Home Scholarships 1MCA EDUCATION LOAN SCHEME

Scholarship Directory

Scholarships

AGROBANK SCHOLARSHIP PROGRAM
AGROBANK SCHOLARSHIP PROGRAM
“JOURNEY TO SEMICONDUCTOR” SCHOLARSHIP PROGRAM
“JOURNEY TO SEMICONDUCTOR” SCHOLARSHIP PROGRAM
COLBY-SAWYER INTERNATIONAL STUDENT SCHOLARSHIP AND FINANCIAL AID
COLBY-SAWYER INTERNATIONAL STUDENT SCHOLARSHIP AND FINANCIAL AID
CHEVENING SCHOLARSHIP
CHEVENING SCHOLARSHIP
DATUK ROGER TAN MEMORIAL SCHOLARSHIP
DATUK ROGER TAN MEMORIAL SCHOLARSHIP
BIASISWA PIDN JPA
BIASISWA PIDN JPA
ANUGERAH  BIASISWA KECEMERLANGAN MENTERI BESAR
ANUGERAH BIASISWA KECEMERLANGAN MENTERI BESAR
GOOGLE ANITA BORG MEMORIAL SCHOLARSHIP FOR ASIA PACIFIC
GOOGLE ANITA BORG MEMORIAL SCHOLARSHIP FOR ASIA PACIFIC
IACT SCHOLARSHIP
IACT SCHOLARSHIP
TAYLOR\'S HIGH ACHIEVERS SCHOLARSHIP
TAYLOR\'S HIGH ACHIEVERS SCHOLARSHIP
SKIM PINJAMAN YURAN PENGAJIAN DI LUAR NEGARA JPA
SKIM PINJAMAN YURAN PENGAJIAN DI LUAR NEGARA JPA
SINGAPORE SCHOLARSHIPS
SINGAPORE SCHOLARSHIPS
LION-PARKSON FOUNDATION SCHOLARSHIP
LION-PARKSON FOUNDATION SCHOLARSHIP
BIASISWA YANG DI PERTUAN AGONG
BIASISWA YANG DI PERTUAN AGONG
MNRB SCHOLARSHIP FUND
MNRB SCHOLARSHIP FUND
KEMASUKAN KE PROGRAM PRAUNIVERSITI SEKOLAH SUKAN MALAYSIA KEMENTERIAN PENDIDIKAN MALAYSIA
KEMASUKAN KE PROGRAM PRAUNIVERSITI SEKOLAH SUKAN MALAYSIA KEMENTERIAN PENDIDIKAN MALAYSIA
BANK NEGARA MALAYSIA SCHOLARSHIP (POSTGRADUATE)
BANK NEGARA MALAYSIA SCHOLARSHIP (POSTGRADUATE)
NEHEMIAH SCHOLARSHIP
NEHEMIAH SCHOLARSHIP
GE FOUNDATION SCHOLAR-LEADER PROGRAM
GE FOUNDATION SCHOLAR-LEADER PROGRAM
YAYASAN DAYADIRI SCHOLARSHIP - MBA
YAYASAN DAYADIRI SCHOLARSHIP - MBA
EDINBURGH GLOBAL UNDERGRADUATE SCHOLARSHIP
EDINBURGH GLOBAL UNDERGRADUATE SCHOLARSHIP
BIASISWA NASIONAL JPA
BIASISWA NASIONAL JPA
PINJAMAN PELAJARAN MARA
PINJAMAN PELAJARAN MARA
AUSTRALIAN NATIONAL UNIVERSITY (ANU) MALAYSIAN ALUMNI UNDERGRADUATE SCHOLARSHIP
AUSTRALIAN NATIONAL UNIVERSITY (ANU) MALAYSIAN ALUMNI UNDERGRADUATE SCHOLARSHIP
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI TENAGA NASIONAL (UNITEN)
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI TENAGA NASIONAL (UNITEN)
MANIPAL INTERNATIONAL UNIVERSITY SCHOLARSHIP
MANIPAL INTERNATIONAL UNIVERSITY SCHOLARSHIP
ASTRO SCHOLARSHIP
ASTRO SCHOLARSHIP
TAYLOR’S WORLD CLASS TEACHERS SCHEME
TAYLOR’S WORLD CLASS TEACHERS SCHEME
BIASISWA FELDA GLOBAL
BIASISWA FELDA GLOBAL
YAYASAN SIME DARBY POSTGRADUATE SCHOLARSHIP PROGRAMME
YAYASAN SIME DARBY POSTGRADUATE SCHOLARSHIP PROGRAMME
