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PROGRAM PENAJAAN PELAJAR TERBAIK STPM 2013
PROGRAM PENAJAAN PELAJAR TERBAIK STPM 2013
GENERAL CULTURAL SCHOLARSHIP SCHEME (GCSS)
GENERAL CULTURAL SCHOLARSHIP SCHEME (GCSS)
SIN CHEW DAILY EDUCATION FUND
SIN CHEW DAILY EDUCATION FUND
MALAYSIAN COMMUNITY AND EDUCATION FOUNDATION (MCEF)
MALAYSIAN COMMUNITY AND EDUCATION FOUNDATION (MCEF)
TEO SOO PIN SCHOLARSHIP
TEO SOO PIN SCHOLARSHIP
CURTIN PHD SCHOLARSHIP
CURTIN PHD SCHOLARSHIP
EDINBURGH GLOBAL UNDERGRADUATE SCHOLARSHIP
EDINBURGH GLOBAL UNDERGRADUATE SCHOLARSHIP
8TV SCHOLARSHIP FUND
8TV SCHOLARSHIP FUND
MBSB EDUCATION FUND
MBSB EDUCATION FUND
GREAT EASTERN SUPREMACY SCHOLARSHIP
GREAT EASTERN SUPREMACY SCHOLARSHIP
OVERSEAS UNIVERSITY SCHOLARSHIPS
OVERSEAS UNIVERSITY SCHOLARSHIPS
TAYLOR\'S NATIONAL SCHOLARSHIPS
TAYLOR\'S NATIONAL SCHOLARSHIPS
PROGRAM KHAS LEPASAN SPM 2011 PINJAMAN PELAJARAN BOLEH UBAH
PROGRAM KHAS LEPASAN SPM 2011 PINJAMAN PELAJARAN BOLEH UBAH
PIDM UNDERGRADUATE SCHOLARSHIP
PIDM UNDERGRADUATE SCHOLARSHIP
JAPANESE GOVERNMENT (MONBUKAGAKUSHO: MEXT) SCHOLARSHIP FOR UNDERGRADUATE STUDIES
JAPANESE GOVERNMENT (MONBUKAGAKUSHO: MEXT) SCHOLARSHIP FOR UNDERGRADUATE STUDIES
GAMUDA SCHOLARSHIP
GAMUDA SCHOLARSHIP
MALAYSIA TAIWAN SKILLS PROGRAM
MALAYSIA TAIWAN SKILLS PROGRAM
SINGAPORE SCHOLARSHIPS
SINGAPORE SCHOLARSHIPS
IOI SCHOLARSHIP
IOI SCHOLARSHIP
CCM SCHOLARSHIP
CCM SCHOLARSHIP
YAYASAN SIME DARBY UNDERGRADUATE BURSARY PROGRAMME (LOCAL)
YAYASAN SIME DARBY UNDERGRADUATE BURSARY PROGRAMME (LOCAL)
SECURITIES COMMISSION SCHOLARSHIP
SECURITIES COMMISSION SCHOLARSHIP
CHEVENING CRANFIELD UNIVERSITY SCHOLARSHIPS
CHEVENING CRANFIELD UNIVERSITY SCHOLARSHIPS
THE STAR EDUCATION FUND
THE STAR EDUCATION FUND
KLSCCCI SCHOLARSHIP
KLSCCCI SCHOLARSHIP
ROAR EDUCATION DEVELOPMENT PROGRAMME
ROAR EDUCATION DEVELOPMENT PROGRAMME
BIASISWA YANG DI PERTUAN AGONG
BIASISWA YANG DI PERTUAN AGONG
New Zealand ASEAN Scholar Award
New Zealand ASEAN Scholar Award
MACC - LA TROBE SCHOLARSHIP
MACC - LA TROBE SCHOLARSHIP
UCSI UNIVERSITY FOUNDATION SCHOLARSHIP
UCSI UNIVERSITY FOUNDATION SCHOLARSHIP
ASEAN SCHOLARSHIP - SECONDARY ONE
ASEAN SCHOLARSHIP - SECONDARY ONE
YAYASAN SULTAN ISKANDAR POSTGRADUATE SCHOLARSHIP
YAYASAN SULTAN ISKANDAR POSTGRADUATE SCHOLARSHIP
BANK NEGARA MALAYSIA SCHOLARSHIP (UNDERGRADUATE)
