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PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN DENGAN KEPUJIAN (PPISMP)
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN DENGAN KEPUJIAN (PPISMP)
BIASISWA AMANAH RAYA
BIASISWA AMANAH RAYA
YAYASAN TM SCHOLARSHIP - Biasiswa Ijazah Pertama di Universiti Multimedia (MMU), IPTA, IPTS dan Luar Negara
YAYASAN TM SCHOLARSHIP - Biasiswa Ijazah Pertama di Universiti Multimedia (MMU), IPTA, IPTS dan Luar Negara
ACCA SIMPSON SCHOLARSHIP
ACCA SIMPSON SCHOLARSHIP
ECM LIBRA FOUNDATION STUDY LOAN PROGRAMME
ECM LIBRA FOUNDATION STUDY LOAN PROGRAMME
MYMASTER PROGRAM (MYBRAIN)
MYMASTER PROGRAM (MYBRAIN)
8TV SCHOLARSHIP FUND
8TV SCHOLARSHIP FUND
HSBC SCHOLARSHIP AWARD
HSBC SCHOLARSHIP AWARD
ANUGERAH  BIASISWA KECEMERLANGAN MENTERI BESAR
ANUGERAH BIASISWA KECEMERLANGAN MENTERI BESAR
SUNWAY CHINESE INDEPENDENT SCHOOLS ECA-UNDERGRADUATE SCHOLARSHIP
SUNWAY CHINESE INDEPENDENT SCHOOLS ECA-UNDERGRADUATE SCHOLARSHIP
RUSSIAN GOVERNMENT SCHOLARSHIP
RUSSIAN GOVERNMENT SCHOLARSHIP
CHANG MING THIEN FOUNDATION LOAN
CHANG MING THIEN FOUNDATION LOAN
YAYASAN DAYADIRI SCHOLARSHIP - MBA
YAYASAN DAYADIRI SCHOLARSHIP - MBA
UWE Bristol Lord Templeman LLB Scholarship
UWE Bristol Lord Templeman LLB Scholarship
LEADER SCHOLARSHIP
LEADER SCHOLARSHIP
LION-PARKSON FOUNDATION SCHOLARSHIP
LION-PARKSON FOUNDATION SCHOLARSHIP
PROGRAM KEJURUTERAAN JERMAN, PERANCIS, JEPUN DAN KOREA - JPA
PROGRAM KEJURUTERAAN JERMAN, PERANCIS, JEPUN DAN KOREA - JPA
YAYASAN SIME DARBY UNDERGRADUATE BURSARY PROGRAMME (LOCAL)
YAYASAN SIME DARBY UNDERGRADUATE BURSARY PROGRAMME (LOCAL)
UNIMY MERIT SCHOLARSHIP
UNIMY MERIT SCHOLARSHIP
HSBC CLASSICS BURSARY
HSBC CLASSICS BURSARY
YAYASAN SARAWAK BESTARI SCHOLARSHIP
YAYASAN SARAWAK BESTARI SCHOLARSHIP
CHEVENING UNIVERSITY OF EDINBURGH SCHOLARSHIPS
CHEVENING UNIVERSITY OF EDINBURGH SCHOLARSHIPS
MANIPAL INTERNATIONAL UNIVERSITY SCHOLARSHIP
MANIPAL INTERNATIONAL UNIVERSITY SCHOLARSHIP
SKIM BIASISWA SUKAN
SKIM BIASISWA SUKAN
OVERSEAS STUDENTS SCHOLARSHIP FOR UNDERGRADUATE STUDIES AT LINGNAN UNIVERSITY HONG KONG
OVERSEAS STUDENTS SCHOLARSHIP FOR UNDERGRADUATE STUDIES AT LINGNAN UNIVERSITY HONG KONG
CHINESE INDEPENDENT SCHOOLS PRINCIPAL\'S SCHOLARSHIP
CHINESE INDEPENDENT SCHOOLS PRINCIPAL\'S SCHOLARSHIP
MAYBANK SCHOLARSHIP AWARD
MAYBANK SCHOLARSHIP AWARD
ASEAN SCHOLARSHIP - SECONDARY ONE
ASEAN SCHOLARSHIP - SECONDARY ONE
TUNG SHIN HOSPITAL SCHOLARSHIP
TUNG SHIN HOSPITAL SCHOLARSHIP
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (UK)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (UK)
T-SYSTEMS HIGH ACHIEVER SCHOLARSHIP
