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MACC - LA TROBE SCHOLARSHIP
MACC - LA TROBE SCHOLARSHIP
UCSI UNIVERSITY FOUNDATION SCHOLARSHIP
UCSI UNIVERSITY FOUNDATION SCHOLARSHIP
TUNG SHIN HOSPITAL SCHOLARSHIP
TUNG SHIN HOSPITAL SCHOLARSHIP
MBAM SCHOLARSHIP
MBAM SCHOLARSHIP
TAIWAN SCHOLARSHIP
TAIWAN SCHOLARSHIP
THE STAR EDUCATION FUND
THE STAR EDUCATION FUND
MDIS MERIT SCHOLARSHIP
MDIS MERIT SCHOLARSHIP
MPOB Education Scholarship
MPOB Education Scholarship
TUN DR MAHATHIR UPM-ELS SCHOLARSHIP
TUN DR MAHATHIR UPM-ELS SCHOLARSHIP
TAYLOR\'S WORLD CLASS SCHOLARSHIP
TAYLOR\'S WORLD CLASS SCHOLARSHIP
JARDINE SCHOLARSHIP
JARDINE SCHOLARSHIP
IJM SCHOLARSHIP
IJM SCHOLARSHIP
LION-PARKSON FOUNDATION SCHOLARSHIP
LION-PARKSON FOUNDATION SCHOLARSHIP
UNIVERSITY OF CANTERBURY SCHOLARSHIP FOR MALAYSIAN
UNIVERSITY OF CANTERBURY SCHOLARSHIP FOR MALAYSIAN
IOI SCHOLARSHIP
IOI SCHOLARSHIP
SAMSUNG TAKING CHARGE PROGRAMME
SAMSUNG TAKING CHARGE PROGRAMME
YAYASAN SIME DARBY POSTGRADUATE SCHOLARSHIP PROGRAMME
YAYASAN SIME DARBY POSTGRADUATE SCHOLARSHIP PROGRAMME
PROGRAM KHAS LEPASAN SIJIL PELAJARAN MALAYSIA (SPM) 2012
PROGRAM KHAS LEPASAN SIJIL PELAJARAN MALAYSIA (SPM) 2012
NATIONAL PRECISION ENGINEERING SCHOLARSHIP (NPES)
NATIONAL PRECISION ENGINEERING SCHOLARSHIP (NPES)
BOSCH APPRENTICE TRAINING COURSE
BOSCH APPRENTICE TRAINING COURSE
PINJAMAN PELAJARAN BOLEH UBAH PROGRAM PASCA SISWAZAH LUAR NEGARA MARA
PINJAMAN PELAJARAN BOLEH UBAH PROGRAM PASCA SISWAZAH LUAR NEGARA MARA
MSCB GROUP SCHOLARSHIP
MSCB GROUP SCHOLARSHIP
JEFFREY CHEAH FOUNDATION COMMUNITY SCHOLARSHIP
JEFFREY CHEAH FOUNDATION COMMUNITY SCHOLARSHIP
BIASISWA AMANAH RAYA
BIASISWA AMANAH RAYA
YAYASAN KLK SCHOLARSHIP
YAYASAN KLK SCHOLARSHIP
JEFFREY CHEAH FOUNDATION SCHOLARSHIP
JEFFREY CHEAH FOUNDATION SCHOLARSHIP
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (INDONESIA)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (INDONESIA)
YAYASAN SIME DARBY SCHOOL LEAVER EDUCATIONAL ASSISTANCE AND AND INDUSTRIAL TRAINING (SEAIT)
YAYASAN SIME DARBY SCHOOL LEAVER EDUCATIONAL ASSISTANCE AND AND INDUSTRIAL TRAINING (SEAIT)
UNIVERSITY OF QUEENSLAND INTERNATIONAL UNDERGRADUATE SCHOLARSHIP
UNIVERSITY OF QUEENSLAND INTERNATIONAL UNDERGRADUATE SCHOLARSHIP
CHANG MING THIEN FOUNDATION LOAN
CHANG MING THIEN FOUNDATION LOAN
JAPANESE GOVERNMENT (MONBUKAGAKUSHO: MEXT) SCHOLARSHIP FOR UNDERGRADUATE STUDIES
JAPANESE GOVERNMENT (MONBUKAGAKUSHO: MEXT) SCHOLARSHIP FOR UNDERGRADUATE STUDIES
CHEVENING UNIVERSITY OF NEWCASTLE SCHOLARSHIPS
CHEVENING UNIVERSITY OF NEWCASTLE SCHOLARSHIPS
HONG LEONG FOUNDATION SCHOLARSHIP
