Home Scholarships 1MCA EDUCATION LOAN SCHEME

Scholarship Directory

Scholarships

INTERNATIONAL BACCALAUREATE  (IB) DIPLOMA SCHOLARSHIP
INTERNATIONAL BACCALAUREATE (IB) DIPLOMA SCHOLARSHIP
AMCHAM-MACEE SCHOLARSHIP
AMCHAM-MACEE SCHOLARSHIP
CHEVENING UNIVERSITY OF NEWCASTLE SCHOLARSHIPS
CHEVENING UNIVERSITY OF NEWCASTLE SCHOLARSHIPS
NATIONAL PRECISION ENGINEERING SCHOLARSHIP (NPES)
NATIONAL PRECISION ENGINEERING SCHOLARSHIP (NPES)
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN DENGAN KEPUJIAN (PPISMP)
PROGRAM PERSEDIAAN IJAZAH SARJANA MUDA PERGURUAN DENGAN KEPUJIAN (PPISMP)
LION-PARKSON FOUNDATION SCHOLARSHIP
LION-PARKSON FOUNDATION SCHOLARSHIP
YTL CEMENT SCHOLARSHIP FUND
YTL CEMENT SCHOLARSHIP FUND
LIONS EDUCATION ASSISTANCE FOR THE NEEDY (LEARN) FUND
LIONS EDUCATION ASSISTANCE FOR THE NEEDY (LEARN) FUND
PROGRAM PERUBATAN / PERGIGIAN LUAR NEGARA (PINJAMAN BOLEH UBAH) MARA
PROGRAM PERUBATAN / PERGIGIAN LUAR NEGARA (PINJAMAN BOLEH UBAH) MARA
KEN FOUNDATION SCHOLARSHIP
KEN FOUNDATION SCHOLARSHIP
JEFFREY CHEAH FOUNDATION COMMUNITY SCHOLARSHIP
JEFFREY CHEAH FOUNDATION COMMUNITY SCHOLARSHIP
KHAZANAH WATAN SCHOLARSHIP (FOUNDATION, UNDERGRADUATE and POSTGRADUATE)
KHAZANAH WATAN SCHOLARSHIP (FOUNDATION, UNDERGRADUATE and POSTGRADUATE)
SKIM PINJAMAN YURAN PENGAJIAN DI LUAR NEGARA JPA
SKIM PINJAMAN YURAN PENGAJIAN DI LUAR NEGARA JPA
IELTS SCHOLARSHIPS 2013
IELTS SCHOLARSHIPS 2013
JEFFREY CHEAH FOUNDATION SCHOLARSHIP
JEFFREY CHEAH FOUNDATION SCHOLARSHIP
“JOURNEY TO SEMICONDUCTOR” SCHOLARSHIP PROGRAM
“JOURNEY TO SEMICONDUCTOR” SCHOLARSHIP PROGRAM
NOTTINGHAM UNIVERSITY MALAYSIA SCHOLARSHIP FOR BIOMEDICAL SCIENCES
NOTTINGHAM UNIVERSITY MALAYSIA SCHOLARSHIP FOR BIOMEDICAL SCIENCES
MNRB SCHOLARSHIP FUND
MNRB SCHOLARSHIP FUND
SPORTS STUDIES SCHOLARSHIP
SPORTS STUDIES SCHOLARSHIP
ROHAS EUCO EDUCATIONAL FUND
ROHAS EUCO EDUCATIONAL FUND
JARDINE SCHOLARSHIP
JARDINE SCHOLARSHIP
UTAR Nursing Scholarship
UTAR Nursing Scholarship
DATUK ROGER TAN MEMORIAL SCHOLARSHIP
DATUK ROGER TAN MEMORIAL SCHOLARSHIP
TASEK CORPORATION BERHAD SCHOLARSHIP
TASEK CORPORATION BERHAD SCHOLARSHIP
Maxis What\'s Next Scholarship
Maxis What\'s Next Scholarship
JAPANESE GOVERNMENT SCHOLARSHIP WITH ASCOJA RECOMMENDATION
JAPANESE GOVERNMENT SCHOLARSHIP WITH ASCOJA RECOMMENDATION
THE STAR EDUCATION FUND
THE STAR EDUCATION FUND
PINJAMAN PENDIDIKAN YAYASAN PAHANG
PINJAMAN PENDIDIKAN YAYASAN PAHANG
UNIVERSITY OF QUEENSLAND SCHOOL OF ECONOMICS CENTENARY SCHOLARSHIP
UNIVERSITY OF QUEENSLAND SCHOOL OF ECONOMICS CENTENARY SCHOLARSHIP
PROGRAM PENAJAAN PENDIDIKAN PETRONAS UNTUK LAIN LAIN KELAYAKAN
PROGRAM PENAJAAN PENDIDIKAN PETRONAS UNTUK LAIN LAIN KELAYAKAN
PSYCHOLOGY HIGH ACHIEVERS SCHOLARSHIP
