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GENTING SANYEN POWER SCHOLARSHIP
GENTING SANYEN POWER SCHOLARSHIP
CHEVENING CRANFIELD UNIVERSITY SCHOLARSHIPS
CHEVENING CRANFIELD UNIVERSITY SCHOLARSHIPS
AMCHAM-MACEE SCHOLARSHIP
AMCHAM-MACEE SCHOLARSHIP
TUN HUSSEIN ONN MEMORIAL SCHOLARSHIP
TUN HUSSEIN ONN MEMORIAL SCHOLARSHIP
NILAI UNIVERSITY COLLEGE HIGH ACHIEVER SCHOLARSHIP FOR IT AND ENGINEERING
NILAI UNIVERSITY COLLEGE HIGH ACHIEVER SCHOLARSHIP FOR IT AND ENGINEERING
CHANG MING THIEN FOUNDATION LOAN
CHANG MING THIEN FOUNDATION LOAN
SCHOLARSHIP PROGRAM FOR DIASPORA CHILDREN
SCHOLARSHIP PROGRAM FOR DIASPORA CHILDREN
PROGRAM KHAS LEPASAN SIJIL PELAJARAN MALAYSIA (SPM) 2012
PROGRAM KHAS LEPASAN SIJIL PELAJARAN MALAYSIA (SPM) 2012
ASEAN SCHOLARSHIP - SECONDARY ONE
ASEAN SCHOLARSHIP - SECONDARY ONE
BIASISWA NASIONAL JPA
BIASISWA NASIONAL JPA
PROGRAM LATIHAN SEPARA PERUBATAN BERTARAF DIPLOMA
PROGRAM LATIHAN SEPARA PERUBATAN BERTARAF DIPLOMA
YAYASAN SIME DARBY SPECIAL SUPPORT BURSARY PROGRAMME (LOCAL)
YAYASAN SIME DARBY SPECIAL SUPPORT BURSARY PROGRAMME (LOCAL)
UNIVERSITY OF CANTERBURY SCHOLARSHIP FOR MALAYSIAN
UNIVERSITY OF CANTERBURY SCHOLARSHIP FOR MALAYSIAN
TAYLOR\'S HIGH ACHIEVERS SCHOLARSHIP
TAYLOR\'S HIGH ACHIEVERS SCHOLARSHIP
UNITED WORLD COLLEGES (UWC) - MALAYSIA SCHOLARSHIP
UNITED WORLD COLLEGES (UWC) - MALAYSIA SCHOLARSHIP
THE IMU BACHELOR OF PHARMACY SCHOLARSHIP 2013
THE IMU BACHELOR OF PHARMACY SCHOLARSHIP 2013
BIASISWA FELDA GLOBAL
BIASISWA FELDA GLOBAL
RUSSIAN GOVERNMENT SCHOLARSHIP
RUSSIAN GOVERNMENT SCHOLARSHIP
UEM GROUP SCHOLARSHIP (LOCAL)
UEM GROUP SCHOLARSHIP (LOCAL)
PIDM UNDERGRADUATE SCHOLARSHIP
PIDM UNDERGRADUATE SCHOLARSHIP
AXIATA YOUNG TALENT PROGRAM (IB PRE-UNIVERSITY)
AXIATA YOUNG TALENT PROGRAM (IB PRE-UNIVERSITY)
YTL POWER SCHOLARSHIP
YTL POWER SCHOLARSHIP
KOON YEW YING SCHOLARSHIP
KOON YEW YING SCHOLARSHIP
TheMind Award: Outstanding Achievement in Undergraduate Studies
TheMind Award: Outstanding Achievement in Undergraduate Studies
NEXUS SECONDARY SCHOOL PROGRAMME
NEXUS SECONDARY SCHOOL PROGRAMME
UNIVERSITY OF QUEENSLAND INTERNATIONAL UNDERGRADUATE SCHOLARSHIP
UNIVERSITY OF QUEENSLAND INTERNATIONAL UNDERGRADUATE SCHOLARSHIP
BIASISWA AMANAH RAYA
BIASISWA AMANAH RAYA
KUOK FOUNDATION UNDERGRADUATE AWARDS (MALAYSIAN & SINGAPORE PUBLIC UNIVERSITIES)
KUOK FOUNDATION UNDERGRADUATE AWARDS (MALAYSIAN & SINGAPORE PUBLIC UNIVERSITIES)
ASTRO SCHOLARSHIP
ASTRO SCHOLARSHIP
SHELL-CURTIN SCHOLARSHIP
SHELL-CURTIN SCHOLARSHIP
CHEVENING SCHOLARSHIP
CHEVENING SCHOLARSHIP
CANON SCHOLARSHIP