HONG LEONG FOUNDATION SCHOLARSHIP
BANK NEGARA MALAYSIA KIJANG EMAS AND KIJANG SCHOLARSHIP (PRE-U)
BANK NEGARA MALAYSIA KIJANG EMAS AND KIJANG SCHOLARSHIP (PRE-U)
BIASISWA NASIONAL JPA
BIASISWA NASIONAL JPA
SUNRISE EDUCATION FOUNDATION SCHOLARSHIP (UNDERGRADUATE)
SUNRISE EDUCATION FOUNDATION SCHOLARSHIP (UNDERGRADUATE)
INDIAN GOVERNMENT SCHOLARSHIP
INDIAN GOVERNMENT SCHOLARSHIP
SUNRISE EDUCATION FOUNDATION SCHOLARSHIP (SCHOOL)
SUNRISE EDUCATION FOUNDATION SCHOLARSHIP (SCHOOL)
MMC SCHOLARSHIP
MMC SCHOLARSHIP
MASTERSKILL MBBS SCHOLARSHIP
MASTERSKILL MBBS SCHOLARSHIP
SIN CHEW DAILY EDUCATION FUND
SIN CHEW DAILY EDUCATION FUND
YAYASAN TM SCHOLARSHIP - Biasiswa Pra Universiti / Program Alpha di Universiti Multimedia (MMU)
YAYASAN TM SCHOLARSHIP - Biasiswa Pra Universiti / Program Alpha di Universiti Multimedia (MMU)
PROGRAM PENAJAAN PERUBATAN JPA DI UNIVERSITI PERDANA
PROGRAM PENAJAAN PERUBATAN JPA DI UNIVERSITI PERDANA
PROGRAM BURSARY PELAJAR CEMERLANG SPM
PROGRAM BURSARY PELAJAR CEMERLANG SPM
KUOK FOUNDATION DIPLOMA AND CERTIFICATE AWARDS (MALAYSIAN PUBLIC POLYTECHNICS)
KUOK FOUNDATION DIPLOMA AND CERTIFICATE AWARDS (MALAYSIAN PUBLIC POLYTECHNICS)
“JOURNEY TO SEMICONDUCTOR” SCHOLARSHIP PROGRAM
“JOURNEY TO SEMICONDUCTOR” SCHOLARSHIP PROGRAM
YAYASAN TUN ABDUL HAMID LAW SCHOLARSHIP
YAYASAN TUN ABDUL HAMID LAW SCHOLARSHIP
LEADER SCHOLARSHIP
LEADER SCHOLARSHIP
TUN RAHAH SCHOLARSHIP FUND
TUN RAHAH SCHOLARSHIP FUND
SCHOLARSHIP PROGRAM FOR DIASPORA CHILDREN
SCHOLARSHIP PROGRAM FOR DIASPORA CHILDREN
AGROBANK SCHOLARSHIP PROGRAM
AGROBANK SCHOLARSHIP PROGRAM
OFFSHORE SUPPORT VESSEL CADET OFFICER SPONSORSHIP
OFFSHORE SUPPORT VESSEL CADET OFFICER SPONSORSHIP
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN (PPISMP) DENGAN KEPUJIAN BAGI LULUSAN      UNIFIED EXAMINATION CERTIFICATE (UEC) DAN SIJIL MENENGAH AGAMA (SMA) ATAU      SIJIL MENENGAH UGAMA (SMU) AMBILAN KHAS JUN 2014
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN (PPISMP) DENGAN KEPUJIAN BAGI LULUSAN UNIFIED EXAMINATION CERTIFICATE (UEC) DAN SIJIL MENENGAH AGAMA (SMA) ATAU SIJIL MENENGAH UGAMA (SMU) AMBILAN KHAS JUN 2014
PROGRAM PENAJAAN PENDIDIKAN PETRONAS
PROGRAM PENAJAAN PENDIDIKAN PETRONAS
PINJAMAN PENDIDIKAN YAYASAN PAHANG KE UNIVERSITI-UNIVERSITI TIMUR TENGAH (MESIR & JORDAN)
PINJAMAN PENDIDIKAN YAYASAN PAHANG KE UNIVERSITI-UNIVERSITI TIMUR TENGAH (MESIR & JORDAN)
NAGOYA UNVERSITY-JAGAM SCHOLARSHIP
NAGOYA UNVERSITY-JAGAM SCHOLARSHIP
TAYLOR’S WORLD CLASS TEACHERS SCHEME
TAYLOR’S WORLD CLASS TEACHERS SCHEME
PROGRAM MATRIKULASI KEMENTERIAN PELAJARAN MALAYSIA
PROGRAM MATRIKULASI KEMENTERIAN PELAJARAN MALAYSIA