PSYCHOLOGY HIGH ACHIEVERS SCHOLARSHIP
KLSCCCI SCHOLARSHIP
KLSCCCI SCHOLARSHIP
MBAM SCHOLARSHIP
MBAM SCHOLARSHIP
MAXIS SCHOLARSHIP FOR EXCELLENCE - UNDERGRADUATE PROGRAMME
MAXIS SCHOLARSHIP FOR EXCELLENCE - UNDERGRADUATE PROGRAMME
PIDM UNDERGRADUATE SCHOLARSHIP
PIDM UNDERGRADUATE SCHOLARSHIP
PINJAMAN PENDIDIKAN KERAJAAN NEGERI PULAU PINANG
PINJAMAN PENDIDIKAN KERAJAAN NEGERI PULAU PINANG
TAIWAN SCHOLARSHIP
TAIWAN SCHOLARSHIP
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (UK)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (UK)
KUOK FOUNDATION UNDERGRADUATE AWARDS (MALAYSIAN & SINGAPORE PUBLIC UNIVERSITIES)
KUOK FOUNDATION UNDERGRADUATE AWARDS (MALAYSIAN & SINGAPORE PUBLIC UNIVERSITIES)
IJN DIPLOMA IN NURSING PROGRAM
IJN DIPLOMA IN NURSING PROGRAM
PROGRAM LATIHAN SEPARA PERUBATAN BERTARAF DIPLOMA
PROGRAM LATIHAN SEPARA PERUBATAN BERTARAF DIPLOMA
TANJONG PLC SCHOLARSHIP AWARD
TANJONG PLC SCHOLARSHIP AWARD
Program Khas Pelajar Lepasan SPM - Kerjasama MARA dan JPA
Program Khas Pelajar Lepasan SPM - Kerjasama MARA dan JPA
HSBC SCHOLARSHIP AWARD
HSBC SCHOLARSHIP AWARD
SRI KDU INTERNATIONAL BACCALAUREATE DIPLOMA PROGRAMME SCHOLARSHIP
SRI KDU INTERNATIONAL BACCALAUREATE DIPLOMA PROGRAMME SCHOLARSHIP
ALICE SMITH SCHOOL SCHOLARSHIP
ALICE SMITH SCHOOL SCHOLARSHIP
ASEAN SCHOLARSHIP - SECONDARY ONE
ASEAN SCHOLARSHIP - SECONDARY ONE
NATIONAL AGRICULTURE TRAINING CENTER (NATC)
NATIONAL AGRICULTURE TRAINING CENTER (NATC)
BIASISWA YANG DI PERTUAN AGONG
BIASISWA YANG DI PERTUAN AGONG
AKADEMI LAUT MALAYSIA (ALAM) CADET SPONSORSHIP PROGRAM
AKADEMI LAUT MALAYSIA (ALAM) CADET SPONSORSHIP PROGRAM
1MCA EDUCATION LOAN SCHEME
1MCA EDUCATION LOAN SCHEME
TheMind Award: Outstanding Achievement in Undergraduate Studies
TheMind Award: Outstanding Achievement in Undergraduate Studies
NATIONAL SCIENCE SCHOLARSHIP
NATIONAL SCIENCE SCHOLARSHIP
TUN RAHAH SCHOLARSHIP FUND
TUN RAHAH SCHOLARSHIP FUND
MAS CADET PILOT PROGRAM
MAS CADET PILOT PROGRAM
YAYASAN SULTAN ISKANDAR POSTGRADUATE SCHOLARSHIP
YAYASAN SULTAN ISKANDAR POSTGRADUATE SCHOLARSHIP
KIENTA ENGINEERING
KIENTA ENGINEERING
UEM GROUP SCHOLARSHIP (OVERSEAS)
UEM GROUP SCHOLARSHIP (OVERSEAS)
CHEVENING UNIVERSITY OF EDINBURGH SCHOLARSHIPS
CHEVENING UNIVERSITY OF EDINBURGH SCHOLARSHIPS
ADVENTIST COLLEGE OF NURSING AND HEALTH SCIENCES SCHOLARSHIP
ADVENTIST COLLEGE OF NURSING AND HEALTH SCIENCES SCHOLARSHIP
YAYASAN SIME DARBY SPECIAL SUPPORT BURSARY PROGRAMME (LOCAL)
YAYASAN SIME DARBY SPECIAL SUPPORT BURSARY PROGRAMME (LOCAL)
YAYASAN TAN SRI LEE SHIN CHENG SCHOLARSHIP
YAYASAN TAN SRI LEE SHIN CHENG SCHOLARSHIP
YAYASAN PROTON SCHOLARSHIP
YAYASAN PROTON SCHOLARSHIP
TAYLOR’S WORLD CLASS TEACHERS SCHEME
