Home Scholarships 1MCA EDUCATION LOAN SCHEME

Scholarship Directory

Scholarships

TUN RAHAH SCHOLARSHIP FUND
TUN RAHAH SCHOLARSHIP FUND
ASEAN SCHOLARSHIP - SECONDARY THREE
ASEAN SCHOLARSHIP - SECONDARY THREE
HONG LEONG FOUNDATION UNDERGRADUATE SCHOLARSHIP
HONG LEONG FOUNDATION UNDERGRADUATE SCHOLARSHIP
SKIM PELAJAR CEMERLANG YAYASAN PAHANG
SKIM PELAJAR CEMERLANG YAYASAN PAHANG
INTERNATIONAL BACCALAUREATE  (IB) DIPLOMA SCHOLARSHIP
INTERNATIONAL BACCALAUREATE (IB) DIPLOMA SCHOLARSHIP
YAYASAN PROTON SCHOLARSHIP
YAYASAN PROTON SCHOLARSHIP
ING SCHOLARSHIP AWARD (LOCAL)
ING SCHOLARSHIP AWARD (LOCAL)
AUSTRALIAN NATIONAL UNIVERSITY (ANU) MALAYSIAN ALUMNI UNDERGRADUATE SCHOLARSHIP
AUSTRALIAN NATIONAL UNIVERSITY (ANU) MALAYSIAN ALUMNI UNDERGRADUATE SCHOLARSHIP
YAYASAN BURSA MALAYSIA SCHOLARSHIP
YAYASAN BURSA MALAYSIA SCHOLARSHIP
AIRASIA CADET PILOT PROGRAM
AIRASIA CADET PILOT PROGRAM
MSCB GROUP SCHOLARSHIP
MSCB GROUP SCHOLARSHIP
JEFFREY CHEAH FOUNDATION SCHOLARSHIP
JEFFREY CHEAH FOUNDATION SCHOLARSHIP
TAN SRI MANICKAVASAGAM SCHOLARSHIP FUND
TAN SRI MANICKAVASAGAM SCHOLARSHIP FUND
AXIATA YOUNG TALENT PROGRAM (IB PRE-UNIVERSITY)
AXIATA YOUNG TALENT PROGRAM (IB PRE-UNIVERSITY)
HELP MIC SCHOLARSHIP AWARD
HELP MIC SCHOLARSHIP AWARD
MDIS MERIT SCHOLARSHIP
MDIS MERIT SCHOLARSHIP
TOP-STPM Scorers (2013) Scholarship Scheme
TOP-STPM Scorers (2013) Scholarship Scheme
CROWE HORWARTH SCHOLARSHIP (PROJECT CHANGE)
CROWE HORWARTH SCHOLARSHIP (PROJECT CHANGE)
KEN FOUNDATION SCHOLARSHIP
KEN FOUNDATION SCHOLARSHIP
NOTTINGHAM UNIVERSITY MALAYSIA SCHOLARSHIP FOR BIOMEDICAL SCIENCES
NOTTINGHAM UNIVERSITY MALAYSIA SCHOLARSHIP FOR BIOMEDICAL SCIENCES
UEM GROUP SCHOLARSHIP (OVERSEAS)
UEM GROUP SCHOLARSHIP (OVERSEAS)
MERCEDES BENZ APPRENTICE TRAINING PROGRAM
MERCEDES BENZ APPRENTICE TRAINING PROGRAM
YAYASAN SIME DARBY SPECIAL SUPPORT BURSARY PROGRAMME (LOCAL)
YAYASAN SIME DARBY SPECIAL SUPPORT BURSARY PROGRAMME (LOCAL)
PROGRAM PENAJAAN PERUBATAN JPA DI UNIVERSITI PERDANA
PROGRAM PENAJAAN PERUBATAN JPA DI UNIVERSITI PERDANA
UWE Bristol Lord Templeman LLB Scholarship
UWE Bristol Lord Templeman LLB Scholarship
GOOGLE ANITA BORG MEMORIAL SCHOLARSHIP FOR ASIA PACIFIC
GOOGLE ANITA BORG MEMORIAL SCHOLARSHIP FOR ASIA PACIFIC
PROGRAM PENAJAAN PENDIDIKAN PETRONAS UNTUK LAIN LAIN KELAYAKAN