T-SYSTEMS HIGH ACHIEVER SCHOLARSHIP
UM MEDICAL CENTRE DIPLOMA PROGRAM
UM MEDICAL CENTRE DIPLOMA PROGRAM
YAYASAN WAH SEONG SCHOLARSHIP
YAYASAN WAH SEONG SCHOLARSHIP
INTERNATIONAL BACCALAUREATE  (IB) DIPLOMA SCHOLARSHIP
INTERNATIONAL BACCALAUREATE (IB) DIPLOMA SCHOLARSHIP
PUTRA FOUNDATION FUND
PUTRA FOUNDATION FUND
ALBUKHARY FOUNDATION SCHOLARSHIP
ALBUKHARY FOUNDATION SCHOLARSHIP
AMCHAM-MACEE SCHOLARSHIP
AMCHAM-MACEE SCHOLARSHIP
NEXUS SECONDARY SCHOOL PROGRAMME
NEXUS SECONDARY SCHOOL PROGRAMME
PENERAJU TUNAS POTENSI
PENERAJU TUNAS POTENSI
FAIRVIEW INTERNATIONAL BACCALAUREATE (IB) DIPLOMA PROGRAMME
FAIRVIEW INTERNATIONAL BACCALAUREATE (IB) DIPLOMA PROGRAMME
PROGRAM LATIHAN SEPARA PERUBATAN BERTARAF DIPLOMA
PROGRAM LATIHAN SEPARA PERUBATAN BERTARAF DIPLOMA
UNIVERSITY OF SOUTHAMPTON MALAYSIA CAMPUS SCHOLARSHIP
UNIVERSITY OF SOUTHAMPTON MALAYSIA CAMPUS SCHOLARSHIP
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN (PPISMP) DENGAN KEPUJIAN BAGI LULUSAN      UNIFIED EXAMINATION CERTIFICATE (UEC) DAN SIJIL MENENGAH AGAMA (SMA) ATAU      SIJIL MENENGAH UGAMA (SMU) AMBILAN KHAS JUN 2015
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN (PPISMP) DENGAN KEPUJIAN BAGI LULUSAN UNIFIED EXAMINATION CERTIFICATE (UEC) DAN SIJIL MENENGAH AGAMA (SMA) ATAU SIJIL MENENGAH UGAMA (SMU) AMBILAN KHAS JUN 2015
PINJAMAN PELAJARAN YAYASAN SELANGOR
PINJAMAN PELAJARAN YAYASAN SELANGOR
MIED LOAN
MIED LOAN
KUOK FOUNDATION DIPLOMA AWARDS (SINGAPORE PUBLIC POLYTECHNICS)
KUOK FOUNDATION DIPLOMA AWARDS (SINGAPORE PUBLIC POLYTECHNICS)
MUDAJAYA SCHOLARSHIP
MUDAJAYA SCHOLARSHIP
PANASONIC SCHOLARSHIP (POSTGRAD)
PANASONIC SCHOLARSHIP (POSTGRAD)
YAW TECK SENG FOUNDATION SCHOLARSHIP
YAW TECK SENG FOUNDATION SCHOLARSHIP
YAYASAN TUN ABDUL HAMID LAW SCHOLARSHIP
YAYASAN TUN ABDUL HAMID LAW SCHOLARSHIP
NBC (NG BEE CHAI) FOUNDATION SCHOLARSHIP
NBC (NG BEE CHAI) FOUNDATION SCHOLARSHIP
THE IMU BACHELOR OF PHARMACY SCHOLARSHIP 2013
THE IMU BACHELOR OF PHARMACY SCHOLARSHIP 2013
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (INDONESIA)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (INDONESIA)
TANJONG ENERGY SCHOLARSHIP
TANJONG ENERGY SCHOLARSHIP
MALAYSIAN DEVELOPMENT BANK UNDERGRADUATE SCHOLARSHIP
MALAYSIAN DEVELOPMENT BANK UNDERGRADUATE SCHOLARSHIP
MMC SCHOLARSHIP
MMC SCHOLARSHIP
TAYLOR\'S WORLD CLASS SCHOLARSHIP
TAYLOR\'S WORLD CLASS SCHOLARSHIP
KEN FOUNDATION SCHOLARSHIP
KEN FOUNDATION SCHOLARSHIP
TASEK CORPORATION BERHAD SCHOLARSHIP
TASEK CORPORATION BERHAD SCHOLARSHIP
PROGRAM PENAJAAN PENDIDIKAN PETRONAS
PROGRAM PENAJAAN PENDIDIKAN PETRONAS