TAYLOR’S WORLD CLASS TEACHERS SCHEME
ASTRO SCHOLARSHIP
ASTRO SCHOLARSHIP
MSCB GROUP SCHOLARSHIP
MSCB GROUP SCHOLARSHIP
IGB CORPORATION SCHOLARSHIP
IGB CORPORATION SCHOLARSHIP
DATO LEE CHONG WEI KDU EDUCATION GROUP SCHOLARSHIP
DATO LEE CHONG WEI KDU EDUCATION GROUP SCHOLARSHIP
SHELL SCHOLARSHIP (OVERSEAS)
SHELL SCHOLARSHIP (OVERSEAS)
CURTIN PHD SCHOLARSHIP
CURTIN PHD SCHOLARSHIP
Royal Military College (RMC) Intake
Royal Military College (RMC) Intake
THE SUN-MAPCU HIGHER EDUCATION SCHOLARSHIP FUND
THE SUN-MAPCU HIGHER EDUCATION SCHOLARSHIP FUND
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (INDONESIA)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (INDONESIA)
PROGRAM KHAS SELANGOR BRAIN BANK
PROGRAM KHAS SELANGOR BRAIN BANK
JAPANESE GOVERNMENT (MONBUKAGAKUSHO: MEXT) SCHOLARSHIP FOR POSTGRADUATE STUDIES
JAPANESE GOVERNMENT (MONBUKAGAKUSHO: MEXT) SCHOLARSHIP FOR POSTGRADUATE STUDIES
BIASISWA PINJAMAN KERAJAAN NEGERI SARAWAK PERINGKAT IJAZAH SARJANA MUDA
BIASISWA PINJAMAN KERAJAAN NEGERI SARAWAK PERINGKAT IJAZAH SARJANA MUDA
CHEVENING CRANFIELD UNIVERSITY SCHOLARSHIPS
CHEVENING CRANFIELD UNIVERSITY SCHOLARSHIPS
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP PROGRAM (CHINA)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP PROGRAM (CHINA)
PINJAMAN PENDIDIKAN YAYASAN PAHANG KE UNIVERSITI-UNIVERSITI TIMUR TENGAH (MESIR & JORDAN)
PINJAMAN PENDIDIKAN YAYASAN PAHANG KE UNIVERSITI-UNIVERSITI TIMUR TENGAH (MESIR & JORDAN)
EDINBURGH GLOBAL UNDERGRADUATE SCHOLARSHIP
EDINBURGH GLOBAL UNDERGRADUATE SCHOLARSHIP
PROGRAM MATRIKULASI KEMENTERIAN PELAJARAN MALAYSIA
PROGRAM MATRIKULASI KEMENTERIAN PELAJARAN MALAYSIA
FAJARBARU SCHOLARSHIP
FAJARBARU SCHOLARSHIP
BOSCH APPRENTICE TRAINING COURSE
BOSCH APPRENTICE TRAINING COURSE
TAIWAN INTERNATIONAL COOPERATION AND DEVELOPMENT FUND (ICDF) HIGHER EDUCATION SCHOLARSHIP PROGRAMME
TAIWAN INTERNATIONAL COOPERATION AND DEVELOPMENT FUND (ICDF) HIGHER EDUCATION SCHOLARSHIP PROGRAMME
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI LUAR NEGARA
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI LUAR NEGARA
BANK NEGARA MALAYSIA KIJANG EMAS AND KIJANG SCHOLARSHIP (PRE-U)
BANK NEGARA MALAYSIA KIJANG EMAS AND KIJANG SCHOLARSHIP (PRE-U)
YAYASAN TUN ABDUL HAMID LAW SCHOLARSHIP
YAYASAN TUN ABDUL HAMID LAW SCHOLARSHIP
BIASISWA  PROJEK IJAZAH BERKEMBAR JEPUN [JAD] MALAYSIA  JAPAN HIGHER EDUCATION PROGRAM [MJHEP]
BIASISWA PROJEK IJAZAH BERKEMBAR JEPUN [JAD] MALAYSIA JAPAN HIGHER EDUCATION PROGRAM [MJHEP]
HELP UNIVERSITY COLLEGE SCHOLARSHIP
HELP UNIVERSITY COLLEGE SCHOLARSHIP
SUNRISE EDUCATION FOUNDATION SCHOLARSHIP (SCHOOL)
SUNRISE EDUCATION FOUNDATION SCHOLARSHIP (SCHOOL)
Malaysia Scholarship Directory EduhelpMy

