DOCUMENTS

Submit certified photo copies of the following documents:

  • Applicant’s identity card
  • Student’s identity card
  • Letter of offer from approved institution
  • Student’s last examination results (SPM,STPM or SM3/UEC or equivalent or other highest academic qualification)
  • Identity cards of guarantors (one to three guarantors)
  • Latest EPF statement or Income Tax Form or EA Form or last 3 months payslips of guarantors (one to three guarantors)
  • Any other documents as may be required from time to time.

Submit the following photos and payment:

  • Applicant’s recent photo (passport size)
  • Student’s recent photo (passport size)
  • Loan processing fees (RM200)
  • Co-applicant and student membership fees (RM220)


  1. LOAN APPROVAL & DOCUMENTATION
  • The loan amount is subject to the discretion of the Board.
  • The loan application normally takes about 1 month to process.
  • When the loan is approved, an OFFER LETTER will be sent to the applicant.
  • The applicant is then required to complete and submit the necessary loan documents within 2 months:
    • Loan Agreement
      It must be jointly signed by the applicant & the student.
    • Deed of Guarantee
      It must be jointly signed by the guarantor(s).
  1. LOAN DISBURSEMENT
  • Loan will only be disbursed after ALL the loan documents and payments have been received by KOJADI.
  • The loan will be released in 2 or 3 disbursements spread over the duration of the course of study.


  1. INTEREST CHARGES
  • Interest will be charged to the applicant’s loan account immediately after the disbursement of the loan. However, the first FIVE years loan interest will be borne by MCA.
  • The interest rate for the loan will be as follows :

For existing member of KOJADI with minimum 5 years membership:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
5.8%
(on a monthly rest and
reducing balance basis)
6.8%
(on a monthly rest and
reducing balance basis)

For new member:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
6.8%
(on a monthly rest and
reducing balance basis)
7.8%
(on a monthly rest and
reducing balance basis)


REPAYMENT OF LOANThe founding objective of KOJADI is to pool the resources among its members for mutual benefits. Prompt repayment of the loan will enable KOJADI to give similar financial aid to other members for further study.

The repayment of the loan will begin three (3) or six (6) months after graduation and the maximum repayment period shall not exceed 10 years depending on the amount of loan and the type of the loan, repayment will be as follows:

1st year ….. RM200 or RM300 per month

2nd year ….. RM300 or RM400 per month

3rd year ….. RM400 or RM500 & above per month until full settlement

OR equal monthly instalments until full settlement.


  1. FURTHER INFORMATION

The above particulars are subject to change. For further information, please call at our office at

KoperasiJayadiri Malaysia Berhad (KOJADI)
11th Floor, Wisma MCA,
163 JalanAmpang,
50450 Kuala Lumpur.

Tel  : 03-2161 6499 (Membership and Loan Department)
Fax : 03-2162 1413
E-mail :
For membership related enquiries            : member@kojadi.com.my
For loan application related enquiries       : loan@kojadi.com.my

Office Hours : Monday-Friday : 8:30am – 5:30pm
Saturday-Sunday &Public Holidays : Closed


Scholarship Website
Document 1 - Application Form
Document 5 - Others
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