BANK NEGARA MALAYSIA SCHOLARSHIP (UNDERGRADUATE)
FAJARBARU SCHOLARSHIP
FAJARBARU SCHOLARSHIP
JARDINE SCHOLARSHIP
JARDINE SCHOLARSHIP
NAGOYA UNVERSITY-JAGAM SCHOLARSHIP
NAGOYA UNVERSITY-JAGAM SCHOLARSHIP
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - UNITEN
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - UNITEN
ALICE SMITH SCHOOL SCHOLARSHIP
ALICE SMITH SCHOOL SCHOLARSHIP
YAYASAN SIME DARBY SPECIAL SUPPORT BURSARY PROGRAMME (LOCAL)
YAYASAN SIME DARBY SPECIAL SUPPORT BURSARY PROGRAMME (LOCAL)
COLBY-SAWYER INTERNATIONAL STUDENT SCHOLARSHIP AND FINANCIAL AID
COLBY-SAWYER INTERNATIONAL STUDENT SCHOLARSHIP AND FINANCIAL AID
PINJAMAN PELAJARAN MARA
PINJAMAN PELAJARAN MARA
BIASISWA PIDN JPA
BIASISWA PIDN JPA
LIM KOK WING SCHOLARSHIP
LIM KOK WING SCHOLARSHIP
RANCANGAN LATIHAN KAKITANGAN  AKADEMIK (RLKA)
RANCANGAN LATIHAN KAKITANGAN AKADEMIK (RLKA)
SONY SCHOLARSHIP
SONY SCHOLARSHIP
MSCB GROUP SCHOLARSHIP
MSCB GROUP SCHOLARSHIP
DELL MALAYSIA SCHOLARSHIP
DELL MALAYSIA SCHOLARSHIP
YAYASAN PENDIDIKAN BISTARI SCHOLARSHIP
YAYASAN PENDIDIKAN BISTARI SCHOLARSHIP
SCHOLARSHIP PROGRAM FOR DIASPORA CHILDREN
SCHOLARSHIP PROGRAM FOR DIASPORA CHILDREN
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (INDONESIA)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (INDONESIA)
ECM LIBRA FOUNDATION STUDY LOAN PROGRAMME
ECM LIBRA FOUNDATION STUDY LOAN PROGRAMME
SKIM BIASISWA SUKAN
SKIM BIASISWA SUKAN
BIASISWA SUKAN PERSEKUTUAN
BIASISWA SUKAN PERSEKUTUAN
TENBY SCHOOLS SIWU SCHOLARSHIP AWARD
TENBY SCHOOLS SIWU SCHOLARSHIP AWARD
BIASISWA NASIONAL JPA
BIASISWA NASIONAL JPA
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP (CHINA)
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP (CHINA)
GD EXPRESS SCHOLARSHIP
GD EXPRESS SCHOLARSHIP
ASEAN SCHOLARSHIP - PRE-UNIVERSITY ONE
ASEAN SCHOLARSHIP - PRE-UNIVERSITY ONE
PANASONIC SCHOLARSHIP (POSTGRAD)
PANASONIC SCHOLARSHIP (POSTGRAD)
TheMind Award: Outstanding Achievement in Undergraduate Studies
TheMind Award: Outstanding Achievement in Undergraduate Studies
Stamford Higher Education 1Malaysia (HE1M)
Stamford Higher Education 1Malaysia (HE1M)
PNB GLOBAL SCHOLARSHIP
PNB GLOBAL SCHOLARSHIP
THE SUN-MAPCU HIGHER EDUCATION SCHOLARSHIP FUND
THE SUN-MAPCU HIGHER EDUCATION SCHOLARSHIP FUND
TOP GLOVE SCHOLARSHIP
TOP GLOVE SCHOLARSHIP