1MCA EDUCATION LOAN SCHEME

2

Provider Name: MALAYSIAN CHINESE ASSOCIATION (MCA)
Provider Type: NGO/Foundation
Scholarship Type:
  • Partial Loan

Target Group:
  • SPM Leavers
  • STPM Leavers
  • Pre-U Students
  • Foundation Students
  • Matriculation Students
  • Bachelor Degree Students/Graduates
  • Master Degree Students/Holders
  • UEC Students

Study Level:
  • Bachelor Degree
  • Master Degree
  • Doctorate/PhD

Study Location:
  • Local
  • Overseas

Minimum Requirement for Application:
  1. PREREQUISITES FOR EDUCATION LOAN APPLICATION
  • The applicant must be a member of KOJADI with RM100 initial shares.
  • The applicant must hold the requisite additional shares ranging from RM500 to RM2,000 shares for each child depending on the loan amount applied for.
    Note: Payment of subscription of additional shares will be deducted from the approved loan
  • KOJADI will deduct the insurance premium from the approved loan.
  • The applicant must nominate a child/nominee under the 1MCA Education loan scheme.
  • The nominated child/nominee must have gained admission to an approved institution of higher learning locally or abroad.

Course:
  • ALL COURSES

Application Status: OPEN FOR APPLICATION
Extra Info:

This Loan Scheme is open for application to students of all races from low-income families.

A total of RM30million interest-free loans in the Loan Scheme will be open to all races. University students studying abroad can apply for loans ranging from RM30,000 to RM100,000. MCA will bear the interest for the loans.

