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JARDINE SCHOLARSHIP
JARDINE SCHOLARSHIP
TOP GLOVE SCHOLARSHIP
TOP GLOVE SCHOLARSHIP
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN (PPISMP) DENGAN KEPUJIAN BAGI LULUSAN      UNIFIED EXAMINATION CERTIFICATE (UEC) DAN SIJIL MENENGAH AGAMA (SMA) ATAU      SIJIL MENENGAH UGAMA (SMU) AMBILAN KHAS JUN 2015
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN (PPISMP) DENGAN KEPUJIAN BAGI LULUSAN UNIFIED EXAMINATION CERTIFICATE (UEC) DAN SIJIL MENENGAH AGAMA (SMA) ATAU SIJIL MENENGAH UGAMA (SMU) AMBILAN KHAS JUN 2015
GAMUDA SCHOLARSHIP
GAMUDA SCHOLARSHIP
SWATCH GROUP SCHOLARSHIP
SWATCH GROUP SCHOLARSHIP
TANJONG PLC SCHOLARSHIP AWARD
TANJONG PLC SCHOLARSHIP AWARD
BIASISWA NASIONAL JPA
BIASISWA NASIONAL JPA
BANK NEGARA MALAYSIA SCHOLARSHIP (UNDERGRADUATE)
BANK NEGARA MALAYSIA SCHOLARSHIP (UNDERGRADUATE)
BIASISWA KERAJAAN NEGERI SABAH
BIASISWA KERAJAAN NEGERI SABAH
AMCORP STUDY GRANT
AMCORP STUDY GRANT
DIPLOMA IN NATURAL MEDICINE SCHOLARSHIP
DIPLOMA IN NATURAL MEDICINE SCHOLARSHIP
YAYASAN SIME DARBY POSTGRADUATE SCHOLARSHIP PROGRAMME
YAYASAN SIME DARBY POSTGRADUATE SCHOLARSHIP PROGRAMME
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP PROGRAMME
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP PROGRAMME
TNB SCHOLARSHIP (BUMIPUTERA SABAH SARAWAK)
TNB SCHOLARSHIP (BUMIPUTERA SABAH SARAWAK)
SHELL-CURTIN SCHOLARSHIP
SHELL-CURTIN SCHOLARSHIP
MAXIS SCHOLARSHIP FOR EXCELLENCE - UNDERGRADUATE PROGRAMME
MAXIS SCHOLARSHIP FOR EXCELLENCE - UNDERGRADUATE PROGRAMME
PINJAMAN PENDIDIKAN YAYASAN NEGERI SEMBILAN
PINJAMAN PENDIDIKAN YAYASAN NEGERI SEMBILAN
YAYASAN TM SCHOLARSHIP - Diploma MMU, MMC, IPTA, IPTS
YAYASAN TM SCHOLARSHIP - Diploma MMU, MMC, IPTA, IPTS
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - DIPLOMA UNITEN
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - DIPLOMA UNITEN
THE IMU BACHELOR OF PHARMACY SCHOLARSHIP 2013
THE IMU BACHELOR OF PHARMACY SCHOLARSHIP 2013
ROAR EDUCATION DEVELOPMENT PROGRAMME
ROAR EDUCATION DEVELOPMENT PROGRAMME
SUNWAY TES-ICAEW GLOBAL Accountant Scholarship Scheme for SPM 9As Achievers
SUNWAY TES-ICAEW GLOBAL Accountant Scholarship Scheme for SPM 9As Achievers
KOREAN ADVANCED INSTITUTE OF SCIENCE AND TECHNOLOGY SCHOLARSHIP
KOREAN ADVANCED INSTITUTE OF SCIENCE AND TECHNOLOGY SCHOLARSHIP
BIASISWA YANG DI PERTUAN AGONG
BIASISWA YANG DI PERTUAN AGONG
AGROBANK SCHOLARSHIP PROGRAM
AGROBANK SCHOLARSHIP PROGRAM
MALAYSIA TAIWAN SKILLS PROGRAM
MALAYSIA TAIWAN SKILLS PROGRAM
SKIM PINJAMAN YURAN PENGAJIAN DI LUAR NEGARA JPA
