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CHANG MING THIEN FOUNDATION LOAN
CHANG MING THIEN FOUNDATION LOAN
PENERAJU TUNAS POTENSI
PENERAJU TUNAS POTENSI
YAYASAN DAYADIRI SCHOLARSHIP - MBA
YAYASAN DAYADIRI SCHOLARSHIP - MBA
PROGRAM KEJURUTERAAN JEPUN, KOREA, PERANCIS, DAN JERMAN (JKPJ) - JPA
PROGRAM KEJURUTERAAN JEPUN, KOREA, PERANCIS, DAN JERMAN (JKPJ) - JPA
BIASISWA PINJAMAN KERAJAAN NEGERI SARAWAK PERINGKAT IJAZAH SARJANA MUDA
BIASISWA PINJAMAN KERAJAAN NEGERI SARAWAK PERINGKAT IJAZAH SARJANA MUDA
BIASISWA FELDA GLOBAL
BIASISWA FELDA GLOBAL
CHEVENING SCHOLARSHIP
CHEVENING SCHOLARSHIP
GD EXPRESS SCHOLARSHIP
GD EXPRESS SCHOLARSHIP
NEHEMIAH SCHOLARSHIP
NEHEMIAH SCHOLARSHIP
THE SUN-MAPCU HIGHER EDUCATION SCHOLARSHIP FUND
THE SUN-MAPCU HIGHER EDUCATION SCHOLARSHIP FUND
INTERNATIONAL BACCALAUREATE  (IB) DIPLOMA SCHOLARSHIP
INTERNATIONAL BACCALAUREATE (IB) DIPLOMA SCHOLARSHIP
HELP MIC SCHOLARSHIP AWARD
HELP MIC SCHOLARSHIP AWARD
BIASISWA YANG DI PERTUAN AGONG
BIASISWA YANG DI PERTUAN AGONG
NATIONAL AGRICULTURE TRAINING CENTER (NATC)
NATIONAL AGRICULTURE TRAINING CENTER (NATC)
BIASISWA SUKAN PERSEKUTUAN
BIASISWA SUKAN PERSEKUTUAN
FAIRVIEW INTERNATIONAL BACCALAUREATE (IB) DIPLOMA PROGRAMME
FAIRVIEW INTERNATIONAL BACCALAUREATE (IB) DIPLOMA PROGRAMME
FULBRIGHT MALAYSIA AWARD
FULBRIGHT MALAYSIA AWARD
YTL POWER SCHOLARSHIP
YTL POWER SCHOLARSHIP
AMCHAM-MACEE SCHOLARSHIP
AMCHAM-MACEE SCHOLARSHIP
CANON SCHOLARSHIP
CANON SCHOLARSHIP
MANIPAL INTERNATIONAL UNIVERSITY SCHOLARSHIP
MANIPAL INTERNATIONAL UNIVERSITY SCHOLARSHIP
UM MEDICAL CENTRE DIPLOMA PROGRAM
UM MEDICAL CENTRE DIPLOMA PROGRAM
YAYASAN SIME DARBY SCHOOL LEAVER EDUCATIONAL ASSISTANCE AND AND INDUSTRIAL TRAINING (SEAIT)
YAYASAN SIME DARBY SCHOOL LEAVER EDUCATIONAL ASSISTANCE AND AND INDUSTRIAL TRAINING (SEAIT)
PINJAMAN PELAJARAN BOLEH UBAH PROGRAM PASCA SISWAZAH LUAR NEGARA MARA
PINJAMAN PELAJARAN BOLEH UBAH PROGRAM PASCA SISWAZAH LUAR NEGARA MARA
TANJONG PLC SCHOLARSHIP AWARD
TANJONG PLC SCHOLARSHIP AWARD
YAYASAN SIME DARBY POSTGRADUATE SCHOLARSHIP PROGRAMME
YAYASAN SIME DARBY POSTGRADUATE SCHOLARSHIP PROGRAMME
CURTIN PHD SCHOLARSHIP
CURTIN PHD SCHOLARSHIP
NAGOYA UNVERSITY-JAGAM SCHOLARSHIP
NAGOYA UNVERSITY-JAGAM SCHOLARSHIP
YAYASAN WAH SEONG SCHOLARSHIP
YAYASAN WAH SEONG SCHOLARSHIP
KIENTA ENGINEERING
KIENTA ENGINEERING
Dana KCM
Dana KCM
LEADER SCHOLARSHIP
LEADER SCHOLARSHIP
ASEAN SCHOLARSHIP - SECONDARY THREE
ASEAN SCHOLARSHIP - SECONDARY THREE
