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SKIM BIASISWA SUKAN
SKIM BIASISWA SUKAN
DATUK ROGER TAN MEMORIAL SCHOLARSHIP
DATUK ROGER TAN MEMORIAL SCHOLARSHIP
LEE YAN LIAN CHARITABLE FOUNDATION LOCAL SCHOLARSHIP
LEE YAN LIAN CHARITABLE FOUNDATION LOCAL SCHOLARSHIP
BANK NEGARA MALAYSIA KIJANG EMAS AND KIJANG SCHOLARSHIP (PRE-U)
BANK NEGARA MALAYSIA KIJANG EMAS AND KIJANG SCHOLARSHIP (PRE-U)
GOOGLE ANITA BORG MEMORIAL SCHOLARSHIP FOR ASIA PACIFIC
GOOGLE ANITA BORG MEMORIAL SCHOLARSHIP FOR ASIA PACIFIC
FAJARBARU SCHOLARSHIP
FAJARBARU SCHOLARSHIP
ANUGERAH  BIASISWA KECEMERLANGAN MENTERI BESAR
ANUGERAH BIASISWA KECEMERLANGAN MENTERI BESAR
TASEK CORPORATION BERHAD SCHOLARSHIP
TASEK CORPORATION BERHAD SCHOLARSHIP
MACC - LA TROBE SCHOLARSHIP
MACC - LA TROBE SCHOLARSHIP
NSTP SCHOLARSHIP
NSTP SCHOLARSHIP
PINJAMAN PENDIDIKAN YAYASAN NEGERI SEMBILAN
PINJAMAN PENDIDIKAN YAYASAN NEGERI SEMBILAN
LION-PARKSON FOUNDATION SCHOLARSHIP
LION-PARKSON FOUNDATION SCHOLARSHIP
BOSCH APPRENTICE TRAINING COURSE
BOSCH APPRENTICE TRAINING COURSE
HONG LEONG FOUNDATION UNDERGRADUATE SCHOLARSHIP
HONG LEONG FOUNDATION UNDERGRADUATE SCHOLARSHIP
PINJAMAN PENDIDIKAN YAYASAN PAHANG
PINJAMAN PENDIDIKAN YAYASAN PAHANG
DANA PENDIDIKAN PERUBATAN
DANA PENDIDIKAN PERUBATAN
OVERSEAS UNIVERSITY SCHOLARSHIPS
OVERSEAS UNIVERSITY SCHOLARSHIPS
DANA PENDIDIKAN PERUBATAN
DANA PENDIDIKAN PERUBATAN
PROGRAM IJAZAH LUAR NEGARA (PILN) JPA
PROGRAM IJAZAH LUAR NEGARA (PILN) JPA
PIDM UNDERGRADUATE SCHOLARSHIP
PIDM UNDERGRADUATE SCHOLARSHIP
PENERAJU TUNAS POTENSI
PENERAJU TUNAS POTENSI
PINJAMAN PELAJARAN NEGERI SELANGOR
PINJAMAN PELAJARAN NEGERI SELANGOR
YTL POWER SCHOLARSHIP
YTL POWER SCHOLARSHIP
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP (CHINA)
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP (CHINA)
AXIATA YOUNG TALENT PROGRAM (UNDERGRADUATE DEGREE)
AXIATA YOUNG TALENT PROGRAM (UNDERGRADUATE DEGREE)
PROGRAM PENAJAAN PENDIDIKAN PETRONAS
PROGRAM PENAJAAN PENDIDIKAN PETRONAS
ECM LIBRA FOUNDATION STUDY LOAN PROGRAMME
ECM LIBRA FOUNDATION STUDY LOAN PROGRAMME
AUSTRALIAN INTERNATIONAL SCHOOL MALAYSIA MATRICULATION SCHOLARSHIP
AUSTRALIAN INTERNATIONAL SCHOOL MALAYSIA MATRICULATION SCHOLARSHIP
SHELL SCHOLARSHIP (OVERSEAS)
SHELL SCHOLARSHIP (OVERSEAS)
TOP GLOVE SCHOLARSHIP
TOP GLOVE SCHOLARSHIP
KUOK FOUNDATION UNDERGRADUATE AWARDS (MALAYSIAN & SINGAPORE PUBLIC UNIVERSITIES)