SKIM PINJAMAN YURAN PENGAJIAN DI LUAR NEGARA JPA
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - IPTA
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - IPTA
UCSI UNIVERSITY FOUNDATION SCHOLARSHIP
UCSI UNIVERSITY FOUNDATION SCHOLARSHIP
METHODIST COLLEGE KL MERIT AND SPECIAL SCHOLARSHIP
METHODIST COLLEGE KL MERIT AND SPECIAL SCHOLARSHIP
MANIPAL INTERNATIONAL UNIVERSITY SCHOLARSHIP
MANIPAL INTERNATIONAL UNIVERSITY SCHOLARSHIP
PROGRAM PENGHANTARAN PELAJAR CEMERLANG KE UNIVERSITI TERKEMUKA LUAR NEGARA
PROGRAM PENGHANTARAN PELAJAR CEMERLANG KE UNIVERSITI TERKEMUKA LUAR NEGARA
MMC SCHOLARSHIP
MMC SCHOLARSHIP
GENTING SCHOLARSHIP
GENTING SCHOLARSHIP
GD EXPRESS SCHOLARSHIP
GD EXPRESS SCHOLARSHIP
MASTERSKILL MBBS SCHOLARSHIP
MASTERSKILL MBBS SCHOLARSHIP
SPORTS STUDIES SCHOLARSHIP
SPORTS STUDIES SCHOLARSHIP
INDIAN SCHOLARSHIP AND TRUST FUND (ISTF)
INDIAN SCHOLARSHIP AND TRUST FUND (ISTF)
YAYASAN PROTON SCHOLARSHIP
YAYASAN PROTON SCHOLARSHIP
PROGRAM PENAJAAN PELAJAR DI UNIVERSITI TERKEMUKA LUAR NEGARA JPA
PROGRAM PENAJAAN PELAJAR DI UNIVERSITI TERKEMUKA LUAR NEGARA JPA
ASEAN SCHOLARSHIP - SECONDARY THREE
ASEAN SCHOLARSHIP - SECONDARY THREE
UCSI UNIVERSITY FOUNDATION A-LEVEL SCHOLARSHIP
UCSI UNIVERSITY FOUNDATION A-LEVEL SCHOLARSHIP
MAAC SCHOLARSHIP
MAAC SCHOLARSHIP
IOI SCHOLARSHIP
IOI SCHOLARSHIP
BIASISWA SUKAN PERSEKUTUAN
BIASISWA SUKAN PERSEKUTUAN
TAYLOR’S WORLD CLASS TEACHERS SCHEME
TAYLOR’S WORLD CLASS TEACHERS SCHEME
DANA PENDIDIKAN PERUBATAN
DANA PENDIDIKAN PERUBATAN
YAW TECK SENG FOUNDATION SCHOLARSHIP
YAW TECK SENG FOUNDATION SCHOLARSHIP
YAYASAN TUN ABDUL HAMID LAW SCHOLARSHIP
YAYASAN TUN ABDUL HAMID LAW SCHOLARSHIP
KOON YEW YING SCHOLARSHIP
KOON YEW YING SCHOLARSHIP
RUSSIAN GOVERNMENT SCHOLARSHIP
RUSSIAN GOVERNMENT SCHOLARSHIP
PROGRAM KHAS LEPASAN SIJIL PELAJARAN MALAYSIA (SPM) 2012
PROGRAM KHAS LEPASAN SIJIL PELAJARAN MALAYSIA (SPM) 2012
BN YOUTH EDUCATION SCHOLARSHIP
BN YOUTH EDUCATION SCHOLARSHIP
TheMind Award: Outstanding Achievement in Undergraduate Studies
TheMind Award: Outstanding Achievement in Undergraduate Studies
SUNWAY CHINESE INDEPENDENT SCHOOLS ECA-UNDERGRADUATE SCHOLARSHIP
SUNWAY CHINESE INDEPENDENT SCHOOLS ECA-UNDERGRADUATE SCHOLARSHIP
8TV SCHOLARSHIP FUND
8TV SCHOLARSHIP FUND
ECM LIBRA FOUNDATION STUDY LOAN PROGRAMME
ECM LIBRA FOUNDATION STUDY LOAN PROGRAMME
NEXUS SECONDARY SCHOOL PROGRAMME
NEXUS SECONDARY SCHOOL PROGRAMME
BIASISWA PIDN JPA
BIASISWA PIDN JPA
RUTRA MEDIC SCHOLARSHIP
RUTRA MEDIC SCHOLARSHIP
PROGRAM LATIHAN SEPARA PERUBATAN BERTARAF DIPLOMA
PROGRAM LATIHAN SEPARA PERUBATAN BERTARAF DIPLOMA