KEN FOUNDATION SCHOLARSHIP
KEN FOUNDATION SCHOLARSHIP
BIASISWA NASIONAL JPA
BIASISWA NASIONAL JPA
KUOK FOUNDATION UNDERGRADUATE AWARDS (MALAYSIAN & SINGAPORE PUBLIC UNIVERSITIES)
KUOK FOUNDATION UNDERGRADUATE AWARDS (MALAYSIAN & SINGAPORE PUBLIC UNIVERSITIES)
YTL CEMENT SCHOLARSHIP FUND
YTL CEMENT SCHOLARSHIP FUND
SHELL SCHOLARSHIP (OVERSEAS)
SHELL SCHOLARSHIP (OVERSEAS)
MALAYSIA TAIWAN SKILLS PROGRAM
MALAYSIA TAIWAN SKILLS PROGRAM
SUNRISE EDUCATION FOUNDATION SCHOLARSHIP (UNDERGRADUATE)
SUNRISE EDUCATION FOUNDATION SCHOLARSHIP (UNDERGRADUATE)
IOC ARC SCHOLARSHIP SCHEME
IOC ARC SCHOLARSHIP SCHEME
TUN HUSSEIN ONN MEMORIAL SCHOLARSHIP
TUN HUSSEIN ONN MEMORIAL SCHOLARSHIP
NATIONAL SCIENCE SCHOLARSHIP
NATIONAL SCIENCE SCHOLARSHIP
MSCB GROUP SCHOLARSHIP
MSCB GROUP SCHOLARSHIP
UNIVERSITY OF QUEENSLAND SCHOOL OF ECONOMICS CENTENARY SCHOLARSHIP
UNIVERSITY OF QUEENSLAND SCHOOL OF ECONOMICS CENTENARY SCHOLARSHIP
TAYLOR\'S NATIONAL SCHOLARSHIPS
TAYLOR\'S NATIONAL SCHOLARSHIPS
KEMASUKAN KE PROGRAM PRAUNIVERSITI SEKOLAH SUKAN MALAYSIA KEMENTERIAN PENDIDIKAN MALAYSIA
KEMASUKAN KE PROGRAM PRAUNIVERSITI SEKOLAH SUKAN MALAYSIA KEMENTERIAN PENDIDIKAN MALAYSIA
YAYASAN PENDIDIKAN BISTARI SCHOLARSHIP
YAYASAN PENDIDIKAN BISTARI SCHOLARSHIP
INDIAN SCHOLARSHIP AND TRUST FUND (ISTF)
INDIAN SCHOLARSHIP AND TRUST FUND (ISTF)
SECURITIES COMMISSION SCHOLARSHIP
SECURITIES COMMISSION SCHOLARSHIP
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI TENAGA NASIONAL (UNITEN)
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI TENAGA NASIONAL (UNITEN)
NSTP SCHOLARSHIP
NSTP SCHOLARSHIP
BUMI ARMADA CADET SPONSORSHIP
BUMI ARMADA CADET SPONSORSHIP
MALAYSIA AIRPORTS SCHOLARSHIP
MALAYSIA AIRPORTS SCHOLARSHIP
AXIATA YOUNG TALENT PROGRAM (IB PRE-UNIVERSITY)
AXIATA YOUNG TALENT PROGRAM (IB PRE-UNIVERSITY)
PRYSMIAN ASEAN SCHOLARSHIP
PRYSMIAN ASEAN SCHOLARSHIP
EPF SCHOLARSHIP
EPF SCHOLARSHIP
PROGRAM LATIHAN SEPARA PERUBATAN BERTARAF DIPLOMA
PROGRAM LATIHAN SEPARA PERUBATAN BERTARAF DIPLOMA
MASTERSKILL MBBS SCHOLARSHIP
MASTERSKILL MBBS SCHOLARSHIP
SKIM PINJAMAN YURAN PENGAJIAN DI LUAR NEGARA JPA
SKIM PINJAMAN YURAN PENGAJIAN DI LUAR NEGARA JPA
LEE YAN LIAN CHARITABLE FOUNDATION LOCAL SCHOLARSHIP
LEE YAN LIAN CHARITABLE FOUNDATION LOCAL SCHOLARSHIP
SKIM PINJAMAN PELAJAR IPT YAYASAN WILAYAH PERSEKUTUAN
SKIM PINJAMAN PELAJAR IPT YAYASAN WILAYAH PERSEKUTUAN
IJN DIPLOMA IN NURSING PROGRAM
IJN DIPLOMA IN NURSING PROGRAM