UEM GROUP SCHOLARSHIP (OVERSEAS)
UEM GROUP SCHOLARSHIP (OVERSEAS)
FAEDAH PENDIDIKAN PERKESO
FAEDAH PENDIDIKAN PERKESO
YAYASAN WAH SEONG SCHOLARSHIP
YAYASAN WAH SEONG SCHOLARSHIP
LION-PARKSON FOUNDATION SCHOLARSHIP
LION-PARKSON FOUNDATION SCHOLARSHIP
ANUGERAH  BIASISWA KECEMERLANGAN MENTERI BESAR
ANUGERAH BIASISWA KECEMERLANGAN MENTERI BESAR
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN DENGAN KEPUJIAN (PPISMP)
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN DENGAN KEPUJIAN (PPISMP)
OFFSHORE SUPPORT VESSEL CADET OFFICER SPONSORSHIP
OFFSHORE SUPPORT VESSEL CADET OFFICER SPONSORSHIP
SKIM PINJAMAN PELAJAR IPT YAYASAN WILAYAH PERSEKUTUAN
SKIM PINJAMAN PELAJAR IPT YAYASAN WILAYAH PERSEKUTUAN
Royal Military College (RMC) Intake
Royal Military College (RMC) Intake
YAYASAN TUNKU ABDUL RAHMAN SCHOLARSHIP
YAYASAN TUNKU ABDUL RAHMAN SCHOLARSHIP
HSBC SCHOLARSHIP AWARD
HSBC SCHOLARSHIP AWARD
SRI KDU INTERNATIONAL BACCALAUREATE DIPLOMA PROGRAMME SCHOLARSHIP
SRI KDU INTERNATIONAL BACCALAUREATE DIPLOMA PROGRAMME SCHOLARSHIP
TAYLOR\'S WORLD CLASS SCHOLARSHIP
TAYLOR\'S WORLD CLASS SCHOLARSHIP
UEM GROUP SCHOLARSHIP (LOCAL)
UEM GROUP SCHOLARSHIP (LOCAL)
JAPANESE GOVERNMENT (MONBUKAGAKUSHO: MEXT) YOUNG LEADERS\' PROGRAMME (YLP)
JAPANESE GOVERNMENT (MONBUKAGAKUSHO: MEXT) YOUNG LEADERS\' PROGRAMME (YLP)
TANJONG PLC SCHOLARSHIP AWARD
TANJONG PLC SCHOLARSHIP AWARD
PROGRAM MATRIKULASI KEMENTERIAN PELAJARAN MALAYSIA
PROGRAM MATRIKULASI KEMENTERIAN PELAJARAN MALAYSIA
MBAM Scholarship for for IPD-OUM & MBAM Training Programme
MBAM Scholarship for for IPD-OUM & MBAM Training Programme
NATIONAL AGRICULTURE TRAINING CENTER (NATC)
NATIONAL AGRICULTURE TRAINING CENTER (NATC)
AMCORP STUDY GRANT
AMCORP STUDY GRANT
BIASISWA  PROJEK IJAZAH BERKEMBAR JEPUN [JAD] MALAYSIA  JAPAN HIGHER EDUCATION PROGRAM [MJHEP]
BIASISWA PROJEK IJAZAH BERKEMBAR JEPUN [JAD] MALAYSIA JAPAN HIGHER EDUCATION PROGRAM [MJHEP]
ASTRO SCHOLARSHIP
ASTRO SCHOLARSHIP
BN YOUTH EDUCATION SCHOLARSHIP
BN YOUTH EDUCATION SCHOLARSHIP
BIASISWA FELDA GLOBAL
BIASISWA FELDA GLOBAL
UNIVERSITY OF QUEENSLAND SCHOOL OF ECONOMICS CENTENARY SCHOLARSHIP
UNIVERSITY OF QUEENSLAND SCHOOL OF ECONOMICS CENTENARY SCHOLARSHIP
DATUK ROGER TAN MEMORIAL SCHOLARSHIP
DATUK ROGER TAN MEMORIAL SCHOLARSHIP
Malaysia Scholarship Directory EduhelpMy