NSTP SCHOLARSHIP
NSTP SCHOLARSHIP
BANK NEGARA MALAYSIA SCHOLARSHIP (UNDERGRADUATE)
BANK NEGARA MALAYSIA SCHOLARSHIP (UNDERGRADUATE)
UTAR Nursing Scholarship
UTAR Nursing Scholarship
CHEVENING UNIVERSITY OF EDINBURGH SCHOLARSHIPS
CHEVENING UNIVERSITY OF EDINBURGH SCHOLARSHIPS
YAYASAN TUN ABDUL HAMID LAW SCHOLARSHIP
YAYASAN TUN ABDUL HAMID LAW SCHOLARSHIP
SUNRISE EDUCATION FOUNDATION SCHOLARSHIP (UNDERGRADUATE)
SUNRISE EDUCATION FOUNDATION SCHOLARSHIP (UNDERGRADUATE)
GENTING SANYEN POWER SCHOLARSHIP
GENTING SANYEN POWER SCHOLARSHIP
Royal Military College (RMC) Intake
Royal Military College (RMC) Intake
AXIATA YOUNG TALENT PROGRAM (UNDERGRADUATE DEGREE)
AXIATA YOUNG TALENT PROGRAM (UNDERGRADUATE DEGREE)
MAXIS SCHOLARSHIP FOR EXCELLENCE - UNDERGRADUATE PROGRAMME
MAXIS SCHOLARSHIP FOR EXCELLENCE - UNDERGRADUATE PROGRAMME
JEFFREY CHEAH FOUNDATION COMMUNITY SCHOLARSHIP
JEFFREY CHEAH FOUNDATION COMMUNITY SCHOLARSHIP
DANA PENDIDIKAN PERUBATAN
DANA PENDIDIKAN PERUBATAN
TAYLOR\'S NATIONAL SCHOLARSHIPS
TAYLOR\'S NATIONAL SCHOLARSHIPS
MMC SCHOLARSHIP
MMC SCHOLARSHIP
UM MEDICAL CENTRE DIPLOMA PROGRAM
UM MEDICAL CENTRE DIPLOMA PROGRAM
ROAR EDUCATION DEVELOPMENT PROGRAMME
ROAR EDUCATION DEVELOPMENT PROGRAMME
SECURITIES COMMISSION SCHOLARSHIP
SECURITIES COMMISSION SCHOLARSHIP
PSYCHOLOGY HIGH ACHIEVERS SCHOLARSHIP
PSYCHOLOGY HIGH ACHIEVERS SCHOLARSHIP
TUN HUSSEIN ONN MEMORIAL SCHOLARSHIP
TUN HUSSEIN ONN MEMORIAL SCHOLARSHIP
YAYASAN DAYADIRI SCHOLARSHIP - UNDERGRADUATE AND POSTGRADUATE
YAYASAN DAYADIRI SCHOLARSHIP - UNDERGRADUATE AND POSTGRADUATE
TASEK CORPORATION BERHAD SCHOLARSHIP
TASEK CORPORATION BERHAD SCHOLARSHIP
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (US)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (US)
MBAM SCHOLARSHIP
MBAM SCHOLARSHIP
MIED LOAN
MIED LOAN
NAGOYA UNVERSITY-JAGAM SCHOLARSHIP
NAGOYA UNVERSITY-JAGAM SCHOLARSHIP
NATIONAL AGRICULTURE TRAINING CENTER (NATC)
NATIONAL AGRICULTURE TRAINING CENTER (NATC)
UEM GROUP SCHOLARSHIP (OVERSEAS)
UEM GROUP SCHOLARSHIP (OVERSEAS)
PANASONIC SCHOLARSHIP (POSTGRAD)
PANASONIC SCHOLARSHIP (POSTGRAD)
ALBUKHARY FOUNDATION SCHOLARSHIP
ALBUKHARY FOUNDATION SCHOLARSHIP
PINJAMAN PELAJARAN BOLEH UBAH PROGRAM PASCA SISWAZAH LUAR NEGARA MARA
PINJAMAN PELAJARAN BOLEH UBAH PROGRAM PASCA SISWAZAH LUAR NEGARA MARA
PINJAMAN PENDIDIKAN YAYASAN PAHANG
PINJAMAN PENDIDIKAN YAYASAN PAHANG
KUOK FOUNDATION UNDERGRADUATE AWARDS (MALAYSIAN & SINGAPORE PUBLIC UNIVERSITIES)