PROGRAM PENAJAAN PENDIDIKAN PETRONAS UNTUK LAIN LAIN KELAYAKAN
ASEAN SCHOLARSHIP - PRE-UNIVERSITY ONE
ASEAN SCHOLARSHIP - PRE-UNIVERSITY ONE
TAIWAN SCHOLARSHIP
TAIWAN SCHOLARSHIP
Royal Military College (RMC) Intake
Royal Military College (RMC) Intake
MIED LOAN
MIED LOAN
IELTS SCHOLARSHIPS 2013
IELTS SCHOLARSHIPS 2013
MALAYSIA AIRPORTS SCHOLARSHIP
MALAYSIA AIRPORTS SCHOLARSHIP
Dana KCM
Dana KCM
MUDAJAYA SCHOLARSHIP
MUDAJAYA SCHOLARSHIP
MASTERSKILL MBBS SCHOLARSHIP
MASTERSKILL MBBS SCHOLARSHIP
YAYASAN DAYADIRI SCHOLARSHIP - MBA
YAYASAN DAYADIRI SCHOLARSHIP - MBA
MACC - LA TROBE SCHOLARSHIP
MACC - LA TROBE SCHOLARSHIP
YAYASAN TM TALENT-A 2017 SCHOLARSHIP
YAYASAN TM TALENT-A 2017 SCHOLARSHIP
BIASISWA FELDA GLOBAL
BIASISWA FELDA GLOBAL
THE STAR EDUCATION FUND
THE STAR EDUCATION FUND
PROGRAM KHAS SELANGOR BRAIN BANK
PROGRAM KHAS SELANGOR BRAIN BANK
PROGRAM IJAZAH LUAR NEGARA (PILN) JPA
PROGRAM IJAZAH LUAR NEGARA (PILN) JPA
HSBC SCHOLARSHIP AWARD
HSBC SCHOLARSHIP AWARD
MBAM SCHOLARSHIP
MBAM SCHOLARSHIP
YAYASAN TUN ABDUL HAMID LAW SCHOLARSHIP
YAYASAN TUN ABDUL HAMID LAW SCHOLARSHIP
CHEVENING UNIVERSITY OF NEWCASTLE SCHOLARSHIPS
CHEVENING UNIVERSITY OF NEWCASTLE SCHOLARSHIPS
AMCORP STUDY GRANT
AMCORP STUDY GRANT
BN YOUTH EDUCATION SCHOLARSHIP
BN YOUTH EDUCATION SCHOLARSHIP
GD EXPRESS SCHOLARSHIP
GD EXPRESS SCHOLARSHIP
TITIJAYA SCHOLARSHIP FUND
TITIJAYA SCHOLARSHIP FUND
DANA PENDIDIKAN PERUBATAN
DANA PENDIDIKAN PERUBATAN
1MCA EDUCATION LOAN SCHEME
1MCA EDUCATION LOAN SCHEME
PENERAJU TUNAS POTENSI
PENERAJU TUNAS POTENSI
MAAC SCHOLARSHIP
MAAC SCHOLARSHIP
TANJONG ENERGY SCHOLARSHIP
TANJONG ENERGY SCHOLARSHIP
PIDM UNDERGRADUATE SCHOLARSHIP
PIDM UNDERGRADUATE SCHOLARSHIP
YAYASAN TUNKU ABDUL RAHMAN SCHOLARSHIP
YAYASAN TUNKU ABDUL RAHMAN SCHOLARSHIP
ROASTERS SCHOLARSHIP
ROASTERS SCHOLARSHIP
INDIAN COUNCIL FOR CULTURAL RELATIONS AYUSH SCHOLARSHIP
INDIAN COUNCIL FOR CULTURAL RELATIONS AYUSH SCHOLARSHIP
MANULIFE SCHOLARSHIP
MANULIFE SCHOLARSHIP
BIASISWA KECIL PERSEKUTUAN (BKP)
BIASISWA KECIL PERSEKUTUAN (BKP)
PROGRAM KHAS LEPASAN SPM 2011 PINJAMAN PELAJARAN BOLEH UBAH
PROGRAM KHAS LEPASAN SPM 2011 PINJAMAN PELAJARAN BOLEH UBAH
Maxis What\'s Next Scholarship
Maxis What\'s Next Scholarship
PINJAMAN PENDIDIKAN YAYASAN NEGERI SEMBILAN
PINJAMAN PENDIDIKAN YAYASAN NEGERI SEMBILAN