The Education Loan Scheme is divided into two parts:

The first part entails 150 loans to pursue university degree programmes locally and overseas, with each successful applicant receiving loans up to RM30,000.

The second part entails 50 loans to pursue doctoral and post-graduate studies, with each successful applicant receiving loans between RM80,000 up to RM100,000.

Successful applicants can enjoy interest-free loans for the first five years. The Loan Scheme takes into consideration the fact that the students are studying and will have only just started working for about two years.

Thus this plan will allow the students to repay the loan, after which a minimum interest rate will be charged.


  1. LOAN DOCUMENTS

Submit certified photo copies of the following documents:

  • Applicant’s identity card
  • Student’s identity card
  • Letter of offer from approved institution
  • Student’s last examination results (SPM,STPM or SM3/UEC or equivalent or other highest academic qualification)
  • Identity cards of guarantors (one to three guarantors)
  • Latest EPF statement or Income Tax Form or EA Form or last 3 months payslips of guarantors (one to three guarantors)
  • Any other documents as may be required from time to time.

Submit the following photos and payment:

  • Applicant’s recent photo (passport size)
  • Student’s recent photo (passport size)
  • Loan processing fees (RM200)
  • Co-applicant and student membership fees (RM220)


  1. LOAN APPROVAL & DOCUMENTATION
  • The loan amount is subject to the discretion of the Board.
  • The loan application normally takes about 1 month to process.
  • When the loan is approved, an OFFER LETTER will be sent to the applicant.
  • The applicant is then required to complete and submit the necessary loan documents within 2 months:
    • Loan Agreement
      It must be jointly signed by the applicant & the student.
    • Deed of Guarantee
      It must be jointly signed by the guarantor(s).
  1. LOAN DISBURSEMENT
  • Loan will only be disbursed after ALL the loan documents and payments have been received by KOJADI.
  • The loan will be released in 2 or 3 disbursements spread over the duration of the course of study.


  1. INTEREST CHARGES
  • Interest will be charged to the applicant’s loan account immediately after the disbursement of the loan. However, the first FIVE years loan interest will be borne by MCA.
  • The interest rate for the loan will be as follows :

For existing member of KOJADI with minimum 5 years membership:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
5.8%
(on a monthly rest and
reducing balance basis)
6.8%
(on a monthly rest and
reducing balance basis)

For new member:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
6.8%
(on a monthly rest and
reducing balance basis)
7.8%
(on a monthly rest and
reducing balance basis)


REPAYMENT OF LOANThe founding objective of KOJADI is to pool the resources among its members for mutual benefits. Prompt repayment of the loan will enable KOJADI to give similar financial aid to other members for further study.

The repayment of the loan will begin three (3) or six (6) months after graduation and the maximum repayment period shall not exceed 10 years depending on the amount of loan and the type of the loan, repayment will be as follows:

1st year ….. RM200 or RM300 per month

2nd year ….. RM300 or RM400 per month

3rd year ….. RM400 or RM500 & above per month until full settlement

OR equal monthly instalments until full settlement.


  1. FURTHER INFORMATION

The above particulars are subject to change. For further information, please call at our office at

KoperasiJayadiri Malaysia Berhad (KOJADI)
11th Floor, Wisma MCA,
163 JalanAmpang,
50450 Kuala Lumpur.

Tel  : 03-2161 6499 (Membership and Loan Department)
Fax : 03-2162 1413
E-mail :
For membership related enquiries            : member@kojadi.com.my
For loan application related enquiries       : loan@kojadi.com.my

Office Hours : Monday-Friday : 8:30am – 5:30pm
Saturday-Sunday &Public Holidays : Closed


Scholarship Website
Document 1 - Application Form
Document 5 - Others
   Hits: 26330
Rate now:  
0

Add comment


Security code
Refresh

Powered by Sigsiu.NET RSS Feeds
 
Find us on Facebook
Follow EduHelpMy on Twitter