KUOK FOUNDATION UNDERGRADUATE AWARDS (MALAYSIAN & SINGAPORE PUBLIC UNIVERSITIES)
YAYASAN PENDIDIKAN BISTARI SCHOLARSHIP
YAYASAN PENDIDIKAN BISTARI SCHOLARSHIP
T-SYSTEMS HIGH ACHIEVER SCHOLARSHIP
T-SYSTEMS HIGH ACHIEVER SCHOLARSHIP
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - UNITEN
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - UNITEN
KLSCCCI SCHOLARSHIP
KLSCCCI SCHOLARSHIP
BIASISWA KARANGKRAF
BIASISWA KARANGKRAF
PROGRAM BURSARY PELAJAR CEMERLANG SPM
PROGRAM BURSARY PELAJAR CEMERLANG SPM
TEO SOO PIN SCHOLARSHIP
TEO SOO PIN SCHOLARSHIP
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP PROGRAM (CHINA)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP PROGRAM (CHINA)
MBAM Scholarship for for IPD-OUM & MBAM Training Programme
MBAM Scholarship for for IPD-OUM & MBAM Training Programme
INTERNATIONAL BACCALAUREATE  (IB) DIPLOMA SCHOLARSHIP
INTERNATIONAL BACCALAUREATE (IB) DIPLOMA SCHOLARSHIP
INDIAN SCHOLARSHIP AND TRUST FUND (ISTF)
INDIAN SCHOLARSHIP AND TRUST FUND (ISTF)
Stamford Higher Education 1Malaysia (HE1M)
Stamford Higher Education 1Malaysia (HE1M)
KPMG ASEAN Scholarship
KPMG ASEAN Scholarship
YAYASAN WAH SEONG SCHOLARSHIP
YAYASAN WAH SEONG SCHOLARSHIP
“JOURNEY TO SEMICONDUCTOR” SCHOLARSHIP PROGRAM
“JOURNEY TO SEMICONDUCTOR” SCHOLARSHIP PROGRAM
IACT SCHOLARSHIP
IACT SCHOLARSHIP
TAYLOR\'S NATIONAL SCHOLARSHIPS
TAYLOR\'S NATIONAL SCHOLARSHIPS
ALICE SMITH SCHOOL SCHOLARSHIP
ALICE SMITH SCHOOL SCHOLARSHIP
CHEVENING UNIVERSITY OF EDINBURGH SCHOLARSHIPS
CHEVENING UNIVERSITY OF EDINBURGH SCHOLARSHIPS
NATIONAL PRECISION ENGINEERING SCHOLARSHIP (NPES)
NATIONAL PRECISION ENGINEERING SCHOLARSHIP (NPES)
UCSI UNIVERSITY FOUNDATION A-LEVEL SCHOLARSHIP
UCSI UNIVERSITY FOUNDATION A-LEVEL SCHOLARSHIP
KHAZANAH CAMBRIDGE SCHOLARSHIP (UNDERGRADUATE AND POSTGRADUATE)
KHAZANAH CAMBRIDGE SCHOLARSHIP (UNDERGRADUATE AND POSTGRADUATE)
BANK NEGARA MALAYSIA SCHOLARSHIP (POSTGRADUATE)
BANK NEGARA MALAYSIA SCHOLARSHIP (POSTGRADUATE)
TUNG SHIN HOSPITAL SCHOLARSHIP
TUNG SHIN HOSPITAL SCHOLARSHIP
JAPANESE GOVERNMENT (MONBUKAGAKUSHO: MEXT) YOUNG LEADERS\' PROGRAMME (YLP)
JAPANESE GOVERNMENT (MONBUKAGAKUSHO: MEXT) YOUNG LEADERS\' PROGRAMME (YLP)
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - DIPLOMA UNITEN
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - DIPLOMA UNITEN
TAYLOR\'S WORLD CLASS SCHOLARSHIP
TAYLOR\'S WORLD CLASS SCHOLARSHIP