CANON SCHOLARSHIP
CANON SCHOLARSHIP
YAYASAN PENDIDIKAN BISTARI SCHOLARSHIP
YAYASAN PENDIDIKAN BISTARI SCHOLARSHIP
PINJAMAN PELAJARAN BOLEH UBAH PROGRAM PASCA SISWAZAH LUAR NEGARA MARA
PINJAMAN PELAJARAN BOLEH UBAH PROGRAM PASCA SISWAZAH LUAR NEGARA MARA
T-SYSTEMS HIGH ACHIEVER SCHOLARSHIP
T-SYSTEMS HIGH ACHIEVER SCHOLARSHIP
NATIONAL PRECISION ENGINEERING SCHOLARSHIP (NPES)
NATIONAL PRECISION ENGINEERING SCHOLARSHIP (NPES)
LEADER SCHOLARSHIP
LEADER SCHOLARSHIP
KEMASUKAN KE PROGRAM PRAUNIVERSITI SEKOLAH SUKAN MALAYSIA KEMENTERIAN PENDIDIKAN MALAYSIA
KEMASUKAN KE PROGRAM PRAUNIVERSITI SEKOLAH SUKAN MALAYSIA KEMENTERIAN PENDIDIKAN MALAYSIA
UCSI UNIVERSITY FOUNDATION SCHOLARSHIP
UCSI UNIVERSITY FOUNDATION SCHOLARSHIP
BUMI ARMADA CADET SPONSORSHIP
BUMI ARMADA CADET SPONSORSHIP
JEFFREY CHEAH FOUNDATION COMMUNITY SCHOLARSHIP
JEFFREY CHEAH FOUNDATION COMMUNITY SCHOLARSHIP
ALICE SMITH SCHOOL SCHOLARSHIP
ALICE SMITH SCHOOL SCHOLARSHIP
MALAYSIAN RUBBER EXPORT PROMOTION COUNCIL (MREPC) SCHOLARSHIP
MALAYSIAN RUBBER EXPORT PROMOTION COUNCIL (MREPC) SCHOLARSHIP
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (US)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (US)
PROGRAM PENAJAAN PENDIDIKAN PETRONAS
PROGRAM PENAJAAN PENDIDIKAN PETRONAS
GE FOUNDATION SCHOLAR-LEADER PROGRAM
GE FOUNDATION SCHOLAR-LEADER PROGRAM
YAYASAN SARAWAK BESTARI SCHOLARSHIP
YAYASAN SARAWAK BESTARI SCHOLARSHIP
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP PROGRAMME
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP PROGRAMME
LIM KOK WING SCHOLARSHIP
LIM KOK WING SCHOLARSHIP
UNIVERSITY OF QUEENSLAND INTERNATIONAL UNDERGRADUATE SCHOLARSHIP
UNIVERSITY OF QUEENSLAND INTERNATIONAL UNDERGRADUATE SCHOLARSHIP
JARDINE SCHOLARSHIP
JARDINE SCHOLARSHIP
MPOB Education Scholarship
MPOB Education Scholarship
MMC SCHOLARSHIP
MMC SCHOLARSHIP
UNIVERSITY OF QUEENSLAND SCHOOL OF ECONOMICS CENTENARY SCHOLARSHIP
UNIVERSITY OF QUEENSLAND SCHOOL OF ECONOMICS CENTENARY SCHOLARSHIP
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI TENAGA NASIONAL (UNITEN)
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI TENAGA NASIONAL (UNITEN)
YAYASAN SIME DARBY DIPLOMA BURSARY PROGRAMME (LOCAL)
YAYASAN SIME DARBY DIPLOMA BURSARY PROGRAMME (LOCAL)
Malaysia Scholarship Directory EduhelpMy