KLSCCCI SCHOLARSHIP
KLSCCCI SCHOLARSHIP
TAYLOR\'S NATIONAL SCHOLARSHIPS
TAYLOR\'S NATIONAL SCHOLARSHIPS
MPOB Education Scholarship
MPOB Education Scholarship
KEMASUKAN KE PROGRAM PRAUNIVERSITI SEKOLAH SUKAN MALAYSIA KEMENTERIAN PENDIDIKAN MALAYSIA
KEMASUKAN KE PROGRAM PRAUNIVERSITI SEKOLAH SUKAN MALAYSIA KEMENTERIAN PENDIDIKAN MALAYSIA
DATO LEE CHONG WEI KDU EDUCATION GROUP SCHOLARSHIP
DATO LEE CHONG WEI KDU EDUCATION GROUP SCHOLARSHIP
PUTRAJAYA PERDANA SCHOLARSHIP
PUTRAJAYA PERDANA SCHOLARSHIP
MAYBANK SCHOLARSHIP AWARD
MAYBANK SCHOLARSHIP AWARD
TUN SUFFIAN FOUNDATION (LLM SCHOLARSHIP)
TUN SUFFIAN FOUNDATION (LLM SCHOLARSHIP)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (US)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (US)
UNITED WORLD COLLEGES (UWC) - MALAYSIA SCHOLARSHIP
UNITED WORLD COLLEGES (UWC) - MALAYSIA SCHOLARSHIP
Dana KCM
Dana KCM
PNB SCHOLARSHIP FOR OVERSEAS PROGRAMME
PNB SCHOLARSHIP FOR OVERSEAS PROGRAMME
NILAI UNIVERSITY COLLEGE SCHOLARSHIPS
NILAI UNIVERSITY COLLEGE SCHOLARSHIPS
PINJAMAN PENDIDIKAN KERAJAAN NEGERI PULAU PINANG
PINJAMAN PENDIDIKAN KERAJAAN NEGERI PULAU PINANG
BRUNEI DARUSSALAM GOVERNMENT SCHOLARSHIP FOR FOREIGN STUDENTS
BRUNEI DARUSSALAM GOVERNMENT SCHOLARSHIP FOR FOREIGN STUDENTS
UWE Bristol Lord Templeman LLB Scholarship
UWE Bristol Lord Templeman LLB Scholarship
OVERSEAS STUDENTS SCHOLARSHIP FOR UNDERGRADUATE STUDIES AT LINGNAN UNIVERSITY HONG KONG
OVERSEAS STUDENTS SCHOLARSHIP FOR UNDERGRADUATE STUDIES AT LINGNAN UNIVERSITY HONG KONG
NAGOYA UNVERSITY-JAGAM SCHOLARSHIP
NAGOYA UNVERSITY-JAGAM SCHOLARSHIP
MYPHD PROGRAM (MYBRAIN)
MYPHD PROGRAM (MYBRAIN)
FULBRIGHT MALAYSIA AWARD
FULBRIGHT MALAYSIA AWARD
MBAM Scholarship for for IPD-OUM & MBAM Training Programme
MBAM Scholarship for for IPD-OUM & MBAM Training Programme
UNIVERSITY OF CANTERBURY SCHOLARSHIP FOR MALAYSIAN
UNIVERSITY OF CANTERBURY SCHOLARSHIP FOR MALAYSIAN
JAPANESE GOVERNMENT SCHOLARSHIP WITH ASCOJA RECOMMENDATION
JAPANESE GOVERNMENT SCHOLARSHIP WITH ASCOJA RECOMMENDATION
UNIVERSITI MALAYA MEDICAL CENTRE HEALTH SCIENCE DIPLOMA
UNIVERSITI MALAYA MEDICAL CENTRE HEALTH SCIENCE DIPLOMA
KHAZANAH GLOBAL SCHOLARSHIP (FOUNDATION, UNDERGRADUATE AND POSTGRADUATE)
KHAZANAH GLOBAL SCHOLARSHIP (FOUNDATION, UNDERGRADUATE AND POSTGRADUATE)
YAYASAN BURSA MALAYSIA SCHOLARSHIP
YAYASAN BURSA MALAYSIA SCHOLARSHIP
NBC (NG BEE CHAI) FOUNDATION SCHOLARSHIP
NBC (NG BEE CHAI) FOUNDATION SCHOLARSHIP
SHELL SCHOLARSHIP (OVERSEAS)
SHELL SCHOLARSHIP (OVERSEAS)
TEO SOO PIN SCHOLARSHIP
TEO SOO PIN SCHOLARSHIP
Malaysia Scholarship Directory EduhelpMy