LIONS EDUCATION ASSISTANCE FOR THE NEEDY (LEARN) FUND
LIONS EDUCATION ASSISTANCE FOR THE NEEDY (LEARN) FUND
SECURITIES COMMISSION SCHOLARSHIP
SECURITIES COMMISSION SCHOLARSHIP
MAHSA HAJI ABDULLAH SCHOLARSHIP
MAHSA HAJI ABDULLAH SCHOLARSHIP
Stamford Higher Education 1Malaysia (HE1M)
Stamford Higher Education 1Malaysia (HE1M)
KHAZANAH CAMBRIDGE SCHOLARSHIP (UNDERGRADUATE AND POSTGRADUATE)
KHAZANAH CAMBRIDGE SCHOLARSHIP (UNDERGRADUATE AND POSTGRADUATE)
MBAM SCHOLARSHIP
MBAM SCHOLARSHIP
Program Khas Pelajar Lepasan SPM - Kerjasama MARA dan JPA
Program Khas Pelajar Lepasan SPM - Kerjasama MARA dan JPA
JEFFREY CHEAH FOUNDATION COMMUNITY SCHOLARSHIP
JEFFREY CHEAH FOUNDATION COMMUNITY SCHOLARSHIP
MEGASTEEL SCHOLARSHIP FOR DIPLOMA HOLDERS
MEGASTEEL SCHOLARSHIP FOR DIPLOMA HOLDERS
Royal Military College (RMC) Intake
Royal Military College (RMC) Intake
PROGRAM PENGHANTARAN PELAJAR CEMERLANG KE UNIVERSITI TERKEMUKA LUAR NEGARA
PROGRAM PENGHANTARAN PELAJAR CEMERLANG KE UNIVERSITI TERKEMUKA LUAR NEGARA
TAYLOR\'S HIGH ACHIEVERS SCHOLARSHIP
TAYLOR\'S HIGH ACHIEVERS SCHOLARSHIP
TOP GLOVE SCHOLARSHIP
TOP GLOVE SCHOLARSHIP
SWATCH GROUP SCHOLARSHIP
SWATCH GROUP SCHOLARSHIP
OYL MALAYSIA SCHOLARSHIP PROGRAM
OYL MALAYSIA SCHOLARSHIP PROGRAM
ASTRO SCHOLARSHIP
ASTRO SCHOLARSHIP
TUN SUFFIAN FOUNDATION (PHD SCHOLARSHIP)
TUN SUFFIAN FOUNDATION (PHD SCHOLARSHIP)
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP PROGRAMME
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP PROGRAMME
DANA PENDIDIKAN PERUBATAN
DANA PENDIDIKAN PERUBATAN
ELENA COOKE EDUCATON FUND SCHOLARSHIP
ELENA COOKE EDUCATON FUND SCHOLARSHIP
TENBY SCHOOLS SIWU SCHOLARSHIP AWARD
TENBY SCHOOLS SIWU SCHOLARSHIP AWARD
YAYASAN TM SCHOLARSHIP - Diploma MMU, MMC, IPTA, IPTS
YAYASAN TM SCHOLARSHIP - Diploma MMU, MMC, IPTA, IPTS
BIASISWA KECIL PERSEKUTUAN (BKP)
BIASISWA KECIL PERSEKUTUAN (BKP)
MAHSA FOUNDATION IN SCIENCE SCHOLARSHIP
MAHSA FOUNDATION IN SCIENCE SCHOLARSHIP
SHELL SCHOLARSHIP (OVERSEAS)
SHELL SCHOLARSHIP (OVERSEAS)
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI TENAGA NASIONAL (UNITEN)
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI TENAGA NASIONAL (UNITEN)
PINJAMAN PENDIDIKAN KERAJAAN NEGERI PULAU PINANG
PINJAMAN PENDIDIKAN KERAJAAN NEGERI PULAU PINANG
MAXIS SCHOLARSHIP FOR EXCELLENCE - UNDERGRADUATE PROGRAMME
MAXIS SCHOLARSHIP FOR EXCELLENCE - UNDERGRADUATE PROGRAMME
TUN HUSSEIN ONN MEMORIAL SCHOLARSHIP
TUN HUSSEIN ONN MEMORIAL SCHOLARSHIP
PROGRAM PENAJAAN PELAJAR DI UNIVERSITI TERKEMUKA LUAR NEGARA JPA
PROGRAM PENAJAAN PELAJAR DI UNIVERSITI TERKEMUKA LUAR NEGARA JPA
Malaysia Scholarship Directory EduhelpMy