MAS CADET PILOT PROGRAM
MAS CADET PILOT PROGRAM
BIASISWA NASIONAL JPA
BIASISWA NASIONAL JPA
YAW TECK SENG FOUNDATION SCHOLARSHIP
YAW TECK SENG FOUNDATION SCHOLARSHIP
CANON SCHOLARSHIP
CANON SCHOLARSHIP
BIASISWA SUKAN IPT
BIASISWA SUKAN IPT
ASEAN SCHOLARSHIP - SECONDARY THREE
ASEAN SCHOLARSHIP - SECONDARY THREE
ING SCHOLARSHIP AWARD (LOCAL)
ING SCHOLARSHIP AWARD (LOCAL)
YAYASAN SIME DARBY Skill Enrichment Programme
YAYASAN SIME DARBY Skill Enrichment Programme
SWATCH GROUP SCHOLARSHIP
SWATCH GROUP SCHOLARSHIP
CHEVENING UNIVERSITY OF NEWCASTLE SCHOLARSHIPS
CHEVENING UNIVERSITY OF NEWCASTLE SCHOLARSHIPS
TENBY SCHOOLS SIWU SCHOLARSHIP AWARD
TENBY SCHOOLS SIWU SCHOLARSHIP AWARD
BIASISWA SUKAN PERSEKUTUAN
BIASISWA SUKAN PERSEKUTUAN
SUNRISE EDUCATION FOUNDATION SCHOLARSHIP (SCHOOL)
SUNRISE EDUCATION FOUNDATION SCHOLARSHIP (SCHOOL)
MNRB SCHOLARSHIP FUND
MNRB SCHOLARSHIP FUND
UNIVERSITY OF QUEENSLAND INTERNATIONAL UNDERGRADUATE SCHOLARSHIP
UNIVERSITY OF QUEENSLAND INTERNATIONAL UNDERGRADUATE SCHOLARSHIP
PENGAMBILAN CALON LEPASAN  SPM  UNTUK ANGKATAN TENTERA MALAYSIA
PENGAMBILAN CALON LEPASAN SPM UNTUK ANGKATAN TENTERA MALAYSIA
BIASISWA KECIL PERSEKUTUAN (BKP)
BIASISWA KECIL PERSEKUTUAN (BKP)
LIONS EDUCATION ASSISTANCE FOR THE NEEDY (LEARN) FUND
LIONS EDUCATION ASSISTANCE FOR THE NEEDY (LEARN) FUND
ASSUNTA HOSPITAL DIPLOMA IN NURSING
ASSUNTA HOSPITAL DIPLOMA IN NURSING
UTAR Nursing Scholarship
UTAR Nursing Scholarship
MPOB Education Scholarship
MPOB Education Scholarship
JARDINE SCHOLARSHIP
JARDINE SCHOLARSHIP
THE STAR EDUCATION FUND
THE STAR EDUCATION FUND
YAYASAN SIME DARBY UNDERGRADUATE BURSARY PROGRAMME (LOCAL)
YAYASAN SIME DARBY UNDERGRADUATE BURSARY PROGRAMME (LOCAL)
COLBY-SAWYER INTERNATIONAL STUDENT SCHOLARSHIP AND FINANCIAL AID
COLBY-SAWYER INTERNATIONAL STUDENT SCHOLARSHIP AND FINANCIAL AID
GENTING SANYEN POWER SCHOLARSHIP
GENTING SANYEN POWER SCHOLARSHIP
PROGRAM KHAS SELANGOR BRAIN BANK
PROGRAM KHAS SELANGOR BRAIN BANK
BIASISWA KELAS PERSEDIAAN UNIVERSITI (BKPU)
BIASISWA KELAS PERSEDIAAN UNIVERSITI (BKPU)
FAIRVIEW INTERNATIONAL BACCALAUREATE (IB) DIPLOMA PROGRAMME
FAIRVIEW INTERNATIONAL BACCALAUREATE (IB) DIPLOMA PROGRAMME
CHANG MING THIEN FOUNDATION LOAN
CHANG MING THIEN FOUNDATION LOAN
FULBRIGHT MALAYSIA AWARD
FULBRIGHT MALAYSIA AWARD
CHEVENING SCHOLARSHIP
CHEVENING SCHOLARSHIP
Malaysia Scholarship Directory EduhelpMy