1MCA EDUCATION LOAN SCHEME

2

Provider Name: MALAYSIAN CHINESE ASSOCIATION (MCA)
Provider Type: NGO/Foundation
Scholarship Type:
  • Partial Loan

Target Group:
  • SPM Leavers
  • STPM Leavers
  • Pre-U Students
  • Foundation Students
  • Matriculation Students
  • Bachelor Degree Students/Graduates
  • Master Degree Students/Holders
  • UEC Students

Study Level:
  • Bachelor Degree
  • Master Degree
  • Doctorate/PhD

Study Location:
  • Local
  • Overseas

Minimum Requirement for Application:
  1. PREREQUISITES FOR EDUCATION LOAN APPLICATION
  • The applicant must be a member of KOJADI with RM100 initial shares.
  • The applicant must hold the requisite additional shares ranging from RM500 to RM2,000 shares for each child depending on the loan amount applied for.
    Note: Payment of subscription of additional shares will be deducted from the approved loan
  • KOJADI will deduct the insurance premium from the approved loan.
  • The applicant must nominate a child/nominee under the 1MCA Education loan scheme.
  • The nominated child/nominee must have gained admission to an approved institution of higher learning locally or abroad.

Course:
  • ALL COURSES

Application Status: OPEN FOR APPLICATION
Extra Info:

This Loan Scheme is open for application to students of all races from low-income families.

A total of RM30million interest-free loans in the Loan Scheme will be open to all races. University students studying abroad can apply for loans ranging from RM30,000 to RM100,000. MCA will bear the interest for the loans.

The Education Loan Scheme is divided into two parts:

The first part entails 150 loans to pursue university degree programmes locally and overseas, with each successful applicant receiving loans up to RM30,000.

The second part entails 50 loans to pursue doctoral and post-graduate studies, with each successful applicant receiving loans between RM80,000 up to RM100,000.

Successful applicants can enjoy interest-free loans for the first five years. The Loan Scheme takes into consideration the fact that the students are studying and will have only just started working for about two years.

Thus this plan will allow the students to repay the loan, after which a minimum interest rate will be charged.


  1. LOAN DOCUMENTS

Submit certified photo copies of the following documents:

  • Applicant’s identity card
  • Student’s identity card
  • Letter of offer from approved institution
  • Student’s last examination results (SPM,STPM or SM3/UEC or equivalent or other highest academic qualification)
  • Identity cards of guarantors (one to three guarantors)
  • Latest EPF statement or Income Tax Form or EA Form or last 3 months payslips of guarantors (one to three guarantors)
  • Any other documents as may be required from time to time.

Submit the following photos and payment:

  • Applicant’s recent photo (passport size)
  • Student’s recent photo (passport size)
  • Loan processing fees (RM200)
  • Co-applicant and student membership fees (RM220)


  1. LOAN APPROVAL & DOCUMENTATION
  • The loan amount is subject to the discretion of the Board.
  • The loan application normally takes about 1 month to process.
  • When the loan is approved, an OFFER LETTER will be sent to the applicant.
  • The applicant is then required to complete and submit the necessary loan documents within 2 months:
    • Loan Agreement
      It must be jointly signed by the applicant & the student.
    • Deed of Guarantee
      It must be jointly signed by the guarantor(s).
  1. LOAN DISBURSEMENT
  • Loan will only be disbursed after ALL the loan documents and payments have been received by KOJADI.
  • The loan will be released in 2 or 3 disbursements spread over the duration of the course of study.


  1. INTEREST CHARGES
  • Interest will be charged to the applicant’s loan account immediately after the disbursement of the loan. However, the first FIVE years loan interest will be borne by MCA.
  • The interest rate for the loan will be as follows :

For existing member of KOJADI with minimum 5 years membership:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
5.8%
(on a monthly rest and
reducing balance basis)
6.8%
(on a monthly rest and
reducing balance basis)

For new member:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
6.8%
(on a monthly rest and
reducing balance basis)
7.8%
(on a monthly rest and
reducing balance basis)


REPAYMENT OF LOANThe founding objective of KOJADI is to pool the resources among its members for mutual benefits. Prompt repayment of the loan will enable KOJADI to give similar financial aid to other members for further study.

The repayment of the loan will begin three (3) or six (6) months after graduation and the maximum repayment period shall not exceed 10 years depending on the amount of loan and the type of the loan, repayment will be as follows:

1st year ….. RM200 or RM300 per month

2nd year ….. RM300 or RM400 per month

3rd year ….. RM400 or RM500 & above per month until full settlement

OR equal monthly instalments until full settlement.


  1. FURTHER INFORMATION

The above particulars are subject to change. For further information, please call at our office at

KoperasiJayadiri Malaysia Berhad (KOJADI)
11th Floor, Wisma MCA,
163 JalanAmpang,
50450 Kuala Lumpur.

Tel  : 03-2161 6499 (Membership and Loan Department)
Fax : 03-2162 1413
E-mail :
For membership related enquiries            : member@kojadi.com.my
For loan application related enquiries       : loan@kojadi.com.my

Office Hours : Monday-Friday : 8:30am – 5:30pm
Saturday-Sunday &Public Holidays : Closed


Scholarship Website
Document 1 - Application Form
Document 5 - Others
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