1MCA EDUCATION LOAN SCHEME

2

Provider Name: MALAYSIAN CHINESE ASSOCIATION (MCA)
Provider Type: NGO/Foundation
Scholarship Type:
  • Partial Loan

Target Group:
  • SPM Leavers
  • STPM Leavers
  • Pre-U Students
  • Foundation Students
  • Matriculation Students
  • Bachelor Degree Students/Graduates
  • Master Degree Students/Holders
  • UEC Students

Study Level:
  • Bachelor Degree
  • Master Degree
  • Doctorate/PhD

Study Location:
  • Local
  • Overseas

Minimum Requirement for Application:
  1. PREREQUISITES FOR EDUCATION LOAN APPLICATION
  • The applicant must be a member of KOJADI with RM100 initial shares.
  • The applicant must hold the requisite additional shares ranging from RM500 to RM2,000 shares for each child depending on the loan amount applied for.
    Note: Payment of subscription of additional shares will be deducted from the approved loan
  • KOJADI will deduct the insurance premium from the approved loan.
  • The applicant must nominate a child/nominee under the 1MCA Education loan scheme.
  • The nominated child/nominee must have gained admission to an approved institution of higher learning locally or abroad.

Course:
  • ALL COURSES

Application Status: OPEN FOR APPLICATION
Extra Info:

This Loan Scheme is open for application to students of all races from low-income families.

A total of RM30million interest-free loans in the Loan Scheme will be open to all races. University students studying abroad can apply for loans ranging from RM30,000 to RM100,000. MCA will bear the interest for the loans.

The Education Loan Scheme is divided into two parts:

The first part entails 150 loans to pursue university degree programmes locally and overseas, with each successful applicant receiving loans up to RM30,000.

The second part entails 50 loans to pursue doctoral and post-graduate studies, with each successful applicant receiving loans between RM80,000 up to RM100,000.

Successful applicants can enjoy interest-free loans for the first five years. The Loan Scheme takes into consideration the fact that the students are studying and will have only just started working for about two years.

Thus this plan will allow the students to repay the loan, after which a minimum interest rate will be charged.


  1. LOAN DOCUMENTS

Submit certified photo copies of the following documents:

  • Applicant’s identity card
  • Student’s identity card
  • Letter of offer from approved institution
  • Student’s last examination results (SPM,STPM or SM3/UEC or equivalent or other highest academic qualification)
  • Identity cards of guarantors (one to three guarantors)
  • Latest EPF statement or Income Tax Form or EA Form or last 3 months payslips of guarantors (one to three guarantors)
  • Any other documents as may be required from time to time.

Submit the following photos and payment:

  • Applicant’s recent photo (passport size)
  • Student’s recent photo (passport size)
  • Loan processing fees (RM200)
  • Co-applicant and student membership fees (RM220)


  1. LOAN APPROVAL & DOCUMENTATION
  • The loan amount is subject to the discretion of the Board.
  • The loan application normally takes about 1 month to process.
  • When the loan is approved, an OFFER LETTER will be sent to the applicant.
  • The applicant is then required to complete and submit the necessary loan documents within 2 months:
    • Loan Agreement
      It must be jointly signed by the applicant & the student.
    • Deed of Guarantee
      It must be jointly signed by the guarantor(s).
  1. LOAN DISBURSEMENT
  • Loan will only be disbursed after ALL the loan documents and payments have been received by KOJADI.
  • The loan will be released in 2 or 3 disbursements spread over the duration of the course of study.


  1. INTEREST CHARGES
  • Interest will be charged to the applicant’s loan account immediately after the disbursement of the loan. However, the first FIVE years loan interest will be borne by MCA.
  • The interest rate for the loan will be as follows :

For existing member of KOJADI with minimum 5 years membership:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
5.8%
(on a monthly rest and
reducing balance basis)
6.8%
(on a monthly rest and
reducing balance basis)

For new member:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
6.8%
(on a monthly rest and
reducing balance basis)
7.8%
(on a monthly rest and
reducing balance basis)


REPAYMENT OF LOANThe founding objective of KOJADI is to pool the resources among its members for mutual benefits. Prompt repayment of the loan will enable KOJADI to give similar financial aid to other members for further study.

The repayment of the loan will begin three (3) or six (6) months after graduation and the maximum repayment period shall not exceed 10 years depending on the amount of loan and the type of the loan, repayment will be as follows:

1st year ….. RM200 or RM300 per month

2nd year ….. RM300 or RM400 per month

3rd year ….. RM400 or RM500 & above per month until full settlement

OR equal monthly instalments until full settlement.


  1. FURTHER INFORMATION

The above particulars are subject to change. For further information, please call at our office at

KoperasiJayadiri Malaysia Berhad (KOJADI)
11th Floor, Wisma MCA,
163 JalanAmpang,
50450 Kuala Lumpur.

Tel  : 03-2161 6499 (Membership and Loan Department)
Fax : 03-2162 1413
E-mail :
For membership related enquiries            : member@kojadi.com.my
For loan application related enquiries       : loan@kojadi.com.my

Office Hours : Monday-Friday : 8:30am – 5:30pm
Saturday-Sunday &Public Holidays : Closed


Scholarship Website
Document 1 - Application Form
Document 5 - Others
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