1MCA EDUCATION LOAN SCHEME

2

Provider Name: MALAYSIAN CHINESE ASSOCIATION (MCA)
Provider Type: NGO/Foundation
Scholarship Type:
  • Partial Loan

Target Group:
  • SPM Leavers
  • STPM Leavers
  • Pre-U Students
  • Foundation Students
  • Matriculation Students
  • Bachelor Degree Students/Graduates
  • Master Degree Students/Holders
  • UEC Students

Study Level:
  • Bachelor Degree
  • Master Degree
  • Doctorate/PhD

Study Location:
  • Local
  • Overseas

Minimum Requirement for Application:
  1. PREREQUISITES FOR EDUCATION LOAN APPLICATION
  • The applicant must be a member of KOJADI with RM100 initial shares.
  • The applicant must hold the requisite additional shares ranging from RM500 to RM2,000 shares for each child depending on the loan amount applied for.
    Note: Payment of subscription of additional shares will be deducted from the approved loan
  • KOJADI will deduct the insurance premium from the approved loan.
  • The applicant must nominate a child/nominee under the 1MCA Education loan scheme.
  • The nominated child/nominee must have gained admission to an approved institution of higher learning locally or abroad.

Course:
  • ALL COURSES

Application Status: OPEN FOR APPLICATION
Extra Info:

This Loan Scheme is open for application to students of all races from low-income families.

A total of RM30million interest-free loans in the Loan Scheme will be open to all races. University students studying abroad can apply for loans ranging from RM30,000 to RM100,000. MCA will bear the interest for the loans.

The Education Loan Scheme is divided into two parts:

The first part entails 150 loans to pursue university degree programmes locally and overseas, with each successful applicant receiving loans up to RM30,000.

The second part entails 50 loans to pursue doctoral and post-graduate studies, with each successful applicant receiving loans between RM80,000 up to RM100,000.

Successful applicants can enjoy interest-free loans for the first five years. The Loan Scheme takes into consideration the fact that the students are studying and will have only just started working for about two years.

Thus this plan will allow the students to repay the loan, after which a minimum interest rate will be charged.


  1. LOAN DOCUMENTS

Submit certified photo copies of the following documents:

  • Applicant’s identity card
  • Student’s identity card
  • Letter of offer from approved institution
  • Student’s last examination results (SPM,STPM or SM3/UEC or equivalent or other highest academic qualification)
  • Identity cards of guarantors (one to three guarantors)
  • Latest EPF statement or Income Tax Form or EA Form or last 3 months payslips of guarantors (one to three guarantors)
  • Any other documents as may be required from time to time.

Submit the following photos and payment:

  • Applicant’s recent photo (passport size)
  • Student’s recent photo (passport size)
  • Loan processing fees (RM200)
  • Co-applicant and student membership fees (RM220)


  1. LOAN APPROVAL & DOCUMENTATION
  • The loan amount is subject to the discretion of the Board.
  • The loan application normally takes about 1 month to process.
  • When the loan is approved, an OFFER LETTER will be sent to the applicant.
  • The applicant is then required to complete and submit the necessary loan documents within 2 months:
    • Loan Agreement
      It must be jointly signed by the applicant & the student.
    • Deed of Guarantee
      It must be jointly signed by the guarantor(s).
  1. LOAN DISBURSEMENT
  • Loan will only be disbursed after ALL the loan documents and payments have been received by KOJADI.
  • The loan will be released in 2 or 3 disbursements spread over the duration of the course of study.


  1. INTEREST CHARGES
  • Interest will be charged to the applicant’s loan account immediately after the disbursement of the loan. However, the first FIVE years loan interest will be borne by MCA.
  • The interest rate for the loan will be as follows :

For existing member of KOJADI with minimum 5 years membership:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
5.8%
(on a monthly rest and
reducing balance basis)
6.8%
(on a monthly rest and
reducing balance basis)

For new member:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
6.8%
(on a monthly rest and
reducing balance basis)
7.8%
(on a monthly rest and
reducing balance basis)


REPAYMENT OF LOANThe founding objective of KOJADI is to pool the resources among its members for mutual benefits. Prompt repayment of the loan will enable KOJADI to give similar financial aid to other members for further study.

The repayment of the loan will begin three (3) or six (6) months after graduation and the maximum repayment period shall not exceed 10 years depending on the amount of loan and the type of the loan, repayment will be as follows:

1st year ….. RM200 or RM300 per month

2nd year ….. RM300 or RM400 per month

3rd year ….. RM400 or RM500 & above per month until full settlement

OR equal monthly instalments until full settlement.


  1. FURTHER INFORMATION

The above particulars are subject to change. For further information, please call at our office at

KoperasiJayadiri Malaysia Berhad (KOJADI)
11th Floor, Wisma MCA,
163 JalanAmpang,
50450 Kuala Lumpur.

Tel  : 03-2161 6499 (Membership and Loan Department)
Fax : 03-2162 1413
E-mail :
For membership related enquiries            : member@kojadi.com.my
For loan application related enquiries       : loan@kojadi.com.my

Office Hours : Monday-Friday : 8:30am – 5:30pm
Saturday-Sunday &Public Holidays : Closed


Scholarship Website
Document 1 - Application Form
Document 5 - Others
   Hits: 27995
Rate now:  
0

Add comment


Security code
Refresh

Powered by Sigsiu.NET RSS Feeds
 
Find us on Facebook
Follow EduHelpMy on Twitter