CANON SCHOLARSHIP
GENERAL CULTURAL SCHOLARSHIP SCHEME (GCSS)
GENERAL CULTURAL SCHOLARSHIP SCHEME (GCSS)
FAEDAH PENDIDIKAN PERKESO
FAEDAH PENDIDIKAN PERKESO
TAYLOR’S WORLD CLASS TEACHERS SCHEME
TAYLOR’S WORLD CLASS TEACHERS SCHEME
YAYASAN TUNKU ABDUL RAHMAN SCHOLARSHIP
YAYASAN TUNKU ABDUL RAHMAN SCHOLARSHIP
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (UK)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (UK)
BRUNEI DARUSSALAM GOVERNMENT SCHOLARSHIP FOR FOREIGN STUDENTS
BRUNEI DARUSSALAM GOVERNMENT SCHOLARSHIP FOR FOREIGN STUDENTS
DANA PENDIDIKAN PERUBATAN
DANA PENDIDIKAN PERUBATAN
INTERNATIONAL BACCALAUREATE  (IB) DIPLOMA SCHOLARSHIP
INTERNATIONAL BACCALAUREATE (IB) DIPLOMA SCHOLARSHIP
SUNRISE EDUCATION FOUNDATION SCHOLARSHIP (SCHOOL)
SUNRISE EDUCATION FOUNDATION SCHOLARSHIP (SCHOOL)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (US)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (US)
YAYASAN BURSA MALAYSIA SCHOLARSHIP
YAYASAN BURSA MALAYSIA SCHOLARSHIP
MALAYSIAN COMMUNITY AND EDUCATION FOUNDATION (MCEF)
MALAYSIAN COMMUNITY AND EDUCATION FOUNDATION (MCEF)
THE STAR EDUCATION FUND
THE STAR EDUCATION FUND
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP PROGRAM (CHINA)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP PROGRAM (CHINA)
PINJAMAN PENDIDIKAN KERAJAAN NEGERI PULAU PINANG
PINJAMAN PENDIDIKAN KERAJAAN NEGERI PULAU PINANG
MPOB Education Scholarship
MPOB Education Scholarship
LIONS EDUCATION ASSISTANCE FOR THE NEEDY (LEARN) FUND
LIONS EDUCATION ASSISTANCE FOR THE NEEDY (LEARN) FUND
BIASISWA KERAJAAN NEGERI SABAH
BIASISWA KERAJAAN NEGERI SABAH
ECM LIBRA FOUNDATION STUDY LOAN PROGRAMME
ECM LIBRA FOUNDATION STUDY LOAN PROGRAMME
MSCB GROUP SCHOLARSHIP
MSCB GROUP SCHOLARSHIP
ASSUNTA HOSPITAL DIPLOMA IN NURSING
ASSUNTA HOSPITAL DIPLOMA IN NURSING
BIASISWA KECIL PERSEKUTUAN (BKP)
BIASISWA KECIL PERSEKUTUAN (BKP)
BN YOUTH EDUCATION SCHOLARSHIP
BN YOUTH EDUCATION SCHOLARSHIP
YAYASAN TM TALENT-A 2017 SCHOLARSHIP
YAYASAN TM TALENT-A 2017 SCHOLARSHIP
MERCEDES BENZ APPRENTICE TRAINING PROGRAM
MERCEDES BENZ APPRENTICE TRAINING PROGRAM
ING SCHOLARSHIP AWARD (LOCAL)
ING SCHOLARSHIP AWARD (LOCAL)
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP (CHINA)
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP (CHINA)
ASEAN SCHOLARSHIP - PRE-UNIVERSITY ONE
ASEAN SCHOLARSHIP - PRE-UNIVERSITY ONE
ROHAS EUCO EDUCATIONAL FUND
ROHAS EUCO EDUCATIONAL FUND
UEM GROUP SCHOLARSHIP (OVERSEAS)
UEM GROUP SCHOLARSHIP (OVERSEAS)
LEE YAN LIAN CHARITABLE FOUNDATION LOCAL SCHOLARSHIP