YAYASAN TAN SRI LEE SHIN CHENG SCHOLARSHIP
YAYASAN TAN SRI LEE SHIN CHENG SCHOLARSHIP
YAYASAN BURSA MALAYSIA SCHOLARSHIP
YAYASAN BURSA MALAYSIA SCHOLARSHIP
PANASONIC SCHOLARSHIP (POSTGRAD)
PANASONIC SCHOLARSHIP (POSTGRAD)
UNIVERSITY OF SOUTHAMPTON MALAYSIA CAMPUS SCHOLARSHIP
UNIVERSITY OF SOUTHAMPTON MALAYSIA CAMPUS SCHOLARSHIP
AKADEMI LAUT MALAYSIA (ALAM) CADET SPONSORSHIP PROGRAM
AKADEMI LAUT MALAYSIA (ALAM) CADET SPONSORSHIP PROGRAM
KUOK FOUNDATION UNDERGRADUATE AWARDS (MALAYSIAN & SINGAPORE PUBLIC UNIVERSITIES)
KUOK FOUNDATION UNDERGRADUATE AWARDS (MALAYSIAN & SINGAPORE PUBLIC UNIVERSITIES)
PIDM UNDERGRADUATE SCHOLARSHIP
PIDM UNDERGRADUATE SCHOLARSHIP
OVERSEAS STUDENTS SCHOLARSHIP FOR UNDERGRADUATE STUDIES AT LINGNAN UNIVERSITY HONG KONG
OVERSEAS STUDENTS SCHOLARSHIP FOR UNDERGRADUATE STUDIES AT LINGNAN UNIVERSITY HONG KONG
PROGRAM PENAJAAN PERUBATAN JPA DI UNIVERSITI PERDANA
PROGRAM PENAJAAN PERUBATAN JPA DI UNIVERSITI PERDANA
UTAR Nursing Scholarship
UTAR Nursing Scholarship
OYL MALAYSIA SCHOLARSHIP PROGRAM
OYL MALAYSIA SCHOLARSHIP PROGRAM
SPORTS STUDIES SCHOLARSHIP
SPORTS STUDIES SCHOLARSHIP
HONG LEONG FOUNDATION UNDERGRADUATE SCHOLARSHIP
HONG LEONG FOUNDATION UNDERGRADUATE SCHOLARSHIP
SHELL-CURTIN SCHOLARSHIP
SHELL-CURTIN SCHOLARSHIP
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP (CHINA)
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP (CHINA)
AGROBANK SCHOLARSHIP PROGRAM
AGROBANK SCHOLARSHIP PROGRAM
DATO LEE CHONG WEI KDU EDUCATION GROUP SCHOLARSHIP
DATO LEE CHONG WEI KDU EDUCATION GROUP SCHOLARSHIP
BIASISWA  PROJEK IJAZAH BERKEMBAR JEPUN [JAD] MALAYSIA  JAPAN HIGHER EDUCATION PROGRAM [MJHEP]
BIASISWA PROJEK IJAZAH BERKEMBAR JEPUN [JAD] MALAYSIA JAPAN HIGHER EDUCATION PROGRAM [MJHEP]
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI LUAR NEGARA
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI LUAR NEGARA
SAMSUNG TAKING CHARGE PROGRAMME
SAMSUNG TAKING CHARGE PROGRAMME
MANULIFE SCHOLARSHIP
MANULIFE SCHOLARSHIP
DAVIS UNDERGRADUATE SCHOLARSHIP
DAVIS UNDERGRADUATE SCHOLARSHIP
KLSCCCI SCHOLARSHIP
KLSCCCI SCHOLARSHIP
BOSCH APPRENTICE TRAINING COURSE
BOSCH APPRENTICE TRAINING COURSE
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (UK)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (UK)
BIASISWA KECIL PERSEKUTUAN (BKP)
BIASISWA KECIL PERSEKUTUAN (BKP)
ING SCHOLARSHIP AWARD (LOCAL)
ING SCHOLARSHIP AWARD (LOCAL)
Malaysia Scholarship Directory EduhelpMy