KUOK FOUNDATION UNDERGRADUATE AWARDS (MALAYSIAN & SINGAPORE PUBLIC UNIVERSITIES)
PROGRAM KEJURUTERAAN JEPUN, KOREA, PERANCIS, DAN JERMAN (JKPJ) - JPA
PROGRAM KEJURUTERAAN JEPUN, KOREA, PERANCIS, DAN JERMAN (JKPJ) - JPA
ALICE SMITH SCHOOL SCHOLARSHIP
ALICE SMITH SCHOOL SCHOLARSHIP
PINJAMAN PENDIDIKAN YAYASAN PAHANG KE UNIVERSITI-UNIVERSITI TIMUR TENGAH (MESIR & JORDAN)
PINJAMAN PENDIDIKAN YAYASAN PAHANG KE UNIVERSITI-UNIVERSITI TIMUR TENGAH (MESIR & JORDAN)
UNITED WORLD COLLEGES (UWC) - MALAYSIA SCHOLARSHIP
UNITED WORLD COLLEGES (UWC) - MALAYSIA SCHOLARSHIP
IOI SCHOLARSHIP
IOI SCHOLARSHIP
NEXUS SECONDARY SCHOOL PROGRAMME
NEXUS SECONDARY SCHOOL PROGRAMME
TNB SCHOLARSHIP (BUMIPUTERA SABAH SARAWAK)
TNB SCHOLARSHIP (BUMIPUTERA SABAH SARAWAK)
PNB GLOBAL SCHOLARSHIP
PNB GLOBAL SCHOLARSHIP
KEN FOUNDATION SCHOLARSHIP
KEN FOUNDATION SCHOLARSHIP
OYL MALAYSIA SCHOLARSHIP PROGRAM
OYL MALAYSIA SCHOLARSHIP PROGRAM
INDIAN SCHOLARSHIP AND TRUST FUND (ISTF)
INDIAN SCHOLARSHIP AND TRUST FUND (ISTF)
TANJONG PLC SCHOLARSHIP AWARD
TANJONG PLC SCHOLARSHIP AWARD
MACC - LA TROBE SCHOLARSHIP
MACC - LA TROBE SCHOLARSHIP
TUN RAHAH SCHOLARSHIP FUND
TUN RAHAH SCHOLARSHIP FUND
LIONS EDUCATION ASSISTANCE FOR THE NEEDY (LEARN) FUND
LIONS EDUCATION ASSISTANCE FOR THE NEEDY (LEARN) FUND
TAIWAN SCHOLARSHIP
TAIWAN SCHOLARSHIP
MBAM Scholarship for for IPD-OUM & MBAM Training Programme
MBAM Scholarship for for IPD-OUM & MBAM Training Programme
PROGRAM IJAZAH LUAR NEGARA (PILN) JPA
PROGRAM IJAZAH LUAR NEGARA (PILN) JPA
MERCEDES BENZ APPRENTICE TRAINING PROGRAM
MERCEDES BENZ APPRENTICE TRAINING PROGRAM
LEADER SCHOLARSHIP
LEADER SCHOLARSHIP
OVERSEAS UNIVERSITY SCHOLARSHIPS
OVERSEAS UNIVERSITY SCHOLARSHIPS
PINJAMAN PENDIDIKAN KERAJAAN NEGERI PULAU PINANG
PINJAMAN PENDIDIKAN KERAJAAN NEGERI PULAU PINANG
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (UK)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (UK)
AUSTRALIAN INTERNATIONAL SCHOOL MALAYSIA MATRICULATION SCHOLARSHIP
AUSTRALIAN INTERNATIONAL SCHOOL MALAYSIA MATRICULATION SCHOLARSHIP
GENTING SCHOLARSHIP
GENTING SCHOLARSHIP
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP PROGRAMME
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP PROGRAMME
INTERNATIONAL BACCALAUREATE  (IB) DIPLOMA SCHOLARSHIP
INTERNATIONAL BACCALAUREATE (IB) DIPLOMA SCHOLARSHIP
PROGRAM BURSARY PELAJAR CEMERLANG SPM
PROGRAM BURSARY PELAJAR CEMERLANG SPM
Malaysia Scholarship Directory EduhelpMy

1MCA EDUCATION LOAN SCHEME

2

Provider Name: MALAYSIAN CHINESE ASSOCIATION (MCA)
Provider Type: NGO/Foundation
Scholarship Type:
  • Partial Loan

Target Group:
  • SPM Leavers
  • STPM Leavers
  • Pre-U Students
  • Foundation Students
  • Matriculation Students
  • Bachelor Degree Students/Graduates
  • Master Degree Students/Holders
  • UEC Students

Study Level:
  • Bachelor Degree
  • Master Degree
  • Doctorate/PhD

Study Location:
  • Local
  • Overseas

Minimum Requirement for Application:
  1. PREREQUISITES FOR EDUCATION LOAN APPLICATION
  • The applicant must be a member of KOJADI with RM100 initial shares.
  • The applicant must hold the requisite additional shares ranging from RM500 to RM2,000 shares for each child depending on the loan amount applied for.
    Note: Payment of subscription of additional shares will be deducted from the approved loan
  • KOJADI will deduct the insurance premium from the approved loan.
  • The applicant must nominate a child/nominee under the 1MCA Education loan scheme.
  • The nominated child/nominee must have gained admission to an approved institution of higher learning locally or abroad.

Course:
  • ALL COURSES

Application Status: OPEN FOR APPLICATION
Extra Info:

This Loan Scheme is open for application to students of all races from low-income families.

A total of RM30million interest-free loans in the Loan Scheme will be open to all races. University students studying abroad can apply for loans ranging from RM30,000 to RM100,000. MCA will bear the interest for the loans.

The Education Loan Scheme is divided into two parts:

The first part entails 150 loans to pursue university degree programmes locally and overseas, with each successful applicant receiving loans up to RM30,000.

The second part entails 50 loans to pursue doctoral and post-graduate studies, with each successful applicant receiving loans between RM80,000 up to RM100,000.

Successful applicants can enjoy interest-free loans for the first five years. The Loan Scheme takes into consideration the fact that the students are studying and will have only just started working for about two years.

Thus this plan will allow the students to repay the loan, after which a minimum interest rate will be charged.


  1. LOAN DOCUMENTS

Submit certified photo copies of the following documents:

  • Applicant’s identity card
  • Student’s identity card
  • Letter of offer from approved institution
  • Student’s last examination results (SPM,STPM or SM3/UEC or equivalent or other highest academic qualification)
  • Identity cards of guarantors (one to three guarantors)
  • Latest EPF statement or Income Tax Form or EA Form or last 3 months payslips of guarantors (one to three guarantors)
  • Any other documents as may be required from time to time.

Submit the following photos and payment:

  • Applicant’s recent photo (passport size)
  • Student’s recent photo (passport size)
  • Loan processing fees (RM200)
  • Co-applicant and student membership fees (RM220)


  1. LOAN APPROVAL & DOCUMENTATION
  • The loan amount is subject to the discretion of the Board.
  • The loan application normally takes about 1 month to process.
  • When the loan is approved, an OFFER LETTER will be sent to the applicant.
  • The applicant is then required to complete and submit the necessary loan documents within 2 months:
    • Loan Agreement
      It must be jointly signed by the applicant & the student.
    • Deed of Guarantee
      It must be jointly signed by the guarantor(s).
  1. LOAN DISBURSEMENT
  • Loan will only be disbursed after ALL the loan documents and payments have been received by KOJADI.
  • The loan will be released in 2 or 3 disbursements spread over the duration of the course of study.


  1. INTEREST CHARGES
  • Interest will be charged to the applicant’s loan account immediately after the disbursement of the loan. However, the first FIVE years loan interest will be borne by MCA.
  • The interest rate for the loan will be as follows :

For existing member of KOJADI with minimum 5 years membership:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
5.8%
(on a monthly rest and
reducing balance basis)
6.8%
(on a monthly rest and
reducing balance basis)

For new member:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
6.8%
(on a monthly rest and
reducing balance basis)
7.8%
(on a monthly rest and
reducing balance basis)


REPAYMENT OF LOANThe founding objective of KOJADI is to pool the resources among its members for mutual benefits. Prompt repayment of the loan will enable KOJADI to give similar financial aid to other members for further study.

The repayment of the loan will begin three (3) or six (6) months after graduation and the maximum repayment period shall not exceed 10 years depending on the amount of loan and the type of the loan, repayment will be as follows:

1st year ….. RM200 or RM300 per month

2nd year ….. RM300 or RM400 per month

3rd year ….. RM400 or RM500 & above per month until full settlement

OR equal monthly instalments until full settlement.


  1. FURTHER INFORMATION

The above particulars are subject to change. For further information, please call at our office at

KoperasiJayadiri Malaysia Berhad (KOJADI)
11th Floor, Wisma MCA,
163 JalanAmpang,
50450 Kuala Lumpur.

Tel  : 03-2161 6499 (Membership and Loan Department)
Fax : 03-2162 1413
E-mail :
For membership related enquiries            : member@kojadi.com.my
For loan application related enquiries       : loan@kojadi.com.my

Office Hours : Monday-Friday : 8:30am – 5:30pm
Saturday-Sunday &Public Holidays : Closed


Scholarship Website
Document 1 - Application Form
Document 5 - Others
   Hits: 27306
Rate now:  
0

Add comment


Security code
Refresh

Powered by Sigsiu.NET RSS Feeds
 
Find us on Facebook
Follow EduHelpMy on Twitter