LEE YAN LIAN CHARITABLE FOUNDATION LOCAL SCHOLARSHIP
FAIRVIEW INTERNATIONAL BACCALAUREATE (IB) DIPLOMA PROGRAMME
FAIRVIEW INTERNATIONAL BACCALAUREATE (IB) DIPLOMA PROGRAMME
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (INDONESIA)
YAYASAN SIME DARBY UNDERGRADUATE SCHOLARSHIP (INDONESIA)
BANK NEGARA MALAYSIA KIJANG EMAS AND KIJANG SCHOLARSHIP (PRE-U)
BANK NEGARA MALAYSIA KIJANG EMAS AND KIJANG SCHOLARSHIP (PRE-U)
PROGRAM KEJURUTERAAN JEPUN, KOREA, PERANCIS, DAN JERMAN (JKPJ) - JPA
PROGRAM KEJURUTERAAN JEPUN, KOREA, PERANCIS, DAN JERMAN (JKPJ) - JPA
BUMI ARMADA CADET SPONSORSHIP
BUMI ARMADA CADET SPONSORSHIP
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP PROGRAMME
YAYASAN SIME DARBY PRE-UNIVERSITY SCHOLARSHIP PROGRAMME
PINJAMAN PELAJARAN NEGERI SELANGOR
PINJAMAN PELAJARAN NEGERI SELANGOR
KHAZANAH CAMBRIDGE SCHOLARSHIP (UNDERGRADUATE AND POSTGRADUATE)
KHAZANAH CAMBRIDGE SCHOLARSHIP (UNDERGRADUATE AND POSTGRADUATE)
YAYASAN SARAWAK BESTARI SCHOLARSHIP
YAYASAN SARAWAK BESTARI SCHOLARSHIP
KLSCCCI SCHOLARSHIP
KLSCCCI SCHOLARSHIP
TITIJAYA SCHOLARSHIP FUND
TITIJAYA SCHOLARSHIP FUND
YAYASAN DAYADIRI SCHOLARSHIP - UNDERGRADUATE AND POSTGRADUATE
YAYASAN DAYADIRI SCHOLARSHIP - UNDERGRADUATE AND POSTGRADUATE
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI TENAGA NASIONAL (UNITEN)
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI TENAGA NASIONAL (UNITEN)
TAN SRI MANICKAVASAGAM SCHOLARSHIP FUND
TAN SRI MANICKAVASAGAM SCHOLARSHIP FUND
YAYASAN PROTON SCHOLARSHIP
YAYASAN PROTON SCHOLARSHIP
TUN RAHAH SCHOLARSHIP FUND
TUN RAHAH SCHOLARSHIP FUND
IELTS SCHOLARSHIPS 2013
IELTS SCHOLARSHIPS 2013
BIASISWA SUKAN IPT
BIASISWA SUKAN IPT
PENERAJU TUNAS POTENSI
PENERAJU TUNAS POTENSI
TOP-STPM Scorers (2013) Scholarship Scheme
TOP-STPM Scorers (2013) Scholarship Scheme
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI LUAR NEGARA
BIASISWA YAYASAN TENAGA NASIONAL - PROGRAM UNIVERSITI LUAR NEGARA
TUN SUFFIAN FOUNDATION SCHOLARSHIP
TUN SUFFIAN FOUNDATION SCHOLARSHIP
Program Khas Pelajar Lepasan SPM - Kerjasama MARA dan JPA
Program Khas Pelajar Lepasan SPM - Kerjasama MARA dan JPA
AUSTRALIAN INTERNATIONAL SCHOOL MALAYSIA MATRICULATION SCHOLARSHIP
AUSTRALIAN INTERNATIONAL SCHOOL MALAYSIA MATRICULATION SCHOLARSHIP
PSYCHOLOGY HIGH ACHIEVERS SCHOLARSHIP
PSYCHOLOGY HIGH ACHIEVERS SCHOLARSHIP
INDIAN GOVERNMENT SCHOLARSHIP
INDIAN GOVERNMENT SCHOLARSHIP
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - UNITEN
PINJAMAN BOLEH UBAH YAYASAN TENAGA NASIONAL - UNITEN
Malaysia Scholarship Directory EduhelpMy

1MCA EDUCATION LOAN SCHEME

2

Provider Name: MALAYSIAN CHINESE ASSOCIATION (MCA)
Provider Type: NGO/Foundation
Scholarship Type:
  • Partial Loan

Target Group:
  • SPM Leavers
  • STPM Leavers
  • Pre-U Students
  • Foundation Students
  • Matriculation Students
  • Bachelor Degree Students/Graduates
  • Master Degree Students/Holders
  • UEC Students

Study Level:
  • Bachelor Degree
  • Master Degree
  • Doctorate/PhD

Study Location:
  • Local
  • Overseas

Minimum Requirement for Application:
  1. PREREQUISITES FOR EDUCATION LOAN APPLICATION
  • The applicant must be a member of KOJADI with RM100 initial shares.
  • The applicant must hold the requisite additional shares ranging from RM500 to RM2,000 shares for each child depending on the loan amount applied for.
    Note: Payment of subscription of additional shares will be deducted from the approved loan
  • KOJADI will deduct the insurance premium from the approved loan.
  • The applicant must nominate a child/nominee under the 1MCA Education loan scheme.
  • The nominated child/nominee must have gained admission to an approved institution of higher learning locally or abroad.

Course:
  • ALL COURSES

Application Status: OPEN FOR APPLICATION
Extra Info:

This Loan Scheme is open for application to students of all races from low-income families.

A total of RM30million interest-free loans in the Loan Scheme will be open to all races. University students studying abroad can apply for loans ranging from RM30,000 to RM100,000. MCA will bear the interest for the loans.

The Education Loan Scheme is divided into two parts:

The first part entails 150 loans to pursue university degree programmes locally and overseas, with each successful applicant receiving loans up to RM30,000.

The second part entails 50 loans to pursue doctoral and post-graduate studies, with each successful applicant receiving loans between RM80,000 up to RM100,000.

Successful applicants can enjoy interest-free loans for the first five years. The Loan Scheme takes into consideration the fact that the students are studying and will have only just started working for about two years.

Thus this plan will allow the students to repay the loan, after which a minimum interest rate will be charged.


  1. LOAN DOCUMENTS

Submit certified photo copies of the following documents:

  • Applicant’s identity card
  • Student’s identity card
  • Letter of offer from approved institution
  • Student’s last examination results (SPM,STPM or SM3/UEC or equivalent or other highest academic qualification)
  • Identity cards of guarantors (one to three guarantors)
  • Latest EPF statement or Income Tax Form or EA Form or last 3 months payslips of guarantors (one to three guarantors)
  • Any other documents as may be required from time to time.

Submit the following photos and payment:

  • Applicant’s recent photo (passport size)
  • Student’s recent photo (passport size)
  • Loan processing fees (RM200)
  • Co-applicant and student membership fees (RM220)


  1. LOAN APPROVAL & DOCUMENTATION
  • The loan amount is subject to the discretion of the Board.
  • The loan application normally takes about 1 month to process.
  • When the loan is approved, an OFFER LETTER will be sent to the applicant.
  • The applicant is then required to complete and submit the necessary loan documents within 2 months:
    • Loan Agreement
      It must be jointly signed by the applicant & the student.
    • Deed of Guarantee
      It must be jointly signed by the guarantor(s).
  1. LOAN DISBURSEMENT
  • Loan will only be disbursed after ALL the loan documents and payments have been received by KOJADI.
  • The loan will be released in 2 or 3 disbursements spread over the duration of the course of study.


  1. INTEREST CHARGES
  • Interest will be charged to the applicant’s loan account immediately after the disbursement of the loan. However, the first FIVE years loan interest will be borne by MCA.
  • The interest rate for the loan will be as follows :

For existing member of KOJADI with minimum 5 years membership:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
5.8%
(on a monthly rest and
reducing balance basis)
6.8%
(on a monthly rest and
reducing balance basis)

For new member:

1st year
(Upon First release of loan)
2nd year onwards
until full settlement
6.8%
(on a monthly rest and
reducing balance basis)
7.8%
(on a monthly rest and
reducing balance basis)


REPAYMENT OF LOANThe founding objective of KOJADI is to pool the resources among its members for mutual benefits. Prompt repayment of the loan will enable KOJADI to give similar financial aid to other members for further study.

The repayment of the loan will begin three (3) or six (6) months after graduation and the maximum repayment period shall not exceed 10 years depending on the amount of loan and the type of the loan, repayment will be as follows:

1st year ….. RM200 or RM300 per month

2nd year ….. RM300 or RM400 per month

3rd year ….. RM400 or RM500 & above per month until full settlement

OR equal monthly instalments until full settlement.


  1. FURTHER INFORMATION

The above particulars are subject to change. For further information, please call at our office at

KoperasiJayadiri Malaysia Berhad (KOJADI)
11th Floor, Wisma MCA,
163 JalanAmpang,
50450 Kuala Lumpur.

Tel  : 03-2161 6499 (Membership and Loan Department)
Fax : 03-2162 1413
E-mail :
For membership related enquiries            : member@kojadi.com.my
For loan application related enquiries       : loan@kojadi.com.my

Office Hours : Monday-Friday : 8:30am – 5:30pm
Saturday-Sunday &Public Holidays : Closed


Scholarship Website
Document 1 - Application Form
Document 5 - Others
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