1MCA EDUCATION LOAN SCHEME

2

Provider Name: MALAYSIAN CHINESE ASSOCIATION (MCA)
Provider Type: NGO/Foundation
Scholarship Type:
  • Partial Loan

Target Group:
  • SPM Leavers
  • STPM Leavers
  • Pre-U Students
  • Foundation Students
  • Matriculation Students
  • Bachelor Degree Students/Graduates
  • Master Degree Students/Holders
  • UEC Students

Study Level:
  • Bachelor Degree
  • Master Degree
  • Doctorate/PhD

Study Location:
  • Local
  • Overseas

Minimum Requirement for Application:
  1. PREREQUISITES FOR EDUCATION LOAN APPLICATION
  • The applicant must be a member of KOJADI with RM100 initial shares.
  • The applicant must hold the requisite additional shares ranging from RM500 to RM2,000 shares for each child depending on the loan amount applied for.
    Note: Payment of subscription of additional shares will be deducted from the approved loan
  • KOJADI will deduct the insurance premium from the approved loan.
  • The applicant must nominate a child/nominee under the 1MCA Education loan scheme.
  • The nominated child/nominee must have gained admission to an approved institution of higher learning locally or abroad.

Course:
  • ALL COURSES

Application Status: OPEN FOR APPLICATION
Extra Info:

This Loan Scheme is open for application to students of all races from low-income families.

A total of RM30million interest-free loans in the Loan Scheme will be open to all races. University students studying abroad can apply for loans ranging from RM30,000 to RM100,000. MCA will bear the interest for the loans.

The Education Loan Scheme is divided into two parts:

The first part entails 150 loans to pursue university degree programmes locally and overseas, with each successful applicant receiving loans up to RM30,000.

The second part entails 50 loans to pursue doctoral and post-graduate studies, with each successful applicant receiving loans between RM80,000 up to RM100,000.

Successful applicants can enjoy interest-free loans for the first five years. The Loan Scheme takes into consideration the fact that the students are studying and will have only just started working for about two years.

Thus this plan will allow the students to repay the loan, after which a minimum interest rate will be charged.


  1. LOAN DOCUMENTS

Submit certified photo copies of the following documents:

  • Applicant’s identity card
  • Student’s identity card
  • Letter of offer from approved institution
  • Student’s last examination results (SPM,STPM or SM3/UEC or equivalent or other highest academic qualification)
  • Identity cards of guarantors (one to three guarantors)
  • Latest EPF statement or Income Tax Form or EA Form or last 3 months payslips of guarantors (one to three guarantors)
  • Any other documents as may be required from time to time.

Submit the following photos and payment:

  • Applicant’s recent photo (passport size)
  • Student’s recent photo (passport size)
  • Loan processing fees (RM200)
  • Co-applicant and student membership fees (RM220)


  1. LOAN APPROVAL & DOCUMENTATION
  • The loan amount is subject to the discretion of the Board.
  • The loan application normally takes about 1 month to process.
  • When the loan is approved, an OFFER LETTER will be sent to the applicant.
  • The applicant is then required to complete and submit the necessary loan documents within 2 months:
    • Loan Agreement
      It must be jointly signed by the applicant & the student.
    • Deed of Guarantee
      It must be jointly signed by the guarantor(s).
  1. LOAN DISBURSEMENT
  • Loan will only be disbursed after ALL the loan documents and payments have been received by KOJADI.
  • The loan will be released in 2 or 3 disbursements spread over the duration of the course of study.


  1. INTEREST CHARGES
  • Interest will be charged to the applicant’s loan account immediately after the disbursement of the loan. However, the first FIVE years loan interest will be borne by MCA.
  • The interest rate for the loan will be as follows :

For existing member of KOJADI with minimum 5 years membership:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
5.8%
(on a monthly rest and
reducing balance basis)
6.8%
(on a monthly rest and
reducing balance basis)

For new member:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
6.8%
(on a monthly rest and
reducing balance basis)
7.8%
(on a monthly rest and
reducing balance basis)


REPAYMENT OF LOANThe founding objective of KOJADI is to pool the resources among its members for mutual benefits. Prompt repayment of the loan will enable KOJADI to give similar financial aid to other members for further study.

The repayment of the loan will begin three (3) or six (6) months after graduation and the maximum repayment period shall not exceed 10 years depending on the amount of loan and the type of the loan, repayment will be as follows:

1st year ….. RM200 or RM300 per month

2nd year ….. RM300 or RM400 per month

3rd year ….. RM400 or RM500 & above per month until full settlement

OR equal monthly instalments until full settlement.


  1. FURTHER INFORMATION

The above particulars are subject to change. For further information, please call at our office at

KoperasiJayadiri Malaysia Berhad (KOJADI)
11th Floor, Wisma MCA,
163 JalanAmpang,
50450 Kuala Lumpur.

Tel  : 03-2161 6499 (Membership and Loan Department)
Fax : 03-2162 1413
E-mail :
For membership related enquiries            : member@kojadi.com.my
For loan application related enquiries       : loan@kojadi.com.my

Office Hours : Monday-Friday : 8:30am – 5:30pm
Saturday-Sunday &Public Holidays : Closed


Scholarship Website
Document 1 - Application Form
Document 5 - Others
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