TAYLORS TCHT AWARDS
TAYLORS TCHT AWARDS
MNRB SCHOLARSHIP FUND
MNRB SCHOLARSHIP FUND
YAYASAN PENDIDIKAN BISTARI SCHOLARSHIP
YAYASAN PENDIDIKAN BISTARI SCHOLARSHIP
Royal Military College (RMC) Intake
Royal Military College (RMC) Intake
TNB SCHOLARSHIP (BUMIPUTERA SABAH SARAWAK)
TNB SCHOLARSHIP (BUMIPUTERA SABAH SARAWAK)
DATO LEE CHONG WEI KDU EDUCATION GROUP SCHOLARSHIP
DATO LEE CHONG WEI KDU EDUCATION GROUP SCHOLARSHIP
BIASISWA SUKAN IPT
BIASISWA SUKAN IPT
UNIMY MERIT SCHOLARSHIP
UNIMY MERIT SCHOLARSHIP
PROGRAM KHAS LEPASAN SPM 2011 PINJAMAN PELAJARAN BOLEH UBAH
PROGRAM KHAS LEPASAN SPM 2011 PINJAMAN PELAJARAN BOLEH UBAH
TUN SUFFIAN FOUNDATION (PHD SCHOLARSHIP)
TUN SUFFIAN FOUNDATION (PHD SCHOLARSHIP)
PROGRAM PENAJAAN PENDIDIKAN PETRONAS UNTUK LAIN LAIN KELAYAKAN
PROGRAM PENAJAAN PENDIDIKAN PETRONAS UNTUK LAIN LAIN KELAYAKAN
AMCHAM-MACEE SCHOLARSHIP
AMCHAM-MACEE SCHOLARSHIP
UTM ENDOWMENT SCHOLARSHIP
UTM ENDOWMENT SCHOLARSHIP
CANON SCHOLARSHIP
CANON SCHOLARSHIP
UEM GROUP SCHOLARSHIP (LOCAL)
UEM GROUP SCHOLARSHIP (LOCAL)
MAHSA HAJI ABDULLAH SCHOLARSHIP
MAHSA HAJI ABDULLAH SCHOLARSHIP
COLBY-SAWYER INTERNATIONAL STUDENT SCHOLARSHIP AND FINANCIAL AID
COLBY-SAWYER INTERNATIONAL STUDENT SCHOLARSHIP AND FINANCIAL AID
KBU MERIT SCHOLARSHIP
KBU MERIT SCHOLARSHIP
SUNWAY MEDICAL CENTRE DIPLOMA IN NURSING
SUNWAY MEDICAL CENTRE DIPLOMA IN NURSING
PRYSMIAN ASEAN SCHOLARSHIP
PRYSMIAN ASEAN SCHOLARSHIP
BRUNEI DARUSSALAM GOVERNMENT SCHOLARSHIP FOR FOREIGN STUDENTS
BRUNEI DARUSSALAM GOVERNMENT SCHOLARSHIP FOR FOREIGN STUDENTS
Stamford Higher Education 1Malaysia (HE1M)
Stamford Higher Education 1Malaysia (HE1M)
MUDAJAYA SCHOLARSHIP
MUDAJAYA SCHOLARSHIP
SUNWAY CHINESE INDEPENDENT SCHOOLS ECA-UNDERGRADUATE SCHOLARSHIP
SUNWAY CHINESE INDEPENDENT SCHOOLS ECA-UNDERGRADUATE SCHOLARSHIP
ANUGERAH BIASISWA LUAR NEGARA PNB
ANUGERAH BIASISWA LUAR NEGARA PNB
METHODIST COLLEGE KL MERIT AND SPECIAL SCHOLARSHIP
METHODIST COLLEGE KL MERIT AND SPECIAL SCHOLARSHIP
YAYASAN DAYADIRI SCHOLARSHIP - UNDERGRADUATE AND POSTGRADUATE
YAYASAN DAYADIRI SCHOLARSHIP - UNDERGRADUATE AND POSTGRADUATE
PROGRAM PENGHANTARAN PELAJAR CEMERLANG KE UNIVERSITI TERKEMUKA LUAR NEGARA AMBILAN TAHUN 2014
PROGRAM PENGHANTARAN PELAJAR CEMERLANG KE UNIVERSITI TERKEMUKA LUAR NEGARA AMBILAN TAHUN 2014
KOON YEW YING SCHOLARSHIP
KOON YEW YING SCHOLARSHIP
HELP MIC SCHOLARSHIP AWARD
HELP MIC SCHOLARSHIP AWARD
HSBC CLASSICS BURSARY
HSBC CLASSICS BURSARY
PENGAMBILAN CALON LEPASAN  SPM  UNTUK ANGKATAN TENTERA MALAYSIA
PENGAMBILAN CALON LEPASAN SPM UNTUK ANGKATAN TENTERA MALAYSIA
Malaysia Scholarship Directory EduhelpMy

1MCA EDUCATION LOAN SCHEME

2

Provider Name: MALAYSIAN CHINESE ASSOCIATION (MCA)
Provider Type: NGO/Foundation
Scholarship Type:
  • Partial Loan

Target Group:
  • SPM Leavers
  • STPM Leavers
  • Pre-U Students
  • Foundation Students
  • Matriculation Students
  • Bachelor Degree Students/Graduates
  • Master Degree Students/Holders
  • UEC Students

Study Level:
  • Bachelor Degree
  • Master Degree
  • Doctorate/PhD

Study Location:
  • Local
  • Overseas

Minimum Requirement for Application:
  1. PREREQUISITES FOR EDUCATION LOAN APPLICATION
  • The applicant must be a member of KOJADI with RM100 initial shares.
  • The applicant must hold the requisite additional shares ranging from RM500 to RM2,000 shares for each child depending on the loan amount applied for.
    Note: Payment of subscription of additional shares will be deducted from the approved loan
  • KOJADI will deduct the insurance premium from the approved loan.
  • The applicant must nominate a child/nominee under the 1MCA Education loan scheme.
  • The nominated child/nominee must have gained admission to an approved institution of higher learning locally or abroad.

Course:
  • ALL COURSES

Application Status: OPEN FOR APPLICATION
Extra Info:

This Loan Scheme is open for application to students of all races from low-income families.

A total of RM30million interest-free loans in the Loan Scheme will be open to all races. University students studying abroad can apply for loans ranging from RM30,000 to RM100,000. MCA will bear the interest for the loans.

The Education Loan Scheme is divided into two parts:

The first part entails 150 loans to pursue university degree programmes locally and overseas, with each successful applicant receiving loans up to RM30,000.

The second part entails 50 loans to pursue doctoral and post-graduate studies, with each successful applicant receiving loans between RM80,000 up to RM100,000.

Successful applicants can enjoy interest-free loans for the first five years. The Loan Scheme takes into consideration the fact that the students are studying and will have only just started working for about two years.

Thus this plan will allow the students to repay the loan, after which a minimum interest rate will be charged.


  1. LOAN DOCUMENTS

Submit certified photo copies of the following documents:

  • Applicant’s identity card
  • Student’s identity card
  • Letter of offer from approved institution
  • Student’s last examination results (SPM,STPM or SM3/UEC or equivalent or other highest academic qualification)
  • Identity cards of guarantors (one to three guarantors)
  • Latest EPF statement or Income Tax Form or EA Form or last 3 months payslips of guarantors (one to three guarantors)
  • Any other documents as may be required from time to time.

Submit the following photos and payment:

  • Applicant’s recent photo (passport size)
  • Student’s recent photo (passport size)
  • Loan processing fees (RM200)
  • Co-applicant and student membership fees (RM220)


  1. LOAN APPROVAL & DOCUMENTATION
  • The loan amount is subject to the discretion of the Board.
  • The loan application normally takes about 1 month to process.
  • When the loan is approved, an OFFER LETTER will be sent to the applicant.
  • The applicant is then required to complete and submit the necessary loan documents within 2 months:
    • Loan Agreement
      It must be jointly signed by the applicant & the student.
    • Deed of Guarantee
      It must be jointly signed by the guarantor(s).
  1. LOAN DISBURSEMENT
  • Loan will only be disbursed after ALL the loan documents and payments have been received by KOJADI.
  • The loan will be released in 2 or 3 disbursements spread over the duration of the course of study.


  1. INTEREST CHARGES
  • Interest will be charged to the applicant’s loan account immediately after the disbursement of the loan. However, the first FIVE years loan interest will be borne by MCA.
  • The interest rate for the loan will be as follows :

For existing member of KOJADI with minimum 5 years membership:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
5.8%
(on a monthly rest and
reducing balance basis)
6.8%
(on a monthly rest and
reducing balance basis)

For new member:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
6.8%
(on a monthly rest and
reducing balance basis)
7.8%
(on a monthly rest and
reducing balance basis)


REPAYMENT OF LOANThe founding objective of KOJADI is to pool the resources among its members for mutual benefits. Prompt repayment of the loan will enable KOJADI to give similar financial aid to other members for further study.

The repayment of the loan will begin three (3) or six (6) months after graduation and the maximum repayment period shall not exceed 10 years depending on the amount of loan and the type of the loan, repayment will be as follows:

1st year ….. RM200 or RM300 per month

2nd year ….. RM300 or RM400 per month

3rd year ….. RM400 or RM500 & above per month until full settlement

OR equal monthly instalments until full settlement.


  1. FURTHER INFORMATION

The above particulars are subject to change. For further information, please call at our office at

KoperasiJayadiri Malaysia Berhad (KOJADI)
11th Floor, Wisma MCA,
163 JalanAmpang,
50450 Kuala Lumpur.

Tel  : 03-2161 6499 (Membership and Loan Department)
Fax : 03-2162 1413
E-mail :
For membership related enquiries            : member@kojadi.com.my
For loan application related enquiries       : loan@kojadi.com.my

Office Hours : Monday-Friday : 8:30am – 5:30pm
Saturday-Sunday &Public Holidays : Closed


Scholarship Website
Document 1 - Application Form
Document 5 - Others
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