1MCA EDUCATION LOAN SCHEME

2

Provider Name: MALAYSIAN CHINESE ASSOCIATION (MCA)
Provider Type: NGO/Foundation
Scholarship Type:
  • Partial Loan

Target Group:
  • SPM Leavers
  • STPM Leavers
  • Pre-U Students
  • Foundation Students
  • Matriculation Students
  • Bachelor Degree Students/Graduates
  • Master Degree Students/Holders
  • UEC Students

Study Level:
  • Bachelor Degree
  • Master Degree
  • Doctorate/PhD

Study Location:
  • Local
  • Overseas

Minimum Requirement for Application:
  1. PREREQUISITES FOR EDUCATION LOAN APPLICATION
  • The applicant must be a member of KOJADI with RM100 initial shares.
  • The applicant must hold the requisite additional shares ranging from RM500 to RM2,000 shares for each child depending on the loan amount applied for.
    Note: Payment of subscription of additional shares will be deducted from the approved loan
  • KOJADI will deduct the insurance premium from the approved loan.
  • The applicant must nominate a child/nominee under the 1MCA Education loan scheme.
  • The nominated child/nominee must have gained admission to an approved institution of higher learning locally or abroad.

Course:
  • ALL COURSES

Application Status: OPEN FOR APPLICATION
Extra Info:

This Loan Scheme is open for application to students of all races from low-income families.

A total of RM30million interest-free loans in the Loan Scheme will be open to all races. University students studying abroad can apply for loans ranging from RM30,000 to RM100,000. MCA will bear the interest for the loans.

The Education Loan Scheme is divided into two parts:

The first part entails 150 loans to pursue university degree programmes locally and overseas, with each successful applicant receiving loans up to RM30,000.

The second part entails 50 loans to pursue doctoral and post-graduate studies, with each successful applicant receiving loans between RM80,000 up to RM100,000.

Successful applicants can enjoy interest-free loans for the first five years. The Loan Scheme takes into consideration the fact that the students are studying and will have only just started working for about two years.

Thus this plan will allow the students to repay the loan, after which a minimum interest rate will be charged.


  1. LOAN DOCUMENTS

Submit certified photo copies of the following documents:

  • Applicant’s identity card
  • Student’s identity card
  • Letter of offer from approved institution
  • Student’s last examination results (SPM,STPM or SM3/UEC or equivalent or other highest academic qualification)
  • Identity cards of guarantors (one to three guarantors)
  • Latest EPF statement or Income Tax Form or EA Form or last 3 months payslips of guarantors (one to three guarantors)
  • Any other documents as may be required from time to time.

Submit the following photos and payment:

  • Applicant’s recent photo (passport size)
  • Student’s recent photo (passport size)
  • Loan processing fees (RM200)
  • Co-applicant and student membership fees (RM220)


  1. LOAN APPROVAL & DOCUMENTATION
  • The loan amount is subject to the discretion of the Board.
  • The loan application normally takes about 1 month to process.
  • When the loan is approved, an OFFER LETTER will be sent to the applicant.
  • The applicant is then required to complete and submit the necessary loan documents within 2 months:
    • Loan Agreement
      It must be jointly signed by the applicant & the student.
    • Deed of Guarantee
      It must be jointly signed by the guarantor(s).
  1. LOAN DISBURSEMENT
  • Loan will only be disbursed after ALL the loan documents and payments have been received by KOJADI.
  • The loan will be released in 2 or 3 disbursements spread over the duration of the course of study.


  1. INTEREST CHARGES
  • Interest will be charged to the applicant’s loan account immediately after the disbursement of the loan. However, the first FIVE years loan interest will be borne by MCA.
  • The interest rate for the loan will be as follows :

For existing member of KOJADI with minimum 5 years membership:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
5.8%
(on a monthly rest and
reducing balance basis)
6.8%
(on a monthly rest and
reducing balance basis)

For new member:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
6.8%
(on a monthly rest and
reducing balance basis)
7.8%
(on a monthly rest and
reducing balance basis)


REPAYMENT OF LOANThe founding objective of KOJADI is to pool the resources among its members for mutual benefits. Prompt repayment of the loan will enable KOJADI to give similar financial aid to other members for further study.

The repayment of the loan will begin three (3) or six (6) months after graduation and the maximum repayment period shall not exceed 10 years depending on the amount of loan and the type of the loan, repayment will be as follows:

1st year ….. RM200 or RM300 per month

2nd year ….. RM300 or RM400 per month

3rd year ….. RM400 or RM500 & above per month until full settlement

OR equal monthly instalments until full settlement.


  1. FURTHER INFORMATION

The above particulars are subject to change. For further information, please call at our office at

KoperasiJayadiri Malaysia Berhad (KOJADI)
11th Floor, Wisma MCA,
163 JalanAmpang,
50450 Kuala Lumpur.

Tel  : 03-2161 6499 (Membership and Loan Department)
Fax : 03-2162 1413
E-mail :
For membership related enquiries            : member@kojadi.com.my
For loan application related enquiries       : loan@kojadi.com.my

Office Hours : Monday-Friday : 8:30am – 5:30pm
Saturday-Sunday &Public Holidays : Closed


Scholarship Website
Document 1 - Application Form
Document 5 - Others
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