1MCA EDUCATION LOAN SCHEME

2

Provider Name: MALAYSIAN CHINESE ASSOCIATION (MCA)
Provider Type: NGO/Foundation
Scholarship Type:
  • Partial Loan

Target Group:
  • SPM Leavers
  • STPM Leavers
  • Pre-U Students
  • Foundation Students
  • Matriculation Students
  • Bachelor Degree Students/Graduates
  • Master Degree Students/Holders
  • UEC Students

Study Level:
  • Bachelor Degree
  • Master Degree
  • Doctorate/PhD

Study Location:
  • Local
  • Overseas

Minimum Requirement for Application:
  1. PREREQUISITES FOR EDUCATION LOAN APPLICATION
  • The applicant must be a member of KOJADI with RM100 initial shares.
  • The applicant must hold the requisite additional shares ranging from RM500 to RM2,000 shares for each child depending on the loan amount applied for.
    Note: Payment of subscription of additional shares will be deducted from the approved loan
  • KOJADI will deduct the insurance premium from the approved loan.
  • The applicant must nominate a child/nominee under the 1MCA Education loan scheme.
  • The nominated child/nominee must have gained admission to an approved institution of higher learning locally or abroad.

Course:
  • ALL COURSES

Application Status: OPEN FOR APPLICATION
Extra Info:

This Loan Scheme is open for application to students of all races from low-income families.

A total of RM30million interest-free loans in the Loan Scheme will be open to all races. University students studying abroad can apply for loans ranging from RM30,000 to RM100,000. MCA will bear the interest for the loans.

The Education Loan Scheme is divided into two parts:

The first part entails 150 loans to pursue university degree programmes locally and overseas, with each successful applicant receiving loans up to RM30,000.

The second part entails 50 loans to pursue doctoral and post-graduate studies, with each successful applicant receiving loans between RM80,000 up to RM100,000.

Successful applicants can enjoy interest-free loans for the first five years. The Loan Scheme takes into consideration the fact that the students are studying and will have only just started working for about two years.

Thus this plan will allow the students to repay the loan, after which a minimum interest rate will be charged.


  1. LOAN DOCUMENTS

Submit certified photo copies of the following documents:

  • Applicant’s identity card
  • Student’s identity card
  • Letter of offer from approved institution
  • Student’s last examination results (SPM,STPM or SM3/UEC or equivalent or other highest academic qualification)
  • Identity cards of guarantors (one to three guarantors)
  • Latest EPF statement or Income Tax Form or EA Form or last 3 months payslips of guarantors (one to three guarantors)
  • Any other documents as may be required from time to time.

Submit the following photos and payment:

  • Applicant’s recent photo (passport size)
  • Student’s recent photo (passport size)
  • Loan processing fees (RM200)
  • Co-applicant and student membership fees (RM220)


  1. LOAN APPROVAL & DOCUMENTATION
  • The loan amount is subject to the discretion of the Board.
  • The loan application normally takes about 1 month to process.
  • When the loan is approved, an OFFER LETTER will be sent to the applicant.
  • The applicant is then required to complete and submit the necessary loan documents within 2 months:
    • Loan Agreement
      It must be jointly signed by the applicant & the student.
    • Deed of Guarantee
      It must be jointly signed by the guarantor(s).
  1. LOAN DISBURSEMENT
  • Loan will only be disbursed after ALL the loan documents and payments have been received by KOJADI.
  • The loan will be released in 2 or 3 disbursements spread over the duration of the course of study.


  1. INTEREST CHARGES
  • Interest will be charged to the applicant’s loan account immediately after the disbursement of the loan. However, the first FIVE years loan interest will be borne by MCA.
  • The interest rate for the loan will be as follows :

For existing member of KOJADI with minimum 5 years membership:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
5.8%
(on a monthly rest and
reducing balance basis)
6.8%
(on a monthly rest and
reducing balance basis)

For new member:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
6.8%
(on a monthly rest and
reducing balance basis)
7.8%
(on a monthly rest and
reducing balance basis)


REPAYMENT OF LOANThe founding objective of KOJADI is to pool the resources among its members for mutual benefits. Prompt repayment of the loan will enable KOJADI to give similar financial aid to other members for further study.

The repayment of the loan will begin three (3) or six (6) months after graduation and the maximum repayment period shall not exceed 10 years depending on the amount of loan and the type of the loan, repayment will be as follows:

1st year ….. RM200 or RM300 per month

2nd year ….. RM300 or RM400 per month

3rd year ….. RM400 or RM500 & above per month until full settlement

OR equal monthly instalments until full settlement.


  1. FURTHER INFORMATION

The above particulars are subject to change. For further information, please call at our office at

KoperasiJayadiri Malaysia Berhad (KOJADI)
11th Floor, Wisma MCA,
163 JalanAmpang,
50450 Kuala Lumpur.

Tel  : 03-2161 6499 (Membership and Loan Department)
Fax : 03-2162 1413
E-mail :
For membership related enquiries            : member@kojadi.com.my
For loan application related enquiries       : loan@kojadi.com.my

Office Hours : Monday-Friday : 8:30am – 5:30pm
Saturday-Sunday &Public Holidays : Closed


Scholarship Website
Document 1 - Application Form
